
$485,000
1040 Bay Harbor DriveEnglewood, FL 34224
Listing updated: October 20, 2026 at 10:59 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
*DON’T MISS OUT ON THIS BEAUTIFUL BAY HARBOR ESTATE POOL HOME, OFFERED AT AN EXCEPTIONAL PRICE!* Located in the highly desirable Bay Harbor Estates community, this spacious *4-bedroom, 3-bathroom, 2-car garage home offers over 2,337 square feet of living space*, a beautiful layout, and the perfect combination of comfort, elegance, and Florida living! From the moment you arrive, you’ll appreciate the *lush tropical landscaping, impressive double-door entry, soaring vaulted ceilings, and spacious interior* designed for both everyday living and entertaining. The beautifully appointed kitchen features *granite countertops, wood cabinetry, stainless steel appliances, a pantry, and a charming breakfast nook*. *ENJOY THE FLORIDA LIFESTYLE AT ITS FINEST!* Step outside to your beautiful private swimming pool and expansive screened lanai, perfect for entertaining family and friends or simply relaxing in your own tropical retreat. *Pocket sliding glass doors open up the living areas to the outdoors*, creating a wonderful indoor-outdoor living experience. The spacious primary suite also features pocket sliding doors with access to the pool area, generous walk-in closets, and a beautifully tiled primary bathroom with dual pedestal sinks. *MAJOR BONUS: NEWER ROOF INSTALLED IN 2023!* Enjoy the added value and peace of mind of this significant improvement. *LOCATION, LOCATION, LOCATION!* Conveniently situated near beautiful Gulf Coast beaches, including *Manasota Key, as well as shopping, restaurants, entertainment, and everyday conveniences. **NATURE LOVERS WILL LOVE THIS LOCATION!* Just minutes away is the spectacular *120-plus-acre Oyster Creek Regional Park*, offering opportunities for hiking, jogging, canoeing, wildlife viewing, and enjoying Southwest Florida’s natural beauty. *HOMES IN THIS DESIRABLE COMMUNITY DON'T COME AVAILABLE OFTEN!* With its spacious floor plan, beautiful pool, oversized lanai, newer roof, tropical landscaping, and outstanding location, this property offers an exceptional opportunity to enjoy the Southwest Florida lifestyle. *DON’T LET THIS AMAZING OPPORTUNITY PASS YOU BY! SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE IT’S GONE!*
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history33 days on market
- Status: ActiveSep 17, 2026
- Listed$490,000Sep 17, 2026
- Price reduced$485,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 33
- Subdivision
- Bay Harbor Estate
- County
- Charlotte
- Year built
- 1993
- Living area
- 2,337 sq ft
- Price/sq ft
- $208
- Building area
- 3,193 sq ft (Public Records)
- Lot size
- 13,965 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,637 (2024)
- Parcel #
- 412008130014
- Zoning
- RSF3.5
- MLS #
- C7530736
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Wood
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, Lease Option
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | 11x12 | |
| Bedroom 3 | 11x13 | |
| Bedroom 4 | 12x15 | |
| Dining Room | 11x12 | |
| Family Room | 14x20 | |
| Kitchen | 22x21 | |
| Living Room | 12x16 | |
| Primary Bathroom | ||
| Primary Bedroom | 12x20 | |
| Utility Room | 10x5 |
Listing Details
- Listing date
- 2026-09-14
- On market date
- 2026-09-17
- Original list price
- $490,000
- Occupant type
- Vacant
- MLS area
- 34224 - Englewood
- Listing AOR
- Port Charlotte
- Status changed
- 2026-09-17
- Tax legal description
- BHE 000 0000 0038 BAY HARBOR EST LT 38 731/636 798/857 919/573 920/1731 DC1093/1036(EDC) 1093/1037 1262/1694&96 1991/839 2368/2090 3599/568 3954/2188 3366383
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR-776, head south and turn right onto Edison Drive near Mama’s Italian Restaurant. Turn left onto Bay Harbor Drive and continue to 1040 Bay Harbor Drive. The property will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 20, 2026 at 10:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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