12456 92nd Terrace, FL
Stellar MLS
1 / 1

$344,900

12456 92nd Terrace

Summerfield, FL 34491

Listing updated: September 24, 2026 at 9:31 PM ET

Active
Stellar MLSListing courtesy of Re/Max Premier Realty Lady Lk · Jaylene Sheldon · MLS #OM732805 · Active · 352-753-2029
2
Beds
2
Baths
2,016
Sq Ft
0.3
Acres
2001
Built
◆55+ community◆$171/sqft
Single Family Residence

Property type

2001

Year built

13,068 sqft

Lot size

$171

Price / sq ft

$214/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Set on nearly one-third of an acre, this Santa Rosa model features a split two-bedroom, two-bath layout with a den, an oversized tiled lanai under heat and air, and an extended garage. The front porch leads to an entry door with a sidelight and transom window. From the foyer, the den with French doors is to the left, the living and dining rooms are straight ahead, and the kitchen is to the right. The kitchen includes an island and a bright eat-in area surrounded by windows. The spacious primary bedroom opens to the lanai and includes an ensuite with a separate garden tub and shower, private water closet, dual-sink vanity, and large walk-in closet. The hallway offers both a large storage closet and a coat closet. The laundry room connects the home to the oversized garage, which includes pull-down attic storage, a utility sink, and a side service door. The extended lanai features windows on all sides, ceiling fans, a tiled floor, and access to a pleasant rear patio. The roof was replaced in 2019, the HVAC system in 2022, and the water heater in 2016. All ductwork was replaced in March 2025. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to fine dining, shopping, and entertainment.

Estimated monthly payment

Principal & interest$1,744
Property taxes$227
Home insurance (est.)$158
HOA dues$214

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 25, 2026
  2. Listed$344,900
    Sep 24, 2026
  3. Price increased$344,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Spruce Creek Gc
County
Marion
Year built
2001
Living area
2,016 sq ft
Price/sq ft
$171
Building area
3,097 sq ft (Public Records)
Lot size
13,068 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12083C0765D)
Garage
2 spaces
Annual taxes
$2,720 (2025)
Parcel #
6118-038-000
Zoning
PUD
MLS #
OM732805

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Oversized

HOA & Financial

HOA fee
$214 / Monthly
Monthly HOA
$214/mo
Total monthly fees
$214/mo
Total annual fees
$2,568
HOA name
Nicole Arias
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE CC&R

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters
Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
FoyerFirst4x5
KitchenFirst13x12
DinetteFirst13x8
Dining RoomFirst9x17
Living RoomFirst13x14
DenFirst11x10
Primary BedroomFirst22x14
Bedroom 2First11x10
Balcony/Porch/LanaiFirst27x16

Listing Details

Listing date
2026-09-24
On market date
2026-09-24
Original list price
$344,900
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Home warranty
Yes
Status changed
2026-09-25
Tax legal description
SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 007 SPRUCE CREEK COUNTRY CLUB - TAMARRON RE-PLAT LOT 38

Flood risk

Minimal riskFEMA Zone XPanel 12083C0765D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the MAIN Entrance @ US Hwy 441 and Del Webb Boulevard, continue on Del Webb Boulevard appoximately 2 miles until you see the monument sign for TAMARRON. Turn RIGHT onto SE 93rd Court Road. Take your 1st LEFT and your 1st RIGHT onto SE 92nd Terrace. Home will be down the street at the stop sign, on your LEFT (12456).

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 24, 2026 at 9:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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