


$459,999
761 Chamberlin TrailSt Cloud, FL 34772
Listing updated: October 13, 2026 at 1:58 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your move-in-ready dream home! This beautifully maintained four-bedroom, three-bathroom split-floorplan home is located directly on the lake and fully fenced, offering the perfect combination of comfort, thoughtful updates, privacy, and Florida outdoor living. With two spacious living areas, a dining room, and a convenient kitchenette, there is plenty of room for everyday living and entertaining. The home features durable vinyl flooring and tile throughout—no carpet! Large windows fill the home with an abundance of natural sunlight, while an intercom system throughout adds an extra touch of convenience. Peace of mind comes standard with over $25,000 invested in 2022 in Crimsafe Safe-S-Capes hurricane shutters for the entire home, providing added protection and confidence during hurricane season. Additional major updates include a 2022 roof, 2017 A/C, some new piping installed in 2024, and a pool tower replaced approximately six months ago. The salt maker was replaced in 2023. The updated kitchen is both stylish and functional, featuring granite countertops, white cabinetry, stainless steel appliances, a pantry, and a newer touchless kitchen faucet. The laundry room includes a washer, dryer, and utility sink, all of which convey with the home. All three bathrooms have been updated with granite countertops and freshly painted cabinetry. The spacious primary suite features vaulted ceilings, two walk-in closets, and French doors with built-in blinds that open directly to your backyard oasis. The primary bathroom offers two vanities, a large shower, a relaxing bathtub, and a private water closet. Step outside and enjoy the Florida lifestyle in your fully fenced backyard located directly on the lake! The outdoor space features a screened-in saltwater pool with a beautiful rock backdrop, creating the perfect setting for relaxing, entertaining, and enjoying the Florida sunshine. The spacious fenced yard also provides plenty of room for a swing set, pets, gardening, or simply enjoying the peaceful lakefront setting. The fourth bedroom includes its own pool bath, making it ideal for guests, visitors, or multi-generational living. A two-car garage provides additional storage and convenience. Located in a desirable community with low HOA dues and NO CDD, residents enjoy access to a community pool, tennis courts, playground, and an annual community party. Conveniently located just minutes from the Florida Turnpike, shopping, medical facilities, and everyday conveniences, with several beautiful Florida beaches less than an hour away. This home truly has all the bells and whistles—beautifully updated, thoughtfully maintained, lakefront, fully fenced, and ready for you to move right in!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history20 days on market
- Status: ActiveSep 23, 2026
- Listed$459,999Sep 23, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 20
- Subdivision
- Indian Lakes
- County
- Osceola
- Year built
- 2003
- Living area
- 2,109 sq ft
- Price/sq ft
- $218
- Building area
- 2,976 sq ft (Public Records)
- Lot size
- 10,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,748 (2025)
- Parcel #
- 14-26-30-0028-0001-0410
- Zoning
- SR1B
- MLS #
- S5157800
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $936 / Annually
- Monthly HOA
- $78/mo
- Total monthly fees
- $78/mo
- Total annual fees
- $936
- HOA name
- Leland Management/Kaitlin Marshall
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact HOA for Additional Lease Restrictions.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x13 |
| Living Room | First | 14x22 |
| Dining Room | First | 11x12 |
| Primary Bedroom | First | 12x16 |
| Primary Bathroom | First | |
| Bedroom 2 | First | 11x11 |
| Bathroom 2 | First | |
| Bedroom 3 | First | 12x11 |
| Bathroom 3 | First | |
| Bedroom 4 | First | 12x11 |
Listing Details
- Listing date
- 2026-09-15
- On market date
- 2026-09-23
- Original list price
- $459,999
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-09-23
- Tax legal description
- INDIAN LAKES PB 13 PG 93-95 LOT 41
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn Right on Canoe Creek Rd from 192. Go straight for a few miles and then turn left into the community. Turn left onto Chamberlin. Go straight and house is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 13, 2026 at 1:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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