
$344,900
12456 92nd Terrace
Summerfield, FL 34491
Listing updated: September 24, 2026 at 9:31 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Set on nearly one-third of an acre, this Santa Rosa model features a split two-bedroom, two-bath layout with a den, an oversized tiled lanai under heat and air, and an extended garage. The front porch leads to an entry door with a sidelight and transom window. From the foyer, the den with French doors is to the left, the living and dining rooms are straight ahead, and the kitchen is to the right. The kitchen includes an island and a bright eat-in area surrounded by windows. The spacious primary bedroom opens to the lanai and includes an ensuite with a separate garden tub and shower, private water closet, dual-sink vanity, and large walk-in closet. The hallway offers both a large storage closet and a coat closet. The laundry room connects the home to the oversized garage, which includes pull-down attic storage, a utility sink, and a side service door. The extended lanai features windows on all sides, ceiling fans, a tiled floor, and access to a pleasant rear patio. The roof was replaced in 2019, the HVAC system in 2022, and the water heater in 2016. All ductwork was replaced in March 2025. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to fine dining, shopping, and entertainment.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 25, 2026
- Listed$344,900Sep 24, 2026
- Price increased$344,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Spruce Creek Gc
- County
- Marion
- Year built
- 2001
- Living area
- 2,016 sq ft
- Price/sq ft
- $171
- Building area
- 3,097 sq ft (Public Records)
- Lot size
- 13,068 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0765D)
- Garage
- 2 spaces
- Annual taxes
- $2,720 (2025)
- Parcel #
- 6118-038-000
- Zoning
- PUD
- MLS #
- OM732805
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $214 / Monthly
- Monthly HOA
- $214/mo
- Total monthly fees
- $214/mo
- Total annual fees
- $2,568
- HOA name
- Nicole Arias
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- SEE CC&R
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 4x5 |
| Kitchen | First | 13x12 |
| Dinette | First | 13x8 |
| Dining Room | First | 9x17 |
| Living Room | First | 13x14 |
| Den | First | 11x10 |
| Primary Bedroom | First | 22x14 |
| Bedroom 2 | First | 11x10 |
| Balcony/Porch/Lanai | First | 27x16 |
Listing Details
- Listing date
- 2026-09-24
- On market date
- 2026-09-24
- Original list price
- $344,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Home warranty
- Yes
- Status changed
- 2026-09-25
- Tax legal description
- SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 007 SPRUCE CREEK COUNTRY CLUB - TAMARRON RE-PLAT LOT 38
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the MAIN Entrance @ US Hwy 441 and Del Webb Boulevard, continue on Del Webb Boulevard appoximately 2 miles until you see the monument sign for TAMARRON. Turn RIGHT onto SE 93rd Court Road. Take your 1st LEFT and your 1st RIGHT onto SE 92nd Terrace. Home will be down the street at the stop sign, on your LEFT (12456).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 24, 2026 at 9:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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