109 Saint Thomas Circle, FL
Stellar MLS
1 / 1

$184,900

109 Saint Thomas CircleApollo Beach, FL 33572

Listing updated: October 4, 2026 at 3:10 PM ET

Active
Stellar MLSListing courtesy of Walls Realty & Associates, Llc · Terry Brown · MLS #TB8551352 · Active · 813-599-8302
2
Beds
2
Baths
1,418
Sq Ft
0.15
Acres
1984
Built
◆55+ community◆$130/sqft◆360° tour
Manufactured Home

Property type

1984

Year built

6,632 sqft

Lot size

$130

Price / sq ft

$242/mo

HOA dues

9

Days on market

AE

Flood zone

About this home

Must-See Spacious Home. This home is among the largest in our community, offering ample space both inside and out. With off-street parking for up to 5 vehicles under a newly constructed Carport, convenience is at your doorstep. Enjoy the expansive screened-in, two-level porch—perfect for a new hot tub or the construction of an outdoor kitchen. Step inside to discover a beautifully updated 2-bedroom, 2-bathroom home. The primary bath features a dressing/makeup area with dual sinks and a separate full bath. Both bedrooms boast generous closets. The Kitchen boasts Quartz Countertops and a Large Island with Seating for 3 and ample storage. A very nice Pantry for food and small appliance storage. Kitchen appliances are less than 18 months old. Including the LP Gas Range. The HVAC 4 Ton Heat Pump is less than 18 months old also. The Laundry is inside supporting a Stackable Washer and Dryer. The kitchen, seamlessly connected to the dining room, is perfect for hosting large gatherings. A nice touch is the Coffee/Wet Bar. New laminate flooring flows throughout the home, complemented by a built-in bar area and additional storage in the breakfast nook. Ceiling fans in each room ensure year-round comfort. For outdoor enthusiasts, our community offers kayak and boat launch facilities with direct access to Tampa Bay via our canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round for your enjoyment. Inside our clubhouse, you'll find a craft room and a spacious game room equipped with pool tables, card tables, indoor bar shuffleboard, and darts—perfect for creativity and socializing. Our community is alive with activity all year round, from themed dinners to dances, ensuring there's always something to keep you engaged. Conveniently located between Tampa and Sarasota/Bradenton, you'll have easy access to nearby beaches, amusement parks, and a variety of local attractions. Visit us and see why so many choose to call Caribbean Isles home.

Estimated monthly payment

Principal & interest$935
Property taxes$138
Home insurance (est.)$85
HOA dues$242

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history9 days on market

  1. Status: Active
    Sep 25, 2026
  2. Listed$184,900
    Sep 25, 2026
  3. Price increased$184,900

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
9
Subdivision
Caribbean Isles Residential Co
County
Hillsborough
Year built
1984
Living area
1,418 sq ft
Price/sq ft
$130
Lot size
6,632 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0494J)
Annual taxes
$1,653 (2025)
Parcel #
U-22-31-19-606-000000-00090.0
Zoning
PD
MLS #
TB8551352

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s), Wet Bar
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$242 / Monthly
Monthly HOA
$242/mo
Total monthly fees
$242/mo
Total annual fees
$2,904
HOA name
Christine Trimmer
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Other
Ownership
Co-op
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Renters must meet the requirements as contained in the Bylaws, Rules and Regulations and be approved by the Board of Directors. Owners may rent from Oct 1 thru May 31. The minimum rental term is 1 month and maximum is 6 months
Approval process
All potential renters must make an application, submit to a background check, and be approved by the Board. Meet the requirements contained in the Bylaws, Rules and Regulations

Exterior & Construction

Exterior features
Awning(s), Lighting, Private Mailbox, Rain Gutters, Storage
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst16x16
Primary BedroomFirst11x14
Living RoomFirst22x12
Dining RoomFirst11x17

Listing Details

Listing date
2026-09-23
On market date
2026-09-25
Original list price
$184,900
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-09-25
Tax legal description
CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 90

Flood risk

High riskFEMA Zone AEPanel 12057C0494J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 to exit 246 (Big Bend Road). Go east (left) on Big Bend Road. Turn South (left) on Hwy 41. Make Right on Elsberry. Continue to main gate on Right and follow call box instructions.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 4, 2026 at 3:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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