102 Saint Lucia Loop, FL
Stellar MLS
1 / 1

$385,000

102 Saint Lucia LoopApollo Beach, FL 33572

Listing updated: October 17, 2026 at 2:06 PM ET

Active
Stellar MLSListing courtesy of Keller Williams South Shore · Judith Martin · MLS #TB8551267 · Active · 813-641-8300
3
Beds
2
Baths
1,860
Sq Ft
0.18
Acres
2021
Built
◆Water access◆55+ community◆$207/sqft◆360° tour
Manufactured Home

Property type

2021

Year built

7,690 sqft

Lot size

$207

Price / sq ft

$242/mo

HOA dues

2

Days on market

AE

Flood zone

About this home

SPACE, STORAGE AND STYLE — this 2021 Jacobsen home has all three! Beautifully positioned on a large corner lot in the gated 55+ Caribbean Isles Residential Cooperative, this impressive home offers 1,860 square feet under air and approximately 2,940 total square feet, with a thoughtfully designed split floor plan that provides both openness and privacy. Inside, you’ll find three bedrooms PLUS a dedicated office, spacious living areas, neutral décor, and crown molding throughout the main living spaces. The open kitchen is designed for homeowners who actually enjoy using their kitchen, with stainless steel appliances, solid-surface countertops, generous cabinetry, a pantry with pull-out shelving, and plenty of room to keep everything organized. A separate dining area sits conveniently adjacent to the kitchen, creating an easy flow for everyday meals as well as entertaining. The split-bedroom design gives the primary suite its own private retreat, complete with TWO walk-in closets, a jetted soaking tub, and a separate walk-in shower. Bedrooms two and three are located away from the primary suite — and each has its own walk-in closet. Storage is exceptional throughout this home, with thoughtfully placed closets and spaces that make downsizing a whole lot easier when you don't actually have to give everything up! Florida living deserves great outdoor space, and this home delivers. A large screened lanai with Trex decking provides plenty of room for dining, entertaining, or relaxing in the Florida breeze, with additional outdoor space when you want to enjoy the sunshine. Then there is the storage area — and this is much more than an ordinary shed. Insulated and air conditioned, it features steel shelving, double doors, an indoor golf-cart charging station, and space that can accommodate up to two golf carts. Use it for climate-controlled storage, a workshop, hobbies, or golf-cart parking. The home's expanded parking pad provides room for up to four vehicles, while the covered carport gives you additional flexibility for a vehicle or golf carts. Quality and practicality continue with well-insulated exterior siding, solid subfloors, and a layout that feels welcoming from the moment you enter. At just a few years old, this home offers the space and features many buyers want without giving up the relaxed atmosphere of a Florida 55+ community. And here's where Caribbean Isles makes the package even better. This is a resident-owned cooperative with NO LOT RENT. Ownership includes a share in the cooperative, with a monthly maintenance fee of just $242, which contributes to community amenities, activities, professional management, and replacement reserves. Caribbean Isles is a waterfront community with a network of canals and community water access available to shareholders for boating and kayaking. Launch from the community and enjoy access toward Tampa Bay and the Gulf, or simply spend the day closer to home enjoying the heated pool, clubhouse, recreational amenities, social activities, and miles of private roads perfect for walking, biking, and golf-cart cruising.Located in Apollo Beach on Florida's Gulf Coast, Caribbean Isles is convenient to shopping, restaurants, medical services, entertainment, beaches, and major highways within easy reach.If you've been looking for a newer Florida home but aren't ready to give up on space, storage, parking, privacy, or lifestyle, this home deserves to be at the top of your list.

Estimated monthly payment

Principal & interest$1,947
Property taxes$253
Home insurance (est.)$176
HOA dues$242

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Oct 15, 2026
  2. Listed$385,000
    Oct 15, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
2
Subdivision
Caribbean Isles Residential Cooperative
County
Hillsborough
Year built
2021
Living area
1,860 sq ft
Price/sq ft
$207
Building area
2,940 sq ft (Public Records)
Lot size
7,690 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0494J)
Annual taxes
$3,030 (2025)
Parcel #
U-22-31-19-606-000000-00172.0
Zoning
PD
MLS #
TB8551267

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Golf Cart Parking, Guest, Off Street, Oversized
Carport
Yes

HOA & Financial

HOA fee
$242 / Monthly
Monthly HOA
$242/mo
Total monthly fees
$242/mo
Total annual fees
$2,904
HOA name
Candis Farberov
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Other
Ownership
Co-op
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Leasing is allowed during the months of October through May only. Tenants must be 55+, submit an application, pass a background check and be interviewed by the Board.
Approval process
Purchasers and tenants must submit an application to the management office, pass a background check, and attend an orientation with the Board before closing.

Exterior & Construction

Exterior features
Private Entrance, Private Mailbox, Rain Gutters, Storage
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Crawlspace
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Fiber Optics, Public, Underground Utilities

Community

Pets allowed
Breed Restrictions, Number Limit, Size Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst14x18
Dining RoomFirst10x12
KitchenFirst14x13
Primary BedroomFirst14x14.5
Primary BathroomFirst10.5x9.5
Bedroom 2First11x14.5
Bedroom 3First11x14.5
Bathroom 2First6x11.5
OfficeFirst11x11.5
Balcony/Porch/LanaiFirst11x21
Balcony/Porch/LanaiFirst11.5x12.5
LaundryFirst6.5x9

Listing Details

Listing date
2026-10-15
On market date
2026-10-15
Original list price
$385,000
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-10-15
Tax legal description
CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 172

Flood risk

High riskFEMA Zone AEPanel 12057C0494J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 41 in Apollo Beach, take Elsberry Road to the WEST gate. Once inside the community, take an immediate left onto Port Royal Lane. At the stop sign bear left. The home will be at the corner of East Saint Lucia Loop and Port Royal Lane.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 17, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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