$669,000
1036 San Cristobal Avenue
Punta Gorda, FL 33983
Listing updated: September 22, 2026 at 2:47 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. NEW DUPLEX IN THE DESIRABLE DEEP CREEK COMMUNITY OF PUNTA GORDA! OWNER FINANCING AVAILABLE! An excellent opportunity for investors, multi-generational living, or an owner-occupant looking to offset expenses with rental income, this newly constructed property features two residences, each offering 3 bedrooms, 2 bathrooms, approximately 1,687 square feet of living space, and an oversized 2-car garage. The attractive exterior showcases a clean, modern Florida design with coastal-inspired tones, stone accents, contemporary lighting, a durable metal roof, fresh tropical landscaping, wide concrete driveways, and separate covered entries. Inside, each residence features a thoughtfully designed split-bedroom floor plan with soaring ceilings, LED lighting, and tile flooring throughout. Solid block construction and impact-resistant windows and doors provide added peace of mind, while large windows bring abundant natural light into the open interior. The beautifully appointed kitchen overlooks the living and dining areas, creating an inviting setting for everyday living and entertaining. Highlights include granite countertops, white Shaker-style cabinetry with upper crown molding, under-cabinet lighting, stainless steel appliances, a coordinating tile backsplash, and a walk-in pantry. A large center island provides additional workspace and casual seating, complemented by pendant and recessed lighting. Additional built-in cabinetry just off the dining area offers convenient storage and serving space. Tray ceilings add architectural interest to the open living and dining areas, while sliding glass doors from the living room lead directly to a private 14' x 10' screened lanai. Overlooking the spacious backyard and peaceful greenbelt, the lanai provides a comfortable extension of the living space for outdoor dining, relaxing, or enjoying the Florida weather. The primary suite offers a private retreat with a tray ceiling, recessed lighting, tile flooring, and a large window for natural light. The ensuite bath features a dual-sink vanity with granite countertops, white Shaker-style cabinetry, modern hardware, an expansive mirror, decorative lighting, and a tall built-in storage cabinet. An oversized walk-in shower is finished with marble-look tile, a decorative mosaic tile floor, and a frameless glass enclosure. Positioned separately from the primary suite, two generously sized guest bedrooms feature built-in closets and share a full bath. The guest bath carries the same attractive design as the primary bath, with coordinating cabinetry, granite countertops, contemporary fixtures, and tiled finishes, creating a cohesive look throughout the home. Each residence also includes a spacious indoor laundry room, abundant storage, and separate utilities. The thoughtful design gives each side the comfort and functionality of an individual home while retaining the flexibility of a duplex. Live in one side and rent the other, accommodate extended family with separate living spaces, or lease both units for an income-producing investment opportunity. Located outside of a designated flood zone in Deep Creek, a deed-restricted community with a low annual HOA fee, the property offers convenient access to I-75, shopping, dining, medical facilities, parks, downtown Punta Gorda, golf, boating, and fishing, with Gulf Coast destinations, including Englewood Beach, within easy driving distance.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 22, 2026
- Listed$669,000Sep 22, 2026
- Price increased$669,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 0
- Subdivision
- Punta Gorda Isles Sec 23
- County
- Charlotte
- Year built
- 2025
- Living area
- 3,314 sq ft
- Price/sq ft
- $202
- Building area
- 2,308 sq ft (Builder)
- Lot size
- 19,999 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Garage
- 4 spaces
- Annual taxes
- $1,051 (2025)
- Parcel #
- 402309204003
- Zoning
- RMF15
- MLS #
- C7531012
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Interior Details
- Bedrooms
- 6
- Flooring
- Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Coffered Ceiling(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Off Street, Oversized
HOA & Financial
- HOA fee
- $205 / Annually
- Monthly HOA
- $17/mo
- Total monthly fees
- $17/mo
- Total annual fees
- $205
- HOA name
- Deep Creek Sec 23
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Owner Financing, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-09-22
- On market date
- 2026-09-22
- Original list price
- $669,000
- Occupant type
- Vacant
- MLS area
- 33983 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2026-09-22
- Tax legal description
- PGI 023 0649 0012 PUNTA GORDA ISLES SEC23 BLK649 LT 12 743/192 2939/1134 4234/945 4633/1240
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 South, take Exit 170, turn left onto Kings Highway, right onto Sandhill Boulevard, follow it for about two miles, then turn right onto San Cristobal Avenue and the property will be on your left.
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Based on information submitted to the MLS GRID as of September 22, 2026 at 2:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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