2656 Saddlewood Lane, FL
Stellar MLS
1 / 1

$715,000

2656 Saddlewood LanePalm Harbor, FL 34685

Listing updated: October 14, 2026 at 4:25 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty- Palm Harbor · Katherine Congdon · MLS #TB8551449 · Active · 727-772-0772
4
Beds
3
Baths
2,198
Sq Ft
0.21
Acres
1993
Built
◆Private pool◆3-car garage◆$325/sqft
Single Family Residence

Property type

1993

Year built

9,204 sqft

Lot size

$325

Price / sq ft

$41/mo

HOA dues

13

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to 2656 Saddlewood Lane! This well-maintained 4-bedroom, 3-bath pool home with a 3-car garage is located in the DESIRABLE Bridlewood Community in Palm Harbor. Step inside to a 3-WAY SPLIT FLOOR PLAN offering true separation and privacy. NO CARPET! Luxury vinyl plank flooring in the bedrooms provides style and easy maintenance. The UPDATED SOPHISTICATED KITCHEN features 42-inch White Wood Cabinetry, GORGEOUS Quartz Countertops, stainless steel appliances, and Upgraded Lighting, creating a TRUE CHEF’S DELIGHT! The home also features 2 UPDATED BATHROOMS, a TILE ROOF approximately 12 years old, and a NEWER HVAC installed in 2024. Step outside to your private Florida retreat featuring a BEAUTIFULLY REDONE POOL with Pebble Tech finish, a completely REDONE POOL DECK, screened lanai, and NEWER WHITE VINYL FENCING surrounding the backyard for added PRIVACY. Conveniently located near shopping, dining, parks, beaches, and highly rated area schools. With its SPACIOUS split floor plan, UPDATED kitchen and baths, 3-car garage, private backyard, and beautiful pool area, this Palm Harbor home belongs on your MUST-SEE LIST!

Estimated monthly payment

Principal & interest$3,615
Property taxes$499
Home insurance (est.)$328
HOA dues$41

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history13 days on market

  1. Status: Active
    Oct 1, 2026
  2. Listed$715,000
    Oct 1, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
13
Subdivision
Bridlewood At Tarpon Woods Ph I
County
Pinellas
Year built
1993
Living area
2,198 sq ft
Price/sq ft
$325
Building area
3,209 sq ft (Public Records)
Lot size
9,204 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0083H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$5,992 (2025)
Parcel #
35-27-16-11388-000-0070
Zoning
RPD-2.5_1.0
MLS #
TB8551449

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Other
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$497 / Annually
Monthly HOA
$41/mo
Total monthly fees
$41/mo
Total annual fees
$497
HOA name
Steven Kelly
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
**Buyer and buyer's agent to verify all lease restrictions, requirements, and approval process with the Association.**
Approval process
**Buyer and buyer's agent to verify all lease restrictions, requirements, and approval process with the Association.**

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected

Community

Pets allowed
Size Limit

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Dining RoomFirst
KitchenFirst
Family RoomFirst
LaundryFirst
Living RoomFirst
Bedroom 2First
Bedroom 3First
OfficeFirst

Listing Details

Listing date
2026-09-21
On market date
2026-10-01
Original list price
$715,000
Occupant type
Owner
MLS area
34685 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-10-01
Tax legal description
BRIDLEWOOD AT TARPON WOODS PHASE I LOT 7

Flood risk

Minimal riskFEMA Zone XPanel 12103C0083H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 19, head east on Tampa Rd. Turn left onto East Lake Rd S. Turn left onto Village Center Dr, then turn right onto Saddlewood Ln. Continue straight to 2656 Saddlewood Ln on your left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 4:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA