486 Panaro Lane, FL
Stellar MLS
1 / 1

$345,000

486 Panaro Lane

Haines City, FL 33844

Listing updated: October 2, 2026 at 6:49 AM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Central Florida Llc · Kevin Betancourt Torres · MLS #O6445766 · Active · 407-861-8009
3
Beds
2
Baths
1,783
Sq Ft
0.13
Acres
2022
Built
◆$193/sqft◆360° tour
Single Family Residence

Property type

2022

Year built

5,510 sqft

Lot size

$193

Price / sq ft

$21/mo

HOA dues

1

Day on market

2

Garage spaces

a

Flood zone

About this home

Virtually Staged. ASSUMABLE 5.375 RATE MORTGAGE! Take advantage of the opportunity to assume an existing mortgage with approximately 26 years remaining, offering a unique financing option compared to starting a new 30-year loan. Welcome to this beautiful 2022-built 3-bedroom, 2-bath home offering modern comfort, thoughtful upgrades, and a spacious feel throughout. The open-concept floor plan creates an inviting flow between the living, dining, and kitchen areas, while the tall ceilings add an extra sense of openness and space. The split-bedroom layout provides privacy for the primary suite while keeping the additional bedrooms comfortably positioned for family or guests. Step outside to enjoy the fully paid-off privacy fence and spacious lanai, creating a great outdoor space for relaxing, entertaining, or enjoying Florida's beautiful weather. The home also features solar panels with an affordable monthly payment while allowing you to own the equipment long-term, helping make electricity costs more manageable. Located in a welcoming community with a pool and playground, this home combines newer construction, desirable upgrades, energy-saving features, and an exceptional mortgage opportunity. Don't miss your chance to make this home yours!

Estimated monthly payment

Principal & interest$1,745
Property taxes$629
Home insurance (est.)$158
HOA dues$21

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 1, 2026
  2. Listed$345,000
    Oct 1, 2026
  3. Price increased$345,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Magnolia Park Ph 1&2
County
Polk
Year built
2022
Living area
1,783 sq ft
Price/sq ft
$193
Building area
2,329 sq ft (Appraiser)
Lot size
5,510 sq ft
Lot category
0 to less than 1/4
Flood zone
a
Garage
2 spaces
Annual taxes
$7,545 (2025)
Parcel #
27-28-04-815029-000590
MLS #
O6445766

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
Interior features
Ceiling Fans(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$250 / Annually
Monthly HOA
$21/mo
Total monthly fees
$21/mo
Total annual fees
$250
HOA name
Andrew Rinehart
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Assumable, Cash, Conventional, FHA, Other, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please confirm all HOA fees, rules, and restrictions directly with the HOA
Approval process
Please confirm all HOA fees, rules, and restrictions directly with the HOA

Exterior & Construction

Exterior features
Private Entrance, Private Mailbox, Sidewalk
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Block, Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst17.4x15.1
Bedroom 2First14x9.1
Bedroom 3First14.1x9.9
Family RoomFirst19x19
KitchenFirst19.4x10.9

Listing Details

Listing date
2026-09-29
On market date
2026-10-01
Original list price
$345,000
Occupant type
Owner
MLS area
33844 - Haines City/Grenelefe
Listing AOR
Orlando Regional
Status changed
2026-10-01
Tax legal description
MAGNOLIA PARK PHASE 1 & 2 PB 184 PGS 1-6 LOT 59

Flood risk

High riskFEMA Zone A

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 27, head east on CR 544. Turn right onto Scenic Highway, then turn right into Magnolia Park. Turn right onto Panaro Lane, then turn left onto the next street to 486 Panaro Lane. Home is on the left.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA