34 Polermo Avenue, FL34 Polermo Avenue, FL34 Polermo Avenue, FL
Stellar MLS
1 / 39

$520,000

34 Polermo Avenue

St Cloud, FL 34771

Listing updated: October 2, 2026 at 11:16 AM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Kissimmee · Yvette Mendez · MLS #S5158347 · Active · 407-930-3530
4
Beds
4
Baths
3,137
Sq Ft
0.17
Acres
2022
Built
◆$166/sqft◆360° tour
Single Family Residence

Property type

2022

Year built

7,405 sqft

Lot size

$166

Price / sq ft

$60/mo

HOA dues

7

Days on market

2

Garage spaces

x

Flood zone

About this home

RARE TWO PRIMARY SUITE HOME ON A CORNER LOT. NO CDD. Highland Homes Wayfair residence offering approximately 3,140 square feet of thoughtfully designed living space on a desirable corner lot with a fenced side and backyard. This impressive two-story home features a highly versatile floor plan with two spacious primary suites, upstairs and downstairs - perfect for multi-generational living. The open-concept design space creates a most inviting flow between the kitchen and living spaces, while the generous upstairs layout provides plenty of room to spread out, entertain, work, or relax. Kitchen features quartz countertops also featured in the upstairs primary bathroom and drop zone. Granite Countertops enhance the downstairs primary bathroom, upstairs secondary bathroom and downstairs half bath. Conveniently located with easy access to major roadways, shopping and dining. Schedule your showing today!

Estimated monthly payment

Principal & interest$2,629
Property taxes$59
Home insurance (est.)$238
HOA dues$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Sep 26, 2026
  2. Listed$520,000
    Sep 25, 2026
  3. Price increased$520,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
7
Subdivision
Siena Reserve Ph 2c
County
Osceola
Year built
2022
Living area
3,137 sq ft
Price/sq ft
$166
Building area
3,873 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$713 (2025)
Parcel #
21-25-31-4979-0001-2960
Zoning
RESIDENTIA
MLS #
S5158347

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Linoleum
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$181 / Quarterly
Monthly HOA
$60/mo
Total monthly fees
$60/mo
Total annual fees
$725
HOA name
Siena Reserve/863-940-2863
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No Short Term Rentals. Please verify all information directly with Siena Reserve Association

Exterior & Construction

Exterior features
Private Yard, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Public, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x20
Primary Bedroom 2Second12.6x20
Bedroom 3Second13.4x14.2
Bedroom 4Second13.4x13.1
KitchenFirst12.4x13.3
Great RoomFirst12.1x11
Living RoomFirst16.8x15
DenSecond12.1x15.4

Listing Details

Listing date
2026-09-25
On market date
2026-09-25
Original list price
$520,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Home warranty
Yes
Status changed
2026-09-26
Tax legal description
SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 296

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Start on US-192 (Irlo Bronson Memorial Hwy) and head south on Old Canoe Creek Rd (CR-523). Continue for approximately 3–4 miles, then turn left onto Nolte Rd. Drive about 1 mile, then turn right onto Partin Settlement Rd. Continue for about 2 miles, then turn left into the Siena Reserve community (Palermo Ave). Once inside the community, continue straight to 34 Palermo Avenue.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 11:16 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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