521 Mirror Lake Drive, FL
Stellar MLS
1 / 1

$425,000

521 Mirror Lake Drive

Fruitland Park, FL 34731

Listing updated: September 22, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Micki Blackburn Realty · Cindy Newman · MLS #G5118106 · Active · 352-394-6611
3
Beds
3
Baths
2,236
Sq Ft
0.36
Acres
1984
Built
Water viewIn-law suite$190/sqft360° tour
Single Family Residence

Property type

1984

Year built

15,890 sqft

Lot size

$190

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

LAKE VIEWS, FLEXIBLE LIVING SPACE & AMAZING OUTDOOR ACCESS! Welcome to this beautifully maintained 3-bedroom, 2.5-bath home in Fruitland Park, Florida, offering a unique and versatile layout with an incredible ground-floor bonus space and beautiful lake views. Conveniently located close to shopping, restaurants, and entertainment, this home offers plenty of space, flexibility, and character. The main living area is located on the second floor and features three bedrooms, a spacious living room, dining area, kitchen, utility room, and two bathrooms. One of the bedrooms does not have a built-in closet, but the owner is leaving a nice armoire for storage. The kitchen features granite countertops and newer appliances, along with a new washer and dryer. The ice maker is currently not working. Both bathrooms are handicap accessible, including a convenient walk-in tub. One of the home's most exciting features is the ground-floor bonus area, currently being enjoyed as an amazing man cave complete with a large bar. This versatile space includes a kitchen and half bath and could also serve as an in-law suite, guest area, entertainment space, game room, home office, or additional living area. A shower could be added to make the space even more functional. Please note that the ground-floor A/C and refrigerator are currently not working. Just beside the bonus area is an oversized garage with a workshop in the rear, providing excellent space for vehicles, hobbies, projects, and storage. The outdoor space is equally impressive. A large double gate provides easy access into the fenced backyard, allowing you to drive directly into the rear of the property at the same level as the main portion of the home—an especially convenient feature for moving items, accessing the yard, or avoiding the stairs. The fenced backyard includes a nice storage shed and is beautifully maintained. Upstairs, the entire front of the main living level features a large deck overlooking the lake. Three sets of sliding glass doors bring the beautiful lake views inside, providing gorgeous scenery from much of the home's living space and creating a wonderful connection between indoor and outdoor living. Recent improvements include an approximately 2-year-old A/C system for the main living area, approximately 3-year-old roof, and new double-pane windows. Beautifully maintained inside and out, this one-of-a-kind property offers lake views, flexible living space, an oversized garage and workshop, a fenced yard, and a ground-floor area with tremendous potential. Come see all the possibilities this Fruitland Park home has to offer! Owner is related to Realitor.

Estimated monthly payment

Principal & interest$2,149
Property taxes$35
Home insurance (est.)$195

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 22, 2026
  2. Listed$425,000
    Sep 21, 2026
  3. Price increased$425,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Fruitland Park Mirror Lake Estates
County
Lake
Year built
1984
Living area
2,236 sq ft
Price/sq ft
$190
Building area
3,648 sq ft (Public Records)
Lot size
15,890 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0306E)
Garage
2 spaces
Annual taxes
$415 (2025)
Parcel #
09-19-24-0600-000-00200
Zoning
R-2
MLS #
G5118106

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile, Vinyl
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Workshop in Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Balcony, Storage
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Block
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Propane, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomSecond16x20
KitchenSecond7x9
Dining RoomSecond8x11
Primary BedroomSecond12x12
Bathroom 1Second10x12
Bathroom 2Second7x11

Listing Details

Listing date
2026-09-21
On market date
2026-09-21
Original list price
$425,000
Occupant type
Owner
MLS area
34731 - Fruitland Park
Listing AOR
Lake and Sumter
Status changed
2026-09-22
Tax legal description
FRUITLAND PARK MIRROR LAKE ESTATES LOT 2 PB 23 PG 1 ORB 4075 PG 1460 ORB 4820 PG 1529

Flood risk

Minimal riskFEMA Zone XPanel 12069C0306E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 27 N, left onto Birckman, left on Mirror Lake, House on left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 22, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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