$595,000
863 Bay Breeze Terrace
Largo, FL 33770
Listing updated: September 24, 2026 at 1:31 AM ET
Listing courtesy of Us Interamerican Realty Llc · Maria Urbano · MLS #TB8550089 · Active · 813-320-0400Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
INCOME-PRODUCING VRBO | NO HOA | NO RENTAL RESTRICTIONS | 0.33-ACRE OVERSIZED LOT | POOL | 5 MINUTES TO INDIAN ROCKS BEACH! Looking for a property that can generate income while giving you the Florida lifestyle? This is it! Currently operating as a successful short-term rental, this spacious pool home sits on an oversized 0.33-acre lot—the equivalent of approximately TWO LOTS—with NO HOA and NO rental restrictions. Freshly painted and ready to impress, this 3-bedroom, 2-bathroom home offers more than 1,725 sq. ft. of living space, plus a large front porch and an oversized 2-car garage. The outdoor living area is where this property truly shines. Enjoy a newly updated pool deck, expansive screened-in lanai with epoxy flooring, and even a putting green for added entertainment. It is the perfect setup for guests, family gatherings, or simply enjoying the Florida lifestyle. Inside, the split-bedroom floor plan provides privacy and functionality. The skylights make the spaces bright without emptying your pocket. The spacious primary suite overlooks the pool and features a large walk-in closet and an updated ensuite bathroom with a walk-in shower and jetted tub. The kitchen has been updated with stone countertops, a matching backsplash, stainless-steel appliances, a NEW dishwasher, and a pantry. Two additional bedrooms and a full bathroom complete the living area. NEW water softener, and NON-FLOOD ZONE location. The property also experienced no storm damage or impact. Approximately 5 minutes to Indian Rocks Beach and the Belleair Causeway Boat Ramp, making this an attractive destination for both vacation guests and long-term enjoyment. Taylor Park and the Pinellas Trail are approximately 1 mile away, while downtown Largo, Largo Central Park, healthcare facilities, Clearwater Beach, St. Petersburg, PIE Airport, and Tampa International Airport are all easily accessible. INVESTOR ALERT: With no HOA, no rental restrictions, an existing short term rental operation, and 0.33 acres of land. This isn't just a pool home—it's an income-producing Florida property with room to grow, flexibility to operate, and the beach just minutes away.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveSep 18, 2026
- Listed$595,000Sep 18, 2026
- Price increased$595,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Cumulative DOM
- 272
- Subdivision
- Bay Breeze Estates
- County
- Pinellas
- Year built
- 1964
- Living area
- 1,725 sq ft
- Price/sq ft
- $345
- Building area
- 3,592 sq ft (Public Records)
- Lot size
- 14,558 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12103C0112H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $8,668 (2024)
- Parcel #
- 05-30-15-03330-003-0100
- MLS #
- TB8550089
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Touchless Faucet, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Lease Option, Lease Purchase, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Phone Available, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bathroom | First | |
| Bathroom 1 | First | |
| Primary Bedroom | First | |
| Bedroom 1 | First | |
| Bedroom 2 | First | |
| Dining Room | First | |
| Kitchen | First | |
| Living Room | First | |
| Florida Room | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-09-18
- On market date
- 2026-09-18
- Original list price
- $595,000
- Occupant type
- Vacant
- MLS area
- 33770 - Largo/Belleair Bluffs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-18
- Tax legal description
- BAY BREEZE ESTATES BLK C, LOTS 10 AND 11
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 8th Ave SW turn in to Bay Breeze Terrace second house on the East side of the road.
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Based on information submitted to the MLS GRID as of September 24, 2026 at 1:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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