$389,900
405 Chayne PlaceSt Cloud, FL 34771
Listing updated: October 27, 2026 at 12:57 PM ET
Listing courtesy of Homesmart · Nan Seelall LLC · MLS #G5118060 · Active · 407-476-0451Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
New price, exceptional opportunity! $40,000 price improvement! Seller motivated due to relocation! Discover modern Florida living in the desirable Summerly community of Saint Cloud! This beautifully maintained, move-in-ready 3-bedroom, 2-bathroom home, built in 2023, features an inviting open-concept design with quartz countertops, stainless steel appliances, luxury vinyl plank flooring, and a spacious primary suite with dual sinks, a walk-in shower, and a walk-in closet. What truly sets this home apart? Step onto your covered lanai and enjoy a fully fenced backyard featuring a private gate with direct access to the community walking trail! Enjoy morning walks, evening strolls, and outdoor living just steps from your backyard. Thoughtful upgrades include a smart thermostat, smart lock, video doorbell, security system, washer and dryer that convey, and a 2-car garage. Summerly residents enjoy a resort-style pool, playground, and low annual HOA fees. Ideally situated near the Narcoossee Road corridor, Lake Nona, Medical City, and Orlando International Airport, with convenient access to shopping, dining, and Central Florida's growing innovation and transportation corridor. Experience the comfort of newer construction, desirable upgrades, and a unique connection to outdoor living. Schedule your private showing today and discover what makes this home special!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history31 days on market
- Status: ActiveSep 26, 2026
- Listed$430,000Sep 26, 2026
- Price reduced$389,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 31
- Subdivision
- Summerly
- County
- Osceola
- Year built
- 2023
- Living area
- 1,846 sq ft
- Price/sq ft
- $211
- Building area
- 2,395 sq ft (Appraiser)
- Lot size
- 6,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $5,027 (2025)
- Parcel #
- 28-25-31-5038-0001-2640
- Zoning
- RES
- MLS #
- G5118060
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Smart Home, Solid Surface Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $248 / Quarterly
- Monthly HOA
- $83/mo
- Total monthly fees
- $83/mo
- Total annual fees
- $992
- HOA name
- Summerly Community Association / Larissa
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Docs
- Approval process
- See Docs
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 13x14.8 | |
| Bedroom 2 | 11.9x10.7 | |
| Bedroom 3 | 11.9x10.7 | |
| Living Room | 12x16 | |
| Kitchen | 8.1x12.1 | |
| Dining Room | 12.1x8 | |
| Balcony/Porch/Lanai | 12x8 | |
| Laundry | ||
| Primary Bathroom | ||
| Bathroom 2 |
Listing Details
- Listing date
- 2026-09-20
- On market date
- 2026-09-26
- Original list price
- $430,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-26
- Tax legal description
- SUMMERLY PH 3 PB 31 PGS 120-122 LOT 264
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take SR-417 South to Exit 22 for Narcoossee Road. Turn left onto Narcoossee Road, left onto Jones Road, then right onto Talisi Loop and continue to 405 Chayne Place
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 27, 2026 at 12:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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