515 Monticello Avenue, FL
Stellar MLS
1 / 1

$175,000

515 Monticello Avenue

Lakeland, FL 33801

Listing updated: September 18, 2026 at 4:41 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Orlando · Laurie Cain · MLS #O6442771 · Active · 407-622-2122
2
Beds
1
Bath
843
Sq Ft
0.17
Acres
1953
Built
$208/sqft
Single Family Residence

Property type

1953

Year built

7,475 sqft

Lot size

$208

Price / sq ft

No HOA

HOA dues

0

Days on market

X

Flood zone

About this home

CHARMING BUNGALOW | NO HOA | LARGE LOT | GREAT LOCATION. Why rent when you can own your own home? This adorable bungalow is the perfect opportunity for a first-time buyer, folks looking to downsize, or investor looking for a home with plenty of potential. Situated on a generous 115' x 65' lot along a peaceful, quiet street in a convenient close-in location, this home offers the space, privacy, and flexibility that are hard to find. Built with solid block construction and featuring a newer dimensional shingle roof, this home offers a great foundation for your next chapter. The generously sized bedrooms provide comfortable living space, while the bonus flex room features a beautiful tongue-and-groove wood ceiling and offers endless possibilities. Use it as additional living or TV space, a home office, playroom, or consider expanding the kitchen to create an even larger gathering space. Enjoy the oversized backyard shaded by a beautiful, mature pecan tree, along with a storage shed and a convenient utility room located just off the back of the home. The single-car carport provides covered parking and could potentially be converted into a garage for additional enclosed space and storage. One of the biggest perks—NO HOA! With a great lot, solid construction, charming character, and room to make it your own, this is an opportunity to stop renting and start building equity. Come see the possibilities! View virtual tour for a walk-through look.

Estimated monthly payment

Principal & interest$885
Property taxes$67
Home insurance (est.)$80

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 18, 2026
  2. Listed$175,000
    Sep 18, 2026
  3. Price increased$175,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Lake Bonny Heights
County
Polk
Year built
1953
Living area
843 sq ft
Price/sq ft
$208
Building area
1,177 sq ft (Public Records)
Lot size
7,475 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0320G)
Annual taxes
$810 (2025)
Parcel #
24-28-21-239300-003230
Zoning
R-2
MLS #
O6442771

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Vinyl
Appliances
Dryer, Range, Refrigerator, Washer
Interior features
Eat-in Kitchen, Primary Bedroom Main Floor, Thermostat
Laundry
Inside, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Attached garage
No
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block, Frame
Roof
Shingle
Foundation
Block, Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected

Room Details

RoomLevelDimensions
Living RoomFirst15x11
KitchenFirst18x15
Bonus RoomFirst12x10
Bedroom 2First12.9x12.6
Primary BedroomFirst13.1x10.6

Listing Details

Listing date
2026-09-18
On market date
2026-09-18
Original list price
$175,000
Occupant type
Vacant
MLS area
33801 - Lakeland
Listing AOR
Orlando Regional
Status changed
2026-09-18
Tax legal description
LAKE BONNY HEIGHTS PB 35 PG 24 BLK 3 LOT 23

Flood risk

Minimal riskFEMA Zone XPanel 12105C0320G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading East on SR 92 turn south on Country road 33A. Follow down to Main Street and turn right. Follow Main to Arizona turn left and follow to Colonial Drive and turn right. Follow to Monticello and turn left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 18, 2026 at 4:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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