5664 Oak Knoll Drive, FL5664 Oak Knoll Drive, FL5664 Oak Knoll Drive, FL
Stellar MLS
1 / 39

$649,990

5664 Oak Knoll DriveSt Cloud, FL 34771

Listing updated: October 13, 2026 at 8:49 PM ET

Active
Stellar MLSListing courtesy of Deniz Realty Partners Llc · Christopher Soto · MLS #O6444153 · Active · 407-704-0780
5
Beds
5
Baths
3,593
Sq Ft
0.14
Acres
2022
Built
◆$181/sqft
Single Family Residence

Property type

2022

Year built

6,098 sqft

Lot size

$181

Price / sq ft

$115/mo

HOA dues

20

Days on market

2

Garage spaces

X

Flood zone

About this home

**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to modern living with no rear neighbors! Built in 2022, this beautifully designed 5 bedroom, 4.5 bathroom home in St.Cloud combines contemporary finishes, flexible living spaces, and a fantastic location just minutes from Lake Nona Town Center. A manicured front lawn, spacious driveway, and covered front entry create a warm welcome from the moment you arrive. Step inside and you're greeted by soaring ceilings, abundant natural light, recessed lighting, and modern finishes that give the home a bright and polished feel. The first floor is designed for versatility, featuring a private bedroom with its own en suite bathroom, making it an excellent space for overnight guests or multi-generational living. A dedicated home office provides the perfect setting for remote work, studying, or managing your day-to-day schedule without sacrificing privacy. At the center of the home, the living, dining, and kitchen areas come together in an open-concept layout that makes entertaining and everyday life feel effortless. The kitchen features a spacious island with breakfast bar seating, a beautiful tile backsplash, stainless steel range with a coordinating hood, crown-molded cabinetry, and a large walk-in pantry with plenty of room for organization. Hosting meals of any size in this home feels like a breeze, and the layout ensures you never miss a moment with your loved ones, no matter the task at hand! Additionally, a conveniently located half bath downstairs adds privacy and functionality when hosting. Upstairs, a versatile loft adds even more living space and can easily be transformed into a media room, playroom, secondary lounge, or whatever best fits your family's needs. The additional bedrooms provide generous space and natural light, while the primary suite creates a private retreat away from the main living areas. The primary bedroom includes a large walk-in closet and an en suite bathroom with a spacious shower, rain shower head, and dual-sink vanity, so getting ready in the morning is easy! A dedicated upstairs laundry room adds another layer of convenience to daily routines. Step outside to the fenced backyard, where artificial turf creates a clean, low-maintenance outdoor space. The covered patio provides an inviting setting for al fresco dining, weekend gatherings, or simply enjoying the Florida sunshine. With no rear neighbors behind the property, the backyard feels especially peaceful and private. With a low monthly HOA, and a layout designed to adapt to your lifestyle, this home is ready to welcome its next owners.The community also features amenities for residents to enjoy, such as the sparkling pool and playground. Location is another major highlight! Less than 15 minutes from Lake Nona Town Center, you'll have easy access to shopping, restaurants, farmers markets, entertainment, and community events. Grocery stores, everyday conveniences, great schools, and major highways are also nearby, making it easy to get wherever you need to go throughout Central Florida. With modern construction, a flexible floor plan, no rear neighbors, and a prime location, this St. Cloud home is ready for its next chapter. Schedule your private showing TODAY!!

Estimated monthly payment

Principal & interest$3,287
Property taxes$781
Home insurance (est.)$298
HOA dues$115

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history20 days on market

  1. Status: Active
    Sep 23, 2026
  2. Listed$649,990
    Sep 23, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
20
Subdivision
Split Oak Reserve Ph 2
County
Osceola
Year built
2022
Living area
3,593 sq ft
Price/sq ft
$181
Building area
4,302 sq ft (Public Records)
Lot size
6,098 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0105G)
Garage
2 spaces
Annual taxes
$9,376 (2025)
Parcel #
09-25-31-5024-0001-1270
Zoning
SINGLE FAM
MLS #
O6444153

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
5
Full bathrooms
4
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$115 / Monthly
Monthly HOA
$115/mo
Total monthly fees
$115/mo
Total annual fees
$1,380
HOA name
Jamal Bentham
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify any restrictions with HOA and county.
Approval process
Buyer to verify any restrictions with HOA and county.

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available

Community

Pets allowed
Yes

Schools

ElementaryAVOYAGER K-8GreatSchools ↗
MiddleAVOYAGER K-8GreatSchools ↗
High SchoolATohopekaliga High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bathroom 3Second7.8x4.9
Dining RoomFirst12.1x12.7
Living RoomFirst21.3x15.4
KitchenFirst16.2x15.4
DinetteFirst16.2x9.11
Bedroom 2First11.2x11.2
Bathroom 2First5.3x9.5
Bathroom 4Second4.9x10
OfficeFirst10.2x17.4
LoftSecond17.3x15.11
Primary BedroomSecond14.4x15.11
Primary BathroomSecond10.7x12.2
Bedroom 3Second11.8x10.11
Bedroom 4Second15.3x11.11
Bedroom 5Second12.2x13.1

Listing Details

Listing date
2026-09-23
On market date
2026-09-23
Original list price
$649,990
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Lake and Sumter
Status changed
2026-09-23
Tax legal description
SPLIT OAK RESERVE PH 2 PB 30 PGS 46-46A LOT 127

Flood risk

Minimal riskFEMA Zone XPanel 12097C0105G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading south on FL Turnpike, take the exit for FL-417 N. Continue for 7 miles, then take exit 22 for Narcoossee Rd turning right. Continue for 5 miles, then turn left onto Cyrils Dr. Turn right onto Franklin Rd. Turn left onto Arborvista Dr. Turn right onto Oak Knoll Dr and it will be on the left.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 8:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA