4 Stonefly Circle, FL
Stellar MLS
1 / 1

$129,000

4 Stonefly CircleLake Wales, FL 33898

Listing updated: November 5, 2026 at 2:20 PM ET

Active
Stellar MLSListing courtesy of Bender Realty, Llc · Kris Bender · MLS #K4903812 · Active · 863-223-8708
2
Beds
2
Baths
864
Sq Ft
0.1
Acres
1995
Built
◆Water access◆55+ community◆$149/sqft◆360° tour
Manufactured Home

Property type

1995

Year built

4,308 sqft

Lot size

$149

Price / sq ft

$245/mo

HOA dues

43

Days on market

X

Flood zone

About this home

Located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land, this 2/2 manufactured home is ready for it's new owner. The kitchen has plenty of cabinets and counter space, and comes with all the appliances. The living room includes a flat screen t.v., already mounted for the new owner. The owners suite has his and hers mirrored closets and an ensuite bathroom. Your guests will enjoy their own bedroom with built-in closets and drawers, and a separate bathroom with tub and shower. There's even a laundry closet complete with a washer and dryer! The outside of the home was designed with comfort in mind, for you and your fur babies! There's a dog run on the side, and the yard is completely fenced to keep them close. The secluded covered porch at the back of the home is the perfect place to sit and enjoy your evenings. There's a shed to store all your tools, and a "wood crib" to keep firewood stocked in. Need lots of parking? No problem! The expansive carport was added just two years ago and is large enough for three vehicles, with room on the side for an RV or boat. Other upgrades include a new AC three years ago, and composite decking and gated entries two years ago. Enjoy all the resort has to offer as well, including a crystal clear pool, hot tub, pickle ball and tennis courts, rec room with saunas and pool tables, a fitness center, shuffleboard courts and horse shoe pits, a beach house with lake side covered patio, dog park, boating and fishing - there's truly something for everyone here. The home is an exceptional value at only $129,000, and the $734 quarterly HOA fees includes your water, sewer, trash pick up and use of all the amenities. With so much to offer this home won't last long, so call now for your private tour!

Estimated monthly payment

Principal & interest$652
Property taxes$42
Home insurance (est.)$59
HOA dues$245

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history43 days on market

  1. Status: Active
    Sep 23, 2026
  2. Listed$129,000
    Sep 23, 2026

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
43
Subdivision
Saddlebag Lake
County
Polk
Year built
1995
Living area
864 sq ft
Price/sq ft
$149
Lot size
4,308 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0590G)
Annual taxes
$509 (2025)
Parcel #
28-30-01-939010-019020
Zoning
PUD
MLS #
K4903812

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$734 / Quarterly
Monthly HOA
$245/mo
Total monthly fees
$245/mo
Total annual fees
$2,936
HOA name
Tanisha Schroeder
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, Owner Financing, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
At least one tenant must be 55 or older. No children are allowed to live here, but they may visit for up to 90 days in a calendar year.

Exterior & Construction

Exterior features
Dog Run
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst11x15.5
KitchenFirst11x10.5
Dining RoomFirst11x10.5
Primary BedroomFirst11x11.75
Bedroom 2First8.75x9.8

Listing Details

Listing date
2026-09-23
On market date
2026-09-23
Original list price
$129,000
Occupant type
Vacant
MLS area
33898 - Lake Wales
Listing AOR
Lake Wales
Status changed
2026-09-23
Tax legal description
SADDLEBAG LAKE UNIT #1 PB 56 PGS 3/4 BLK 19 LOT 2

Flood risk

Minimal riskFEMA Zone XPanel 12105C0590G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and make a left. Follow to the parking lot, get out of your vehicle and press the Call button, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside, stay on Saddlebag Trail to the second Beaverkill Drive (it's a loop) and make a right. Then, turn right onto Stonefly Circle, the home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 5, 2026 at 2:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA