4568 40th Street, FL
Stellar MLS
1 / 1

$890,000

4568 40th Street

St Petersburg, FL 33711

Listing updated: September 20, 2026 at 6:28 PM ET

Active
Stellar MLSListing courtesy of Equity Realty Suncoast · Peter Chicouris · MLS #TB8550463 · Active · 727-343-8100
4
Beds
2
Baths
1,930
Sq Ft
0.23
Acres
1973
Built
WaterfrontWater accessPrivate pool$461/sqft360° tour
Single Family Residence

Property type

1973

Year built

9,993 sqft

Lot size

$461

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to waterfront living in the highly desirable Broadwater neighborhood! 40' of seawall - This beautifully remodeled 4-bedroom, 2-bath block home with a private pool offers over 1,900 sq. ft., no HOA, and an inviting split-bedroom floor plan. The home reportedly experienced no flood damage during the two recent major storms. The spacious primary suite features dual walk-in closets, while the showpiece kitchen offers quartz countertops with a waterfall island, all-wood cabinetry, tile backsplash and a dry bar. A pass-through sliding window provides convenient service to the lanai and pool area. Both bathrooms have been extensively updated with floor-to-ceiling tile, custom dual-sink vanities, niches, and modern finishes. Outside, enjoy the in-ground pool, newer pool equipment, newly paved pool deck, vinyl fencing, fresh landscaping, and waterfront setting with mangroves providing additional privacy. The property currently has no dock or lift; seller advises a dock and lift may be permitted- subject to applicable approvals and buyer verification. Major improvements include impact-rated windows and sliders, 2025 roof, 2024 HVAC, 2024 water heater, 2024 garage door and opener, newer interior and exterior doors, fresh interior/exterior paint, utility sink, and finished garage floor. Note- There are Mangroves growing along the seawall and the new buyer is able to apply for a permit to have them trimmed and then apply for dockage.

Estimated monthly payment

Principal & interest$4,500
Property taxes$1,488
Home insurance (est.)$408

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 20, 2026
  2. Listed$890,000
    Sep 20, 2026
  3. Price increased$890,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Cumulative DOM
105
Subdivision
Broadwater Unit 2
County
Pinellas
Year built
1973
Living area
1,930 sq ft
Price/sq ft
$461
Building area
2,888 sq ft (Public Records)
Lot size
9,993 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0277H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$17,852 (2025)
Parcel #
03-32-16-11707-014-0030
MLS #
TB8550463

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
Interior features
Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry
Gas Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, On Street, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm with City of St. Pete on leasing restrictions.

Exterior & Construction

Exterior features
Lighting, Private Mailbox
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Schools

ElementaryGulfport Elementary-PNGreatSchools ↗
MiddleBay Point Middle-PNGreatSchools ↗
High SchoolLakewood High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-09-20
On market date
2026-09-20
Original list price
$890,000
Occupant type
Vacant
Special conditions
Real Estate Owned
MLS area
33711 - St Pete/Gulfport
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-09-20
Tax legal description
BROADWATER UNIT 2 BLK N BLK N, LOT 3

Flood risk

High riskFEMA Zone AEPanel 12103C0277H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19 in St. Petersburg, head south on 34th Street South, passing McDonald's on your right after about 0.7 miles. Turn right onto 46th Avenue South and continue for half a mile. Then, turn right onto 40th Street South; your destination will be shortly ahead on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 20, 2026 at 6:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA