PALM HARBOR, FL
Stellar MLS
1 / 1

$435,800

Palm Harbor, FL 34685

Listing updated: September 17, 2026 at 6:49 AM ET

Active
Stellar MLSListing courtesy of Gallery Properties International · Jill Melkonian · MLS #A4706328 · Active · 727-726-3333
2
Beds
2
Baths
1,659
Sq Ft
0.18
Acres
1989
Built
Water view$263/sqft
Villa

Property type

1989

Year built

7,836 sqft

Lot size

$263

Price / sq ft

$460/mo

HOA dues

1

Day on market

2

Garage spaces

A

Flood zone

About this home

Step into your personal paradise where this end unit Villa offers a water view as well as privacy, comfort & style. A 2 Bedroom [plus a flex 3rd room for office, BR, or your choice], 2 Bath, 2 car garage home that has had extensive remodeling since 2017 including HVAC system [2025]; PGT premium hurricane-rated windows for most building exterior windows [2018]; wood-look tile floors throughout; custom window treatments [some with black-out feature]; custom open Kitchen with 42" cabinets, glass backsplash, soft-close drawers, granite countertops, deep granite sink, island with storage, pull-out corner cabinet, cooktop with hood, under-cabinet lighting, plus more to see. All appliances to remain. Also: Home has soaring ceilings in most rooms; Primary BR has extra built-in closet in addition to a WIC with custom door and slider to lanai; both Baths have custom cabinets & quartz countertops; primary Bath completely remodeled with tiled floor, enclosed lavatory, cabinets with double sinks & decor lighting, French drain in shower; most Villa doors redone including front door and 2 screen doors; inside laundry room with sink; garage has built-in cabinets, epoxy floor, fan, extra lighting, water softener, insulated door; Lanai is enclosed with roof, 2 skylights, newer windows with 4 screens in center, wood-look tile floor continuing from inside, 2 lighted fans. Builder feature to enjoy morning beverage to read ortake in some fresh air: Atrium with Simonton Impact Glass Sliding Door [2018], epoxy floor, screened ceiling. So much updating has been done for this bright, immaculately maintained Villa that even includes custom lights, lighted ceiling fans, light switches and outlets. Enclosed 'Front' Porch enters at side of Villa. Salem Square has it's own pool and is in a gated section of Ridgemoor where you may take advantage of the gorgeous views of nature as you have your morning walks or make use of the playground and tennis courts.

Estimated monthly payment

Principal & interest$2,204
Property taxes$193
Home insurance (est.)$200
HOA dues$460

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 16, 2026
  2. Listed$435,800
    Sep 16, 2026
  3. Price increased$435,800

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
1
Subdivision
Salem Square
County
Pinellas
Year built
1989
Living area
1,659 sq ft
Price/sq ft
$263
Lot size
7,836 sq ft
Lot category
0 to less than 1/4
Flood zone
A (12103C0081G)
Garage
2 spaces
Annual taxes
$2,322 (2025)
Parcel #
26-27-16-78470-000-0510
Zoning
RPD-2.5_1.0
MLS #
A4706328

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Touchless Faucet, Washer, Water Softener, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$460 / Monthly
Monthly HOA
$460/mo
Total monthly fees
$540/mo
Total annual fees
$6,480
HOA name
Melrose Management
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with association
Approval process
Buyer to verify with association

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sidewalk
Construction materials
Concrete, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryCypress Woods Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolEast Lake High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst16x17
Great RoomFirst15x20
Primary BedroomFirst13x14

Listing Details

Listing date
2026-09-15
On market date
2026-09-16
Original list price
$435,800
Occupant type
Owner
MLS area
34685 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-09-16
Tax legal description
SALEM SQUARE LOT 51

Flood risk

High riskFEMA Zone APanel 12103C0081G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 17, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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