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$450,000

845 Spanish DriveLongboat Key, FL 34228

Listing updated: October 10, 2026 at 4:06 PM ET

Active

Listing courtesy of Kw Coastal Living Iii · Laura Rode · MLS #A4706553 · Active · 941-900-4151

Beds

Baths

1,357

Sq Ft

Acres

1969

Built

◆55+ community◆$332/sqft

Condominium

Property type

1969

Year built

$332

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Positioned directly across from the marina and boat slips, this updated villa in Spanish Main Yacht Club enjoys beautiful marina views and puts boating and waterfront access just steps from your front door, while offering the relaxed island lifestyle and everyday convenience of a 55+ waterfront community on Longboat Key. The villa features 2 bedrooms, 2 bathrooms, and a flexible third room that could potentially be converted into a third bedroom, giving you added space for guests, a home office, workout area, or den. Tile flooring runs throughout, while the renovated kitchen features quartz countertops, stainless steel appliances, new cabinetry, and dovetail soft-close drawers. The primary suite offers its own private bath and walk-in closet, while the guest bedroom and second bath are positioned separately for added privacy. The home also features an interior washer and dryer combo, offering added everyday convenience compared with the exterior laundry setups found in many neighboring units. Spanish Main Yacht Club offers a community pool, clubhouse, marina, water access, and deeded beach access just across Gulf of Mexico Drive. Additional parking across the street provides extra convenience for guests and visitors. Here, days can be spent enjoying the marina views, relaxing at the private beach, lounging by the pool, or heading out on the water, with local dining, parks, and island conveniences nearby. Boat slips are available separately through the association as availability allows. Whether you’re looking for a full-time residence or seasonal retreat, this villa offers the updates, setting, and waterfront lifestyle that make Spanish Main Yacht Club such a special place to enjoy Longboat Key.

Estimated monthly payment

Principal & interest$2,275

Property taxes$161

Home insurance (est.)$206

Down payment

20%

$90,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

Status: Active
Oct 8, 2026
Listed$450,000
Oct 8, 2026
Price increased$450,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 2
Subdivision: Spanish Main Yacht Club Condo
County: Manatee
Year built: 1969
Living area: 1,357 sq ft
Price/sq ft: $332
Building area: 1,632 sq ft (Public Records)
Lot size: 0 sq ft
Flood zone: AE (12081C0291F)
Annual taxes: $1,926 (2025)
Parcel #: 7906900001
Zoning: R3MX
MLS #: A4706553

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Tile
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features: Cathedral Ceiling(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor
Laundry: Laundry Closet
Stories / Levels: One
Direction faces: Northwest

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: $1,340/mo
Total annual fees: $16,080
HOA name: Progressive Community Mgmt - Shane Raniere
CDD: No
Homestead exemption: Yes
Min lease term: 1 Month
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Association needs 7 days to approve a lease. All community information must be verified by the buyer.
Approval process: $150 application fee All community information must be verified by the buyer.

Exterior & Construction

Exterior features: None
Construction materials: Block
Roof: Tile
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Water Connected

Community

Pets allowed: Number Limit, Size Limit, Yes
Senior community: Yes

Schools

ElementaryAnna Maria ElementaryGreatSchools ↗

MiddleMartha B. King MiddleGreatSchools ↗

High SchoolBayshore HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	9x10
Dining Room	First	13x11
Living Room	First	13x17
Bonus Room	First	19x10
Office	First	13x10
Primary Bedroom	First	13x15
Primary Bathroom	First	5x9
Bedroom 2	First	11x13
Bathroom 2	First	11x5

Listing Details

Listing date: 2026-09-17
On market date: 2026-10-08
Original list price: $450,000
Occupant type: Owner
MLS area: 34228 - Longboat Key
Listing AOR: Sarasota - Manatee
Status changed: 2026-10-08
Tax legal description: UNIT 43 SPANISH MAIN YACHT CLUB CONDOMINIUM PI#79069.0000/1

Flood risk

High riskFEMA Zone AEPanel 12081C0291F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I75 take Rte 64 West. Turn right on Midnight Pass Rd. Turn left on Spanish Dr N and home is on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 10, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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