4284 Arcadia Garden Way, FL4284 Arcadia Garden Way, FL4284 Arcadia Garden Way, FL
Stellar MLS
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$699,990

4284 Arcadia Garden Way

St Cloud, FL 34772

Listing updated: October 1, 2026 at 10:08 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Advantage Realty · Stacie Brown Kelly · MLS #O6445330 · Active · 407-977-7600
5
Beds
5
Baths
3,783
Sq Ft
0.17
Acres
2026
Built
◆New construction◆$185/sqft
Single Family Residence

Property type

2026

Year built

7,400 sqft

Lot size

$185

Price / sq ft

$75/mo

HOA dues

2

Days on market

2

Garage spaces

X

Flood zone

About this home

Under Construction. Located at 4284 Arcadia Garden Way in St Cloud, this new construction home offers 3,556 square feet of living space across 2 levels. The layout is designed for everyday comfort, with 5 bedrooms and 5 bathrooms providing room for family members, guests, or a dedicated home office. Additional highlights include a covered lanai, a covered balcony, a loft, owner's suites on the main and upper levels, a 2-car garage, and more! The main level centers on an open-concept living space that connects the kitchen, dining area, and gathering room. This arrangement keeps conversation flowing between rooms and allows natural light to reach deeper into the interior. A covered lanai extends the living area outdoors, offering a shaded spot for morning coffee, evening meals, or weekend gatherings. Thoughtful design carries through the home, from the traffic flow between shared and private spaces to the placement of windows that bring in daylight. The second level adds separation between sleeping quarters and the main gathering areas, a practical benefit for households with varied schedules. As a new construction home, the structure, systems, and finishes are all new, reducing the maintenance tasks that typically come with older homes. Pre-selected features are already in place throughout the interior!

Estimated monthly payment

Principal & interest$3,540
Property taxes$0
Home insurance (est.)$321
HOA dues$75

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Sep 29, 2026
  2. Listed$719,990
    Sep 29, 2026
  3. Price reduced$699,990

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Subdivision
Arcadia At Crossprairie
County
Osceola
Year built
2026
Living area
3,783 sq ft
Price/sq ft
$185
Building area
4,979 sq ft (Builder)
Lot size
7,400 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Parcel #
28-26-30-0143-0001-4120
Zoning
X
MLS #
O6445330

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Interior Details

Bedrooms
5
Full bathrooms
5
Flooring
Carpet, Ceramic Tile, Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave
Interior features
Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Southeast
New construction
Yes

Heating & Cooling

Heating
Central, Radiant Ceiling
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$75 / Monthly
Monthly HOA
$75/mo
Total monthly fees
$75/mo
Total annual fees
$900
HOA name
Joey Arroyo
CDD
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please reach out to the HOA to confirm all information.
Approval process
Please reach out to the HOA to confirm all information

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk
Construction materials
Block, Cement Siding, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Fiber Optics, Underground Utilities

Community

Pets allowed
Yes

Schools

ElementaryNeptune ElementaryGreatSchools ↗
MiddleNeptune Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Family RoomFirst15x22
DinetteFirst11x12
KitchenFirst11x14
Balcony/Porch/LanaiSecond12x17
Balcony/Porch/LanaiFirst40x9
Primary BedroomFirst12x17
OfficeFirst
LaundryFirst9x8
Primary BathroomSecond15x22
Bedroom 3Second10x13
Bedroom 4Second12x14
Bedroom 5Second12x11
LoftSecond19x17

Listing Details

Listing date
2026-09-29
On market date
2026-09-29
Original list price
$719,990
Occupant type
Vacant
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-09-29
Tax legal description
ARCADIA AT CROSS PRAIRIE PH 3B PB 38 PGS 95-100 LOT 412

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From FL-417 Toll S: take Florida's Turnpike South to Exit 240 for Kissimmee Park Road in Osceola County. Turn right on Clay Whaley Road. Turn left on Cross Prairie Pkwy, then continue straight for approximately 0.7 miles and the community will be on your left. From Narcoossee Road: take Nolte Road until it dead-ends into Old Canoe Creek Road. Turn left on Old Canoe Cree Road. Turn right on Clay Whaley Road. Turn left on Cross Prairie Pkwy, then continue straight for approximately 0.7 miles and the community will be on your left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 10:08 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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