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$419,000

215 Lake Howard DriveWinter Haven, FL 33880

Listing updated: October 3, 2026 at 11:54 AM ET

Active

Listing courtesy of Coldwell Banker Realty · Brandy Duncan · MLS #L4965431 · Active · 863-294-7541

Beds

Baths

2,099

Sq Ft

0.4

Acres

1948

Built

◆Waterfront◆Water access◆$200/sqft◆360° tour

Single Family Residence

Property type

1948

Year built

17,385 sqft

Lot size

$200

Price / sq ft

No HOA

HOA dues

Days on market

Garage space

Flood zone

About this home

LAKEFRONT OPPORTUNITY ON LAKE HOWARD! Enjoy the Winter Haven waterfront lifestyle at 215 S Lake Howard Drive. This 3-bedroom (with bonus room off bedroom- possibly and office overlooking the lake), 2-bath home includes lakefront property directly across Lake Howard Drive from the residence, providing access to beautiful Lake Howard along with a private dock and covered boat area. The home has recently been refreshed and is ready for its next chapter, featuring fresh interior paint, new carpet and padding, professional cleaning, and professionally steam-cleaned tile. The floor plan offers comfortable living spaces, a single-car garage, and a large screened rear patio overlooking the spacious, fenced backyard. Across the street, your lakefront area provides the opportunity to enjoy boating, fishing, and everything that makes living on Lake Howard so special. Keep your boat conveniently at the dock and head out on the water to enjoy the Central Florida lake lifestyle. The home offers a great foundation for a buyer looking for waterfront access while still having the opportunity to make additional improvements and personalize the property. With some added love and updating, this could become a wonderful full-time residence, seasonal Florida home, or lake retreat. Conveniently located near downtown Winter Haven, shopping, dining, medical facilities, and area attractions, this property combines an established location with one of Winter Haven's most desirable amenities—access to Lake Howard right across the street. Bring your vision, your boat, and your love of the water and discover the possibilities at 215 S Lake Howard Drive!

Estimated monthly payment

Principal & interest$2,119

Property taxes$419

Home insurance (est.)$192

Down payment

20%

$83,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

Status: Active
Sep 29, 2026
Listed$419,000
Sep 29, 2026
Price increased$419,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 4
Subdivision: Linger & Nichols Sub/Winter H
County: Polk
Year built: 1948
Living area: 2,099 sq ft
Price/sq ft: $200
Building area: 2,869 sq ft (Estimated)
Lot size: 17,385 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12105C0365G)
Garage: 1 spaces
Annual taxes: $5,027 (2025)
Parcel #: 26-28-29-633000-000370
Zoning: RP
MLS #: L4965431

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Microwave
Interior features: Ceiling Fans(s), Solid Wood Cabinets
Laundry: In Garage
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Mailbox, Sidewalk
Construction materials: Block, Concrete, Stucco
Roof: Shingle
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Electricity Connected, Water Connected

Schools

ElementaryLake Shipp ElemGreatSchools ↗

MiddleDenison MiddleGreatSchools ↗

High SchoolLake Region HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bathroom	First	6x14
Primary Bedroom	First
Bedroom 1	First	10x9
Bedroom 2	First	14x10
Living Room	First	14x10
Kitchen	First	18x12

Listing Details

Listing date: 2026-09-29
On market date: 2026-09-29
Original list price: $419,000
Occupant type: Vacant
MLS area: 33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR: East Polk
Status changed: 2026-09-29
Tax legal description: LINGER & NICHOLS PB 8 PG 47 LOTS 37 38 & 39

Flood risk

Minimal riskFEMA Zone XPanel 12105C0365G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Highway 17 North to Central Avenue and take a left. Take Central Avenue to Lake Howard Drive, and turn left and the property will be down on your left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 3, 2026 at 11:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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