$520,000
34 Polermo AvenueSt Cloud, FL 34771
Listing updated: October 27, 2026 at 12:36 AM ET
Listing courtesy of La Rosa Realty Kissimmee · Yvette Mendez · MLS #S5158347 · Active · 407-930-3530Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
RARE TWO PRIMARY SUITE HOME ON A CORNER LOT. NO CDD. Highland Homes Wayfair residence offering approximately 3,140 square feet of thoughtfully designed living space on a desirable corner lot with a fenced side and backyard. This impressive two-story home features a highly versatile floor plan with two spacious primary suites, upstairs and downstairs - perfect for multi-generational living. The open-concept design space creates a most inviting flow between the kitchen and living spaces, while the generous upstairs layout provides plenty of room to spread out, entertain, work, or relax. Kitchen features quartz countertops also featured in the upstairs primary bathroom and drop zone. Granite Countertops enhance the downstairs primary bathroom, upstairs secondary bathroom and downstairs half bath. Conveniently located with easy access to major roadways, shopping and dining. Schedule your showing today! Seller currently holds a lower interest rate VA loan that may be assumable to VA buyer, subject to lender conditions. Inquire!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history31 days on market
- Status: ActiveSep 26, 2026
- Listed$520,000Sep 25, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 31
- Subdivision
- Siena Reserve Ph 2c
- County
- Osceola
- Year built
- 2022
- Living area
- 3,137 sq ft
- Price/sq ft
- $166
- Building area
- 3,873 sq ft (Public Records)
- Lot size
- 7,405 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Annual taxes
- $713 (2025)
- Parcel #
- 21-25-31-4979-0001-2960
- Zoning
- RESIDENTIA
- MLS #
- S5158347
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Linoleum
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room, Upper Level
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $181 / Quarterly
- Monthly HOA
- $60/mo
- Total monthly fees
- $60/mo
- Total annual fees
- $725
- HOA name
- Siena Reserve/863-940-2863
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Assumable, Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- No Short Term Rentals. Please verify all information directly with Siena Reserve Association
Exterior & Construction
- Exterior features
- Private Yard, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Public, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 12x20 | |
| Primary Bedroom 2 | 12.6x20 | |
| Bedroom 3 | 13.4x14.2 | |
| Bedroom 4 | 13.4x13.1 | |
| Kitchen | 12.4x13.3 | |
| Great Room | 12.1x11 | |
| Living Room | 16.8x15 | |
| Den | 12.1x15.4 |
Listing Details
- Listing date
- 2026-09-25
- On market date
- 2026-09-25
- Original list price
- $520,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Home warranty
- Yes
- Status changed
- 2026-09-26
- Tax legal description
- SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 296
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Start on US-192 (Irlo Bronson Memorial Hwy) and head south on Old Canoe Creek Rd (CR-523). Continue for approximately 3–4 miles, then turn left onto Nolte Rd. Drive about 1 mile, then turn right onto Partin Settlement Rd. Continue for about 2 miles, then turn left into the Siena Reserve community (Palermo Ave). Once inside the community, continue straight to 34 Palermo Avenue.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 27, 2026 at 12:36 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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