404 Harbor Drive, FL404 Harbor Drive, FL
Stellar MLS
1 / 2

$1,185,000

404 Harbor DriveIndian Rocks Beach, FL 33785

Listing updated: October 16, 2026 at 2:09 PM ET

Active
Stellar MLSListing courtesy of Coastal Properties Group International · Lori Yaniscavitch · MLS #TB8553795 · Active · 727-493-1555
3
Beds
2
Baths
2,230
Sq Ft
0.17
Acres
1972
Built
◆Fireplace◆$531/sqft
Single Family Residence

Property type

1972

Year built

7,279 sqft

Lot size

$531

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living. The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis. Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field. Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!

Estimated monthly payment

Principal & interest$5,992
Property taxes$436
Home insurance (est.)$543

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 16, 2026
  2. Listed$1,185,000
    Oct 16, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Indian Beach Re-Revised 21st Add
County
Pinellas
Year built
1972
Living area
2,230 sq ft
Price/sq ft
$531
Building area
2,703 sq ft (Public Records)
Lot size
7,279 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0112H)
Garage
2 spaces
Annual taxes
$5,234 (2025)
Parcel #
06-30-15-42408-000-0020
Zoning
RES
MLS #
TB8553795

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Marble, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Refrigerator, Touchless Faucet, Washer, Water Softener
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Electric Vehicle Charging Station(s), Garage Door Opener

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to confirm with City of Indian Rocks Beach.
Approval process
Buyer to confirm with City of Indian Rocks Beach.

Exterior & Construction

Exterior features
Garden, Rain Gutters
Construction materials
Block, Stucco
Roof
Membrane, Metal
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Sprinkler Meter, Water Connected

Schools

ElementaryAnona Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst15x16.4
Bedroom 2First12x10
Bedroom 3First12x12.9
Bathroom 1First10x8
Bathroom 2First9x9
KitchenFirst12.5x23
Utility RoomFirst
Living RoomFirst18x27

Listing Details

Listing date
2026-10-16
On market date
2026-10-16
Original list price
$1,185,000
Occupant type
Owner
MLS area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Listing AOR
Suncoast Tampa
Status changed
2026-10-16
Tax legal description
INDIAN BEACH RE-REVISED 21ST ADD

Flood risk

High riskFEMA Zone AEPanel 12103C0112H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the Belleair Causeway, Go South on Gulf Blvd, Go East "Left" on 1st street, Go South "Right" on Harbor Dr, Stay to the right, house is on the left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 2:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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