$324,900
11440 Harbor WayLargo, FL 33774
Listing updated: September 27, 2026 at 6:47 AM ET
Listing courtesy of Charles Rutenberg Realty Inc · Christina Paolillo · MLS #TB8551561 · Active · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Virtually Staged. Welcome to resort-style living at Shipwatch Yacht & Tennis Club, a waterfront community just minutes from the Gulf beaches. This ground-floor 2-bedroom, 2-bath condo offers approximately 1,200 square feet of comfortable living space with a private patio overlooking a tranquil pond and fountain. Inside, the updated kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, generous pantry storage, and a dedicated beverage station. The primary bedroom offers plenty of space to unwind and an updated en-suite bath with dual vanities and an oversized walk-in shower. A full-size washer and dryer add everyday convenience, while covered parking is located just outside the residence. An exterior storage room provides additional space for bicycles, beach equipment, and seasonal items. Shipwatch offers an impressive collection of amenities, including two swimming pools, a hot tub, fitness center, marina, tennis and pickleball courts, shuffleboard, walking paths, BBQ areas, on-site management, and lush tropical grounds. The association reports fully funded reserves, no pending Milestone issues, and low condo fees. With beaches, dining, shopping, and entertainment all nearby, this is an opportunity to enjoy a low-maintenance Florida lifestyle in one of the area’s established waterfront communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history221 days on market
- Status: ActiveSep 26, 2026
- Listed$324,900Sep 26, 2026
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 221
- Cumulative DOM
- 221
- Subdivision
- Shipwatch
- County
- Pinellas
- Year built
- 1985
- Living area
- 1,200 sq ft
- Price/sq ft
- $271
- Lot size
- 0.57 acres
- Flood zone
- X
- Annual taxes
- $2,804 (2025)
- Parcel #
- 13-30-14-81168-002-5013
- MLS #
- TB8551561
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $763/mo
- Total annual fees
- $9,156
- HOA name
- Resource Property Management
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Leases/rental agreements must be in writing and require a minimum 90-day lease/rental term and no more than (2) rentals or renewals in any 12 consecutive month period. Buyer and or Buyer agent to confirm all Rental Restrictions with association.
- Approval process
- Credit/Background to Association. See Rules/Regs attached to MLS.Buyer and or Buyer agent to confirm Approval Process with association
Exterior & Construction
- Exterior features
- Private Entrance, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Fire Hydrant, Public, Sewer Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x12 |
| Dining Room | First | 13x9 |
| Living Room | First | 13x15 |
| Primary Bedroom | First | 13x12 |
| Bathroom 2 | First | 10x12 |
| Family Room | First | 13x13 |
Listing Details
- Listing date
- 2026-09-26
- On market date
- 2026-09-26
- Original list price
- $324,900
- Occupant type
- Vacant
- MLS area
- 33774 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-26
- Tax legal description
- SHIPWATCH FIVE CONDO PHASE 1 BLDG 2, UNIT 5013
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Clearwater-Largo Road south to Ulmerton Road. Continue on Ulmerton Road and turn left onto Shipwatch Drive. The guard shack is not staffed; proceed to the entrance gate, which will open automatically as you approach.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 27, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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