2047 28th Terrace, FL
Stellar MLS
1 / 1

$1,450,000

2047 28th TerraceCape Coral, FL 33904

Listing updated: October 20, 2026 at 9:09 AM ET

Active
Stellar MLSListing courtesy of The Keyes Company · Tiffany Packard · MLS #TB8553605 · Active · 539-323-2883
3
Beds
3
Baths
2,559
Sq Ft
0.26
Acres
2002
Built
◆Waterfront◆Water access◆Private pool◆4-car garage◆$567/sqft
Single Family Residence

Property type

2002

Year built

11,238 sqft

Lot size

$567

Price / sq ft

No HOA

HOA dues

20

Days on market

4

Garage spaces

AE

Flood zone

About this home

SAILBOAT GULF ACCESS, JUST 1,200 FEET TO THE RIVER, AN OVERSIZED RV GARAGE, TWO BOAT LIFTS AND A WATERFRONT SETTING BUILT FOR BOATERS! This impressive Cape Coral waterfront home combines luxury, functionality and incredible access to the water with no bridges between you and the river. Inside, the open great room floor plan is filled with natural light and features soaring ceilings, crown molding, tile flooring, plantation shutters and brand new hurricane resistant 90 degree sliding glass doors that open the living space to the screened lanai and wide canal views. The kitchen is designed for entertaining with granite countertops, a large island with seating, a walk in pantry with pull out drawers, Sub Zero refrigerator, wine refrigerator and a brand new induction oven, while both a formal dining room and waterfront breakfast nook provide plenty of space for gatherings. The spacious primary suite overlooks the water and features direct outdoor access, tray ceilings, a large walk in closet with built ins and a beautifully finished bath with dual vanities, freestanding soaking tub and oversized custom walk in shower. The guest accommodations are equally inviting, including an ensuite bedroom and a newly added walk in Jacuzzi bath. Outside is where this property truly stands apart. The expansive screened lanai surrounds a heated saltwater pool and spa with multiple covered seating areas, an outdoor kitchen with built in grill, refrigerator and sink, plus a fire pit and a new hot tub that conveys with the property. A private dog run with artificial turf provides a low maintenance space for pets. Continue toward the water and you will find a wrap around composite dock designed for enjoying every part of the waterfront, complete with a tiki hut, multiple seating areas and two boat lifts, including a 30,000 lb lift with 22,000 lb bunks and a 4,000 lb lift with brand new bunks. The wide canal and short route to the river make this an exceptional setup for serious boaters. Additional highlights include a newer metal roof, a brand new A/C unit, laundry room with utility sink, a safe that conveys with the property and an incredible RV garage measuring over 1,000 square feet with room for multiple vehicles, an RV or boat, plus RV electric and cleanout. With incredible waterfront views, direct Gulf access, resort style outdoor living and garage space rarely found in Cape Coral, this home offers a lifestyle that is just as impressive as the property itself. Schedule your private showing and experience everything this waterfront home has to offer.

Estimated monthly payment

Principal & interest$7,332
Property taxes$1,111
Home insurance (est.)$665

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history20 days on market

  1. Status: Active
    Sep 30, 2026
  2. Listed$1,450,000
    Sep 30, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
20
Subdivision
Cape Coral
County
Lee
Year built
2002
Living area
2,559 sq ft
Price/sq ft
$567
Building area
3,744 sq ft (Public Records)
Lot size
11,238 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12071C0406G)
Garage
4 spaces
Pool
Private pool
Annual taxes
$13,327 (2025)
Parcel #
32-44-24-C3-01174.0330
Zoning
R1
MLS #
TB8553605

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Dog Run, Fire Pit, Lighting, Outdoor Kitchen, Outdoor Shower, Rain Gutters
Construction materials
Stucco
Roof
Metal
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Room Details

RoomLevelDimensions
Living Room
Kitchen
Primary Bedroom

Listing Details

Listing date
2026-09-30
On market date
2026-09-30
Original list price
$1,450,000
Occupant type
Owner
MLS area
33904 - Cape Coral
Listing AOR
Suncoast Tampa
Status changed
2026-09-30
Tax legal description
CAPE CORAL UNIT 19 BLK 1174 PB 13 PG 125 LOTS 33 + 34

Flood risk

High riskFEMA Zone AEPanel 12071C0406G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Del Prodo to Cornwallis, North on 20th Ave, East on 28th Terrace, Home is towards the end on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 20, 2026 at 9:09 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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