$197,000
104 13th StreetWinter Haven, FL 33880
Listing updated: October 25, 2026 at 6:23 PM ET
Listing courtesy of Charles Rutenberg Realty Orlando · Chuck Ferdinandsen · MLS #O6445221 · Active · 407-622-2122Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
A great opportunity for a handyman or investor! This 2-bedroom, 2-bath home offers 1,776 square feet of living space, plus a versatile bonus room with a bathroom. Enjoy a spacious 15-by-24 foot screened back porch, and an above-ground pool, and a view of Lake Elbert from the front driveway. With a little TLC, this property is ready to make your own or unlock its investment potential in desirable area of Winter Haven.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history15 days on market
- Status: ActiveOct 14, 2026
- Listed$200,000Oct 6, 2026
- Price reduced$197,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 15
- Subdivision
- Elbert Hills
- County
- Polk
- Year built
- 1947
- Living area
- 1,776 sq ft
- Price/sq ft
- $111
- Building area
- 2,756 sq ft (Public Records)
- Lot size
- 8,059 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0364G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,382 (2025)
- Parcel #
- 26-28-27-592500-000172
- Zoning
- R-1A
- MLS #
- O6445221
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Vinyl, Wood
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Thermostat, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify leas restrictions with Polk County
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | 22x18 | |
| Dining Room | 12x8 | |
| Kitchen | 15x10 | |
| Primary Bedroom | 15x12 | |
| Primary Bathroom | ||
| Bedroom 2 | 15x12 | |
| Bathroom 2 | ||
| Bonus Room | 10x9 | |
| Balcony/Porch/Lanai | 15x24 |
Listing Details
- Listing date
- 2026-10-06
- On market date
- 2026-10-06
- Original list price
- $200,000
- Occupant type
- Owner
- MLS area
- 33880 - Winter Haven/Eloise/JPV/Wahnetta
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-14
- Tax legal description
- ELBERT HILLS PB 13 PG 18 LOT 17 BEG SW COR RUN N 76 DEG 32 MIN E ALONG S LINE OF LOTS 17 & 18 91.3 FT N 42 FT N 67 DEG 45 MIN W 64.27 FT N 88 DEG 42 MIN W 56.65 FT TO ST S 0 DEG 06 MIN W ALONG ST 21.55 FT TO P C OF A CURVE TO LEFT THENCE ALONG CURVE TO LEFT FOR A CHORD BEARING OF S 22 DEG 15 MIN E AND A CHORD DISTANCE OF 73 FT TO BEG
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
south on Dundee left on 13th St Home is on the left. Sentrilock on frontdoor
More homes like this
$589,500
1302 Lake Elbert Dr Se
Winter Haven, FL 33880
5 bd · 5 ba · 2,626 sqft
Elbert Hills
MLS ID #L4962421, ELEVATE REAL ESTATE BROKERS.
Listing provided by Stellar MLS
$235,000
1727 Second St Ne
Winter Haven, FL 33881
3 bd · 2 ba · 1,470 sqft
Smith Ida M Sub 2nd Replat Pb 33 Pg 16
MLS ID #TB8490278, REAL BROKER, LLC.
Listing provided by Stellar MLS
$285,000
273 Mariposa St
Winter Haven, FL 33884
3 bd · 2 ba · 1,957 sqft
Florida Highland Co
MLS ID #S5160128, RE/MAX HERITAGE PROFESSIONALS.
Listing provided by Stellar MLS
$279,000
1339 Lucerne Loop Rd Ne
Winter Haven, FL 33881
4 bd · 2 ba · 1,597 sqft
Lucerne Park
MLS ID #P4940110, BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 25, 2026 at 6:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA