$190,000
12103 Grand Oak LaneOxford, FL 34484
Listing updated: October 6, 2026 at 6:51 AM ET
Listing courtesy of Market Connect Realty Llc · Jenna Loyd · MLS #O6445854 · Active · 407-250-4708Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
RARE COTTAGE HOME in Lakeshore at Lake Andrew! Nestled beneath majestic oak trees draped in Spanish moss, this beautifully maintained 2023 cottage-style home offers a peaceful Florida lifestyle in Lakeshore at Lake Andrew, tucked along the western edge of The Villages. Inside, you’ll find a bright, open split-floor plan with high ceilings, crown molding, abundant natural light, luxury vinyl flooring throughout the main living areas, and ceramic tile in both bathrooms. The kitchen is the heart of the home, featuring stainless steel appliances, quartz countertops, upgraded fixtures, and an open layout overlooking the main living space and outdoor patio with a bar window that combines the two for easy indoor-outdoor living and entertaining. The enclosed patio room creates an inviting space for morning coffee, relaxing evenings, or enjoying the views of the front yard and mature trees. The private primary suite features large windows overlooking the garden, a spacious walk-in closet, and an upgraded bathroom with a tiled walk-in shower, glass door, quartz vanity, and pocket door for added privacy. On the opposite side of the home, the generously sized guest bedroom offers a double-door closet and easy access to the second full bathroom and built-in laundry area. Enjoy the lifestyle that comes with Lakeshore at Lake Andrew. The monthly fee includes the land lease, lawn care and landscaping, water, sewer, trash, cable, and high-speed internet, along with an impressive collection of amenities including a resort-style pool, pickleball courts, yoga and fitness room, fishing pier, dog park, EV charging, community garden, grills, and a cozy firepit gathering area. It’s low-maintenance living without giving up the fun. Whether you're looking for a comfortable full-time residence, an elegant seasonal escape, or a vacation home your guests will love, this rare cottage-style home offers something special: a beautiful place to live, a peaceful place to unwind, and a Florida lifestyle worth enjoying.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 5, 2026
- Listed$190,000Oct 5, 2026
- Price increased$190,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Lakeshore
- County
- Sumter
- Year built
- 2022
- Living area
- 772 sq ft
- Price/sq ft
- $246
- Building area
- 956 sq ft (Public Records)
- Lot size
- 3,631 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- A
- Annual taxes
- $3,064 (2024)
- Parcel #
- D18G022
- Zoning
- PUD
- MLS #
- O6445854
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Window Treatments
- Laundry
- Common Area
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $0 / Monthly
- Monthly HOA
- None
- Total monthly fees
- $1,014/mo
- Total annual fees
- $12,168
- HOA name
- Angela Moyer
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- https://www.lakeshoreatlakeandrew.com/ SEE ATTACMENTS AND OR COMMUNITY WEBSITE.
- Approval process
- https://www.lakeshoreatlakeandrew.com/ SEE ATTACMENTS AND OR COMMUNITY WEBSITE.
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- HardiPlank Type, Frame
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x11 |
| Primary Bedroom | First | 11x12 |
| Bedroom 1 | First | 10x11 |
| Living Room | First | 11x12 |
Listing Details
- Listing date
- 2026-09-29
- On market date
- 2026-10-05
- Original list price
- $190,000
- Occupant type
- Owner
- MLS area
- 34484 - Oxford
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-05
- Tax legal description
- SIMPLE LIFE LAKESHORE LOT 22 SIMPLE LIFE DESCRIPTION: COMM AT THE N 1/4 OF S. - See additional Legal on Tax Roll
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of E County Rd 466 & US-301, Head West onto E County Rd 466. Take second guest entrance on the Right, Lakeshore Way, Keep Right, Take a Right onto Grand Oak Ln. The destination will be on your Right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 6, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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