900 Lake Martha Drive, FL
Stellar MLS
1 / 1

$460,000

900 Lake Martha Drive

Winter Haven, FL 33881

Listing updated: September 22, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Smart 1 · Sam Daniels · MLS #L4965109 · Active · 863-508-3000
4
Beds
4
Baths
3,408
Sq Ft
0.59
Acres
1947
Built
◆Waterfront◆Water access◆In-law suite◆Fireplace◆$135/sqft◆360° tour
Single Family Residence

Property type

1947

Year built

25,570 sqft

Lot size

$135

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X*

Flood zone

About this home

Welcome to 900 Lake Martha Drive NE, a truly unique lakefront property offering exceptional space, flexibility, and endless possibilities! The property extends across the street to Lake Martha, providing direct lake frontage and wonderful opportunities to enjoy the waterfront. Information provided by the City, the lakefront portion may be divided from the main homesite, creating even more possibilities for the property. The main portion of the home features three bedrooms and two bathrooms, spacious living and dining areas, and a large bonus room currently used as a pool and game room. This flexible space could also serve as a family room, home office, gym, or additional entertainment area. Located on the opposite side of the home, the private in-law suite offers separation from the main living area, its own entrance, and a full bathroom. Above the two-car garage is an expansive room with a full bathroom and space for a kitchenette. This versatile area could become a movie room, game room, additional primary suite, guest quarters, or a second in-law suite. The garage also includes an additional shower—perfect for rinsing off after boating, fishing, yardwork, or a day by the lake. Enjoy Florida living from the screened front and rear porches. The fenced side yard is already improved with crushed gravel, providing convenient parking for a boat, RV, trailer, or other recreational vehicles. With direct lake frontage, multiple living areas, flexible bonus spaces, and the potential to separate the waterfront portion, this property offers outstanding possibilities for multigenerational living, extended-family accommodations, guest quarters, or potential short- or long-term rental use. Bring your ideas and discover everything this one-of-a-kind Lake Martha property has to offer!

Estimated monthly payment

Principal & interest$2,326
Property taxes$305
Home insurance (est.)$211

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 21, 2026
  2. Listed$460,000
    Sep 21, 2026
  3. Price increased$460,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Hutchinson Add
County
Polk
Year built
1947
Living area
3,408 sq ft
Price/sq ft
$135
Building area
3,980 sq ft (Public Records)
Lot size
25,570 sq ft
Lot category
1/2 to less than 1
Flood zone
X* (12105C0364G)
Garage
2 spaces
Annual taxes
$3,664 (2025)
Parcel #
26-28-21-579500-003171
Zoning
R-1C
MLS #
L4965109

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Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
In Garage
Stories / Levels
Two
Direction faces
West
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
buyer or buyer agent responsible to verify

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Family RoomFirst17x25
Primary BedroomFirst14x12
Bedroom 1First12x14
Bedroom 3First12x14
Living RoomFirst15x19
Dining RoomFirst10x19
Primary BathroomFirst5x9
Bathroom 2First7x10
Living RoomFirst18x12
Bonus RoomSecond30x22
Bathroom 3First9x5
KitchenFirst22x10

Listing Details

Listing date
2026-09-16
On market date
2026-09-21
Original list price
$460,000
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
East Polk
Status changed
2026-09-21
Tax legal description
HUTCHINSON ADDITION PB 8 PG 45 BLK 3 LOTS 17 18 & 19 AND S 110.64 FT OF N 441.2 FT OF S1/2 OF NW1/4 OF SE1/4 LYING W OF E LAKE MARTHA DR

Flood risk

Zone X*FEMA Zone X*Panel 12105C0364G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 1st Street N, turn east onto Avenue K NE. Turn right onto Lake Martha Drive NE and continue to 900 Lake Martha Drive NE.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 22, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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