4435 Horse Creek Lane, FL
Stellar MLS
1 / 1

$369,900

4435 Horse Creek Lane

Lakeland, FL 33811

Listing updated: October 1, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · Chad Hall · MLS #TB8553449 · Active · 888-883-8509
4
Beds
2
Baths
2,000
Sq Ft
0.23
Acres
2022
Built
◆$185/sqft◆360° tour
Single Family Residence

Property type

2022

Year built

10,119 sqft

Lot size

$185

Price / sq ft

$83/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 4435 Horse Creek Lane, a beautifully maintained 4-bedroom, 2-bath home located in the desirable Riverstone community of Lakeland. Situated on an oversized lot, this home offers a backyard setting that truly stands out, with peaceful views overlooking a small neighboring farm where you may even catch sight of the resident donkeys. Inside, the open floor plan is designed for both everyday living and entertaining. The kitchen features stone countertops, stainless steel appliances, abundant cabinetry, and a large center island with bar seating. Ceramic tile runs throughout the main living areas, with carpeting in select bedrooms for added comfort. The spacious primary suite includes dual sinks, a walk-in shower, and a walk-in closet. Additional highlights include a two-car garage and a generously sized backyard that is vinyl fenced along the front and sides, with wire fencing along the rear to preserve the open view toward the farm. Built in 2022, this home combines modern construction, a functional single-story layout, and the extra space of an oversized homesite. Riverstone offers a vibrant community lifestyle with neighborhood pools, playgrounds, parks, walking and jogging paths, a dog park, and other recreational amenities, all while providing convenient access to shopping, dining, and major roadways throughout Lakeland. If you have been looking for a newer home with extra outdoor space, a great community, and a backyard view that feels anything but typical, this one deserves a closer look.

Estimated monthly payment

Principal & interest$1,870
Property taxes$549
Home insurance (est.)$170
HOA dues$83

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 30, 2026
  2. Listed$369,900
    Sep 30, 2026
  3. Price increased$369,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Riverstone Ph 3 & 4
County
Polk
Year built
2022
Living area
2,000 sq ft
Price/sq ft
$185
Building area
2,400 sq ft (Owner)
Lot size
10,119 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0460G)
Garage
2 spaces
Annual taxes
$6,582 (2025)
Parcel #
23-29-17-141624-004140
MLS #
TB8553449

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Water Softener
Interior features
Ceiling Fans(s), High Ceilings, Solid Surface Counters, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$1,000 / Annually
Monthly HOA
$83/mo
Total monthly fees
$83/mo
Total annual fees
$1,000
HOA name
Prime Community Management
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Barrel/Cistern(s), Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities

Community

Pets allowed
Yes

Schools

ElementaryKathleen ElemGreatSchools ↗
MiddleLakeland Highlands MiddlGreatSchools ↗
High SchoolLakeland Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst15x11
Primary BedroomFirst19x13
Bedroom 2First12x12
Bedroom 3First12x12
Bedroom 4First10x11
Great RoomFirst32x26

Listing Details

Listing date
2026-09-29
On market date
2026-09-30
Original list price
$369,900
Occupant type
Owner
MLS area
33811 - Lakeland
Listing AOR
Sarasota - Manatee
Status changed
2026-09-30
Tax legal description
RIVERSTONE PHASE 3 & 4 PB 180 PGS 48-56 BLOCK 4 LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12105C0460G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4, take Exit 27 toward Polk Parkway/SR-570. Continue on Polk Parkway, then take the exit toward Waring Road. Continue toward Pipkin Road and follow Pipkin Road to the Riverstone community. Enter Riverstone and continue to Horse Creek Lane. Property will be at 4435 Horse Creek Lane.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA