3165 Phlox Drive, FL
Stellar MLS
1 / 1

$247,500

3165 Phlox DrivePalm Harbor, FL 34684

Listing updated: October 10, 2026 at 8:35 AM ET

Active
Stellar MLSListing courtesy of Tropic Shores Realty Llc · Jonathan Trivett · MLS #TB8553361 · Active · 352-684-7371
2
Beds
1
Bath
855
Sq Ft
0.08
Acres
1984
Built
◆$289/sqft◆360° tour
Villa

Property type

1984

Year built

3,872 sqft

Lot size

$289

Price / sq ft

$225/mo

HOA dues

11

Days on market

1

Garage space

X

Flood zone

About this home

Welcome to your new home in Cloverplace of Palm Harbor. 2 bedroom 1 bathroom 1 car garage. New Roof in August 2026! Community swimming pool. New LVP Luxury Vinyl Plank Flooring throughout the home. New Stainless kitchen appliance set. New Range, Microwave, Dishwasher and Refrigerator. New ceiling fan with remote in the living room. High Vaulted ceiling! Updated vanity and tiled bathroom and new toilet. Fresh new interior paint throughout including the garage. New lighting. Home had professional sinkhole remediation done in 2018 with a permit that is on file with the county and is completely insurable!! Heating and Air conditioning system is 2018. Large walk-in closet in the master bedroom. Washer dryer hook ups are in the garage. Fenced backyard with gate. Flood zone X. NON flood zone. Seller will assist buyer with closing costs with a finance offer!

Estimated monthly payment

Principal & interest$1,251
Property taxes$62
Home insurance (est.)$113
HOA dues$225

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Sep 29, 2026
  2. Listed$250,000
    Sep 29, 2026
  3. Price reduced$247,500

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
11
Subdivision
Cloverplace Condo
County
Pinellas
Year built
1984
Living area
855 sq ft
Price/sq ft
$289
Lot size
3,872 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0078G)
Garage
1 spaces
Annual taxes
$744 (2025)
Parcel #
08-28-16-16795-005-2050
Zoning
RPD-7.5
MLS #
TB8553361

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$225 / Monthly
Monthly HOA
$225/mo
Total monthly fees
$225/mo
Total annual fees
$2,700
HOA name
Mike Willey
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with property management and or the HOA
Approval process
Buyer to verify with property management and or the HOA

Exterior & Construction

Exterior features
Private Entrance, Sidewalk
Construction materials
Brick, Other, Frame, Wood Siding
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Yes

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-09-29
On market date
2026-09-29
Original list price
$250,000
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
West Pasco
Status changed
2026-09-29
Tax legal description
CLOVERPLACE CONDO PHASE V UNIT 205

Flood risk

Minimal riskFEMA Zone XPanel 12103C0078G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Tampa Rd to Landmark turn north and then turn west into Cloverplace neighborhood and then to Phlox then to address

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 10, 2026 at 8:35 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA