1 / 1

$340,000

817 Reflections LoopWinter Haven, FL 33884

Listing updated: October 23, 2026 at 10:41 AM ET

Active

Listing courtesy of Keller Williams Realty Smart 1 · Don Jerue · MLS #L4965212 · Active · 863-508-3000

Beds

Baths

2,257

Sq Ft

0.2

Acres

2001

Built

◆$151/sqft◆360° tour

Single Family Residence

Property type

2001

Year built

8,786 sqft

Lot size

$151

Price / sq ft

$25/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

** $10K PRICE REDUCTION as of 10/23/2026!!** More space, more flexibility, and more included! Located near LEGOLAND Florida Resort, this spacious Winter Haven home offers 2,257 square feet of total living area, including a permitted 320-square-foot addition completed in 2021. The interior features a bright main living area with vaulted ceilings, a separate dining space, generously sized bedrooms, an interior laundry room, and a well-equipped kitchen with ample cabinetry and counter space. The refrigerator, range, microwave, dishwasher, washer, and dryer are all included. Step outside to a fenced backyard designed for enjoying the Florida lifestyle. A brand-new permitted covered patio, completed in March 2026, provides an inviting shaded space for relaxing, grilling, or entertaining. The backyard also features mature shade trees and a paver gathering area with a built-in firepit and seating. Additional highlights include a complete HVAC system installed in 2023, a main house roof installed in 2017, a new patio roof installed in 2026, a two-car garage, an included security system, and eight included 360-degree security cameras. Conveniently positioned in Central Florida between Orlando and Tampa, the home provides access to major attractions, shopping, dining, recreation, and everything the Winter Haven area has to provide. With substantial living space, valuable permitted improvements, included appliances, and an outdoor area ready to enjoy, this home delivers features that are increasingly difficult to find at this price point. Schedule your private showing and see how much this property has to give.

Estimated monthly payment

Principal & interest$1,719

Property taxes$263

Home insurance (est.)$156

HOA dues$25

Down payment

20%

$68,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history54 days on market

Status: Active
Sep 21, 2026
Listed$350,000
Sep 21, 2026
Price reduced$340,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 54
Cumulative DOM: 54
Subdivision: Reflections East Add
County: Polk
Year built: 2001
Living area: 2,257 sq ft
Price/sq ft: $151
Building area: 2,470 sq ft (Public Records)
Lot size: 8,786 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0535H)
Garage: 2 spaces
Annual taxes: $3,152 (2025)
Parcel #: 26-29-12-687517-000890
MLS #: L4965212

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Laminate, Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan
Laundry: Inside
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: No

HOA & Financial

HOA fee: $300 / Annually
Monthly HOA: $25/mo
Total monthly fees: $25/mo
Total annual fees: $300
HOA name: Reflections East HOA - Paula Morton
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Please independently verify any leasing restrictions with HOA.
Approval process: Please independently verify approval process with HOA.

Exterior & Construction

Exterior features: Fire Pit
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Living Room		16x20
Kitchen		15x9
Primary Bedroom		12x16
Bedroom 2		10x11
Bedroom 3		10x11
Bedroom 4		26x17

Listing Details

Listing date: 2026-09-21
On market date: 2026-09-21
Original list price: $350,000
Occupant type: Owner
MLS area: 33884 - Winter Haven / Cypress Gardens
Listing AOR: East Polk
Status changed: 2026-09-21
Tax legal description: REFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 89

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take FL-540 E/Cypress Gardens Blvd, turn right onto Reflections Blvd, then left onto Reflections Loop E, home is on the left.

More homes like this

ActiveSingle Family Residence360°

$385,000

136 Lake Mariam Rd Se

Winter Haven, FL 33884

4 bd · 3 ba · 2,356 sqft

Lakewood Community Association

MLS ID #S5151925, KELLER WILLIAMS ADVANTAGE III.

Listing provided by Stellar MLS

ActiveSingle Family Residence

$345,000

1015 Corso Dr

Winter Haven, FL 33884

5 bd · 4 ba · 3,200 sqft

Villamar Ph 2a

MLS ID #C7522449, SOVEREIGN REAL ESTATE GROUP.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$310,000

132 Alachua Dr

Winter Haven, FL 33884

3 bd · 2 ba · 2,466 sqft

Eloise Woods Lake Mariam Un

MLS ID #P4937917, BROKERS REALTY OF CENTRAL FLOR.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$364,999

1022 Wisteria Way

Dundee, FL 33838

4 bd · 3 ba · 2,670 sqft

Seasons At Bella Vista

MLS ID #S5127942, AXEN REALTY, LLC.

Listing provided by Stellar MLS

Call Schedule a tour

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 23, 2026 at 10:41 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA