
$385,000
102 Saint Lucia LoopApollo Beach, FL 33572
Listing updated: October 17, 2026 at 2:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
SPACE, STORAGE AND STYLE — this 2021 Jacobsen home has all three! Beautifully positioned on a large corner lot in the gated 55+ Caribbean Isles Residential Cooperative, this impressive home offers 1,860 square feet under air and approximately 2,940 total square feet, with a thoughtfully designed split floor plan that provides both openness and privacy. Inside, you’ll find three bedrooms PLUS a dedicated office, spacious living areas, neutral décor, and crown molding throughout the main living spaces. The open kitchen is designed for homeowners who actually enjoy using their kitchen, with stainless steel appliances, solid-surface countertops, generous cabinetry, a pantry with pull-out shelving, and plenty of room to keep everything organized. A separate dining area sits conveniently adjacent to the kitchen, creating an easy flow for everyday meals as well as entertaining. The split-bedroom design gives the primary suite its own private retreat, complete with TWO walk-in closets, a jetted soaking tub, and a separate walk-in shower. Bedrooms two and three are located away from the primary suite — and each has its own walk-in closet. Storage is exceptional throughout this home, with thoughtfully placed closets and spaces that make downsizing a whole lot easier when you don't actually have to give everything up! Florida living deserves great outdoor space, and this home delivers. A large screened lanai with Trex decking provides plenty of room for dining, entertaining, or relaxing in the Florida breeze, with additional outdoor space when you want to enjoy the sunshine. Then there is the storage area — and this is much more than an ordinary shed. Insulated and air conditioned, it features steel shelving, double doors, an indoor golf-cart charging station, and space that can accommodate up to two golf carts. Use it for climate-controlled storage, a workshop, hobbies, or golf-cart parking. The home's expanded parking pad provides room for up to four vehicles, while the covered carport gives you additional flexibility for a vehicle or golf carts. Quality and practicality continue with well-insulated exterior siding, solid subfloors, and a layout that feels welcoming from the moment you enter. At just a few years old, this home offers the space and features many buyers want without giving up the relaxed atmosphere of a Florida 55+ community. And here's where Caribbean Isles makes the package even better. This is a resident-owned cooperative with NO LOT RENT. Ownership includes a share in the cooperative, with a monthly maintenance fee of just $242, which contributes to community amenities, activities, professional management, and replacement reserves. Caribbean Isles is a waterfront community with a network of canals and community water access available to shareholders for boating and kayaking. Launch from the community and enjoy access toward Tampa Bay and the Gulf, or simply spend the day closer to home enjoying the heated pool, clubhouse, recreational amenities, social activities, and miles of private roads perfect for walking, biking, and golf-cart cruising.Located in Apollo Beach on Florida's Gulf Coast, Caribbean Isles is convenient to shopping, restaurants, medical services, entertainment, beaches, and major highways within easy reach.If you've been looking for a newer Florida home but aren't ready to give up on space, storage, parking, privacy, or lifestyle, this home deserves to be at the top of your list.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveOct 15, 2026
- Listed$385,000Oct 15, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 2
- Subdivision
- Caribbean Isles Residential Cooperative
- County
- Hillsborough
- Year built
- 2021
- Living area
- 1,860 sq ft
- Price/sq ft
- $207
- Building area
- 2,940 sq ft (Public Records)
- Lot size
- 7,690 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $3,030 (2025)
- Parcel #
- U-22-31-19-606-000000-00172.0
- Zoning
- PD
- MLS #
- TB8551267
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Golf Cart Parking, Guest, Off Street, Oversized
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Candis Farberov
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Leasing is allowed during the months of October through May only. Tenants must be 55+, submit an application, pass a background check and be interviewed by the Board.
- Approval process
- Purchasers and tenants must submit an application to the management office, pass a background check, and attend an orientation with the Board before closing.
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Rain Gutters, Storage
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Fiber Optics, Public, Underground Utilities
Community
- Pets allowed
- Breed Restrictions, Number Limit, Size Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x18 |
| Dining Room | First | 10x12 |
| Kitchen | First | 14x13 |
| Primary Bedroom | First | 14x14.5 |
| Primary Bathroom | First | 10.5x9.5 |
| Bedroom 2 | First | 11x14.5 |
| Bedroom 3 | First | 11x14.5 |
| Bathroom 2 | First | 6x11.5 |
| Office | First | 11x11.5 |
| Balcony/Porch/Lanai | First | 11x21 |
| Balcony/Porch/Lanai | First | 11.5x12.5 |
| Laundry | First | 6.5x9 |
Listing Details
- Listing date
- 2026-10-15
- On market date
- 2026-10-15
- Original list price
- $385,000
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-15
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 172
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41 in Apollo Beach, take Elsberry Road to the WEST gate. Once inside the community, take an immediate left onto Port Royal Lane. At the stop sign bear left. The home will be at the corner of East Saint Lucia Loop and Port Royal Lane.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 17, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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