104 13th Street, FL
Stellar MLS
1 / 1

$200,000

104 13th StreetWinter Haven, FL 33880

Listing updated: October 6, 2026 at 12:31 AM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Orlando · Chuck Ferdinandsen · MLS #O6445221 · Active · 407-622-2122
2
Beds
2
Baths
1,776
Sq Ft
0.19
Acres
1947
Built
◆Private pool◆Fireplace◆$113/sqft
Single Family Residence

Property type

1947

Year built

8,059 sqft

Lot size

$113

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Investor's dream or handyman special with plenty of potential! This 2-bedroom, 2-bath home offers 1,776 square feet of living space, including a bonus room with a bathroom. Enjoy a spacious 15-by-24 foot screened back porch, and an above-ground pool, and a view of Lake Elbert from the front driveway. With a little TLC, this property is ready to make your own or unlock its investment potential in desirable area of Winter Haven.

Estimated monthly payment

Principal & interest$1,011
Property taxes$115
Home insurance (est.)$92

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 6, 2026
  2. Listed$200,000
    Oct 6, 2026
  3. Price increased$200,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Elbert Hills
County
Polk
Year built
1947
Living area
1,776 sq ft
Price/sq ft
$113
Building area
2,756 sq ft (Public Records)
Lot size
8,059 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0364G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$1,382 (2025)
Parcel #
26-28-27-592500-000172
Zoning
R-1A
MLS #
O6445221

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Vinyl, Wood
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Thermostat, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
Two
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Verify leas restrictions with Polk County

Exterior & Construction

Exterior features
Private Mailbox, Private Yard
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Crawlspace
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Community

Pets allowed
Yes

Schools

ElementaryElbert ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst22x18
Dining RoomFirst12x8
KitchenFirst15x10
Primary BedroomSecond15x12
Primary BathroomSecond
Bedroom 2Second15x12
Bathroom 2Second
Bonus RoomSecond10x9
Balcony/Porch/LanaiFirst15x24

Listing Details

Listing date
2026-10-06
On market date
2026-10-06
Original list price
$200,000
Occupant type
Owner
MLS area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR
Orlando Regional
Status changed
2026-10-06
Tax legal description
ELBERT HILLS PB 13 PG 18 LOT 17 BEG SW COR RUN N 76 DEG 32 MIN E ALONG S LINE OF LOTS 17 & 18 91.3 FT N 42 FT N 67 DEG 45 MIN W 64.27 FT N 88 DEG 42 MIN W 56.65 FT TO ST S 0 DEG 06 MIN W ALONG ST 21.55 FT TO P C OF A CURVE TO LEFT THENCE ALONG CURVE TO LEFT FOR A CHORD BEARING OF S 22 DEG 15 MIN E AND A CHORD DISTANCE OF 73 FT TO BEG

Flood risk

Minimal riskFEMA Zone XPanel 12105C0364G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

south on Dundee left on 13th St Home is on the left. Sentrilock on frontdoor

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 6, 2026 at 12:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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