319 Pilot Point Lane, FL
Stellar MLS
1 / 1

$4,195,000

319 Pilot Point Lane

Boca Grande, FL 33921

Listing updated: October 1, 2026 at 1:37 PM ET

Active
Stellar MLSListing courtesy of Michael Saunders & Company · Lori Ryan · MLS #N6145862 · Active · 941-493-2500
3
Beds
4
Baths
3,384
Sq Ft
0.26
Acres
1991
Built
◆Water view◆$1,240/sqft
Single Family Residence

Property type

1991

Year built

11,411 sqft

Lot size

$1,240

Price / sq ft

$749/mo

HOA dues

8

Days on market

2

Garage spaces

AE

Flood zone

About this home

Some homes have a view. This one has a front-row seat to Charlotte Harbor Bay — and every inch of it has been reimagined to match. Behind the gates, this fully renovated three bedroom, all en suite and a bonus room, four full bath residence delivers the kind of turnkey luxury that's genuinely rare on the water: brand-new metal roof, all-new kitchen, new baths, beautifully refinished hardwood floors, plantation shutters, ceiling fans, crown molding, high ceilings, new carpet, new lighting, and fresh landscaping from curb to shoreline. The list is endless! It comes fully furnished, so the only thing left to do is move in and watch the sky turn gold. Step outside and the home keeps giving. Two Trex composite decks stretch across the upper levels — durable, effortless, and built for taking in the water. Climb one more flight to the rooftop deck, where the harbor stretches out in every direction and sunset becomes a nightly event. Down below, a brand-new paver patio brings the outdoor living to ground level, perfect for morning coffee or evening entertaining. And then there's the water itself: Boca Bay offers three community pools, a beach club, a boat dock, and a fishing pier, all within a secure, gated setting. The Pass Club adds upscale dining, a heated pool with bar and food service, eight tennis courts, a fitness center, and a pro shop.

Estimated monthly payment

Principal & interest$21,212
Property taxes$4,343
Home insurance (est.)$1,923
HOA dues$749

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history8 days on market

  1. Status: Active
    Sep 23, 2026
  2. Listed$4,195,000
    Sep 23, 2026
  3. Price increased$4,195,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
8
Cumulative DOM
356
Subdivision
North Bay
County
Lee
Year built
1991
Living area
3,384 sq ft
Price/sq ft
$1,240
Lot size
11,411 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12071C0182G)
Garage
2 spaces
Annual taxes
$52,117 (2025)
Parcel #
23-43-20-23-00000.0850
Zoning
PUD
MLS #
N6145862

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Interior Details

Bedrooms
3
Full bathrooms
4
Flooring
Carpet, Tile, Wood
Appliances
Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Wood Cabinets, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Electric, Heat Pump, Propane
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$8,984 / Annually
Monthly HOA
$749/mo
Total monthly fees
$1,207/mo
Total annual fees
$14,484
HOA name
Emma Doras
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm with HOA.
Approval process
Confirm with HOA.

Exterior & Construction

Exterior features
Awning(s), Balcony
Construction materials
Frame
Roof
Metal
Foundation
Stilt/On Piling
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Propane, Sewer Connected, Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryThe Island SchoolGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst16x20
Dining RoomFirst16x15
KitchenFirst17x29
Bedroom 2First13x16
LoftSecond8x10
Bedroom 3Second12x16
LaundrySecond9x11
Primary BedroomThird16x19
Bonus RoomFirst13x17

Listing Details

Listing date
2026-09-23
On market date
2026-09-23
Original list price
$4,195,000
Occupant type
Owner
MLS area
33921 - Boca Grande (PO BOX)
Listing AOR
Venice
Status changed
2026-09-23
Tax legal description
NORTH BAY PB 45 PGS 38-43 LOT 85

Flood risk

High riskFEMA Zone AEPanel 12071C0182G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Boca Grand Causeway (Gasparilla Road) to right on 5th Street, left on Gilchrist, left on Boca Bay (guard) to left on Pilot point.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 1:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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