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$475,000

116 Duncan Avenue

Clearwater, FL 33755

Listing updated: September 28, 2026 at 6:03 PM ET

Active

Listing courtesy of Y Realty · Leanna Tillman · MLS #TB8552072 · Active · 813-245-9524

Beds

Baths

1,962

Sq Ft

0.18

Acres

1949

Built

◆$242/sqft◆360° tour

Half Duplex

Property type

1949

Year built

8,032 sqft

Lot size

$242

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Virtually Staged. Welcome to 116 N Duncan Ave, a unique Clearwater opportunity offering flexibility for both homeowners and investors. From the street, this property has the charm and feel of a single-family home, but inside you’ll find a fully permitted duplex with two separate 2-bedroom, 1-bath units. One unit is currently tenant occupied, providing immediate rental income, while the second unit is vacant and ready for its next owner, occupant, or tenant. Live in one side and help offset your housing costs with income from the other, create space for extended family, or add a versatile two-unit property to your investment portfolio. Each unit offers its own kitchen, laundry, and parking, giving both households the independence and functionality of separate living spaces. Conveniently located on a corner lot in Clearwater with access to shopping, dining, major roadways, and everything the surrounding Tampa Bay area has to offer. Whether you’re looking for a house-hack opportunity, multi-generational living, or an income-producing property, 116 N Duncan Ave offers options that are increasingly hard to find. This one's definitely worth singing about.

Estimated monthly payment

Principal & interest$2,402

Property taxes$540

Home insurance (est.)$218

Down payment

20%

$95,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

Status: Active
Sep 25, 2026
Listed$475,000
Sep 25, 2026
Price increased$475,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Half Duplex
Status: Active
Days on market: 3
Subdivision: Keystone Manor
County: Pinellas
Year built: 1949
Living area: 1,962 sq ft
Price/sq ft: $242
Building area: 2,006 sq ft (Public Records)
Lot size: 8,032 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0109J)
Annual taxes: $6,483 (2025)
Parcel #: 14-29-15-46566-002-0110
MLS #: TB8552072

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Ceramic Tile, Laminate
Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor
Laundry: Common Area, Laundry Closet, Outside
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Electric, Ductless
Cooling: Central Air

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Entrance, Private Yard, Sidewalk
Construction materials: Concrete, Vinyl Siding, Frame
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: None
Utilities: Electricity Available, Electricity Connected, Sewer Connected, Water Connected

Schools

ElementarySkycrest Elementary-PNGreatSchools ↗

MiddleOak Grove Middle-PNGreatSchools ↗

High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	10x20
Bedroom 2	First	11x10
Bathroom 1	First	6x4
Bedroom 3	First	11x15
Bedroom 4	First	11x9
Bathroom 2	First	6x8
Family Room	First	16x13
Family Room	First	11x12
Kitchen	First	7x11

Listing Details

Listing date: 2026-08-15
On market date: 2026-09-25
Original list price: $475,000
Occupant type: Tenant
MLS area: 33755 - Clearwater
Listing AOR: Suncoast Tampa
Status changed: 2026-09-25
Tax legal description: KEYSTONE MANOR BLK B, LOT 11

Flood risk

Minimal riskFEMA Zone XPanel 12103C0109J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR 60/Gulf-to-Bay Blvd, turn right onto Keene Rd. Turn left onto Cleveland St, then right onto N Duncan Ave. Property will be on the left at the corner of Grove St and N Duncan Ave.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 28, 2026 at 6:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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