523 Bahia Circle Terrace, FL
Stellar MLS
1 / 1

$315,000

523 Bahia Circle TerraceOcala, FL 34472

Listing updated: October 11, 2026 at 1:07 PM ET

Active
Stellar MLSListing courtesy of Ashlar Realty · Lane White · MLS #OM732901 · Active · 352-299-0087
3
Beds
2
Baths
1,571
Sq Ft
0.41
Acres
2022
Built
◆Fireplace◆$201/sqft
Single Family Residence

Property type

2022

Year built

17,860 sqft

Lot size

$201

Price / sq ft

No HOA

HOA dues

16

Days on market

2

Garage spaces

X

Flood zone

About this home

Three-year-old 3/2/2 that feels like a private retreat on a double lot. Tucked beside a wide-open field and surrounded by a full white PVC fence, this home offers space, privacy, and a backyard you’ll actually want to use. Step outside onto the generous 20x30 patio featuring two cedar structures: a pergola for evening gatherings and a grill gazebo ready for weekend cookouts. Add some string lights, grass, and open sky, and you have the perfect outdoor setup. Inside, the living area is the heart of the home, with a custom-built fireplace, unique rustic flooring, and an open flow into the kitchen. Wood cabinetry with soft-close drawers, Series 3 custom-order granite, and a spacious island with seating make the kitchen both functional and inviting. Six-inch baseboards, an indoor laundry room, and thoughtful finishes throughout add to the home's well-maintained, finished feel. The two-car garage, landscaped front yard, and large 10x16 shed that stays with the property provide plenty of additional storage and practical space. The home is scheduled to be connected to city water and sewer, while the existing well remains in the backyard for continued use. New enough to avoid the typical renovation list, but established enough to already feel like home. With a fenced double lot, an outdoor space made for enjoying Florida living, and a comfortable mix of rustic character and modern finishes, this home is ready for its next owner.

Estimated monthly payment

Principal & interest$1,593
Property taxes$171
Home insurance (est.)$144

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history16 days on market

  1. Status: Active
    Sep 26, 2026
  2. Listed$320,000
    Sep 25, 2026
  3. Price reduced$315,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
16
Subdivision
Silver Spgs Shores Un 08
County
Marion
Year built
2022
Living area
1,571 sq ft
Price/sq ft
$201
Building area
2,011 sq ft (Public Records)
Lot size
17,860 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0735D)
Garage
2 spaces
Annual taxes
$2,056 (2025)
Parcel #
9008-0027-22
Zoning
R1
MLS #
OM732901

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Storage
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Available

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-09-25
On market date
2026-09-25
Original list price
$320,000
Occupant type
Vacant
MLS area
34472 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-09-26
Tax legal description
SEC 09 TWP 16 RGE 23 PLAT BOOK J PAGE 116 SILVER SPRINGS SHORES UNIT 8 BLK 27 LOT 22

Flood risk

Minimal riskFEMA Zone XPanel 12083C0735D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM E HWY 40/ SILVER SPRINGS BLVD - RIGHT ON NE 36TH AVE, LEFT ON STE RTE 464/ SE MARICAMP RD - LEFT ON MIDWAY RD, RIGHT ON BAHIA RD, LEFT ON BAHIA CIR, RIGHT ON BAHIA CIR TER HOUSE IS ON THE RIGHT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 11, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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