16049 89th Terrace, FL
Stellar MLS
1 / 1

$388,760

16049 89th TerraceSummerfield, FL 34491

Listing updated: October 30, 2026 at 9:34 AM ET

Active
Stellar MLSListing courtesy of Beycome Of Florida Llc · Steven Koleno · MLS #O6442821 · Active · 804-656-5007
4
Beds
2
Baths
2,339
Sq Ft
0.24
Acres
2020
Built
◆$166/sqft
Single Family Residence

Property type

2020

Year built

10,454 sqft

Lot size

$166

Price / sq ft

No HOA

HOA dues

43

Days on market

2

Garage spaces

x

Flood zone

About this home

Skip the HOA and the wait! This 2020 custom-built home sits in the nice, quiet neighborhood of Orange Blossom Hills, Summerfield. Just minutes from The Villages, with many options for shopping, dining and entertainment. A brand new Walmart Market and gas station is under construction less than 3 min away and golf cart accessible. This lovely home comes with 4 bedrooms, 2 baths and 2,339 sq. ft. of heated and cooled living space on a quarter acre. The split floor plan with walk-in closets gives everyone their own space. The kitchen with stainless-steel appliances and breakfast nook open directly to the main living areas, which makes it easy to cook while staying part of the conversation. Vaulted Ceilings, with ceiling fans in every room, window blinds installed throughout. A separate den works well as a home office, hobby room or guest room. Outside, the covered lanai overlooks a fully fenced, landscaped yard and a custom storage shed with plenty of shelving. The 2-car garage has floored attic for extra storage, security camera system, private well and septic, (no monthly water or sewer bills) and an architectural shingled roof to complete the package. Move in ready is an understatement, this home is exceptionally clean and ready for you to enjoy!

Estimated monthly payment

Principal & interest$1,966
Property taxes$330
Home insurance (est.)$178

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history43 days on market

  1. Status: Active
    Sep 17, 2026
  2. Listed$399,900
    Sep 17, 2026
  3. Price reduced$388,760

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
43
Subdivision
Orange Blossom Hills Un #4
County
Marion
Year built
2020
Living area
2,339 sq ft
Price/sq ft
$166
Building area
3,075 sq ft (Owner)
Lot size
10,454 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$3,962 (2025)
Parcel #
4704-046-020
Zoning
R1
MLS #
O6442821

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
Interior features
Ceiling Fans(s), High Ceilings, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Common Area, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected

Community

Pets allowed
No

Schools

ElementaryHarbour View Elementary SchoolGreatSchools ↗
MiddleLake Weir Middle SchoolGreatSchools ↗
High SchoolBelleview High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Living Room
Kitchen
Primary Bathroom
Bathroom 2
Laundry
Den

Listing Details

Listing date
2026-09-17
On market date
2026-09-17
Original list price
$399,900
Occupant type
Owner
MLS area
34491 - Summerfield
Listing AOR
Orlando Regional
Status changed
2026-09-17
Tax legal description
SEC 28 TWP 17 RGE 23 PLAT BOOK G PAGE 023 ORANGE BLOSSOM HILLS UNIT 4 BLK 46 LOTS 20.21.22 & S 10 FT OF LOT 23

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive southeast on SE 147th Place. Right to US 27/US 441. Right to SE 151st Lane Road. Left to SE 90th Terrace. Right to SE 155th Place. Left to SE 89th Terrace. Property is on the left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 30, 2026 at 9:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA