1040 Bay Harbor Drive, FL
Stellar MLS
1 / 1

$485,000

1040 Bay Harbor DriveEnglewood, FL 34224

Listing updated: October 20, 2026 at 10:59 AM ET

Active
Stellar MLSListing courtesy of Schiff Realty, Inc. · Eden Cohen · MLS #C7530736 · Active · 239-540-0061
4
Beds
3
Baths
2,337
Sq Ft
0.32
Acres
1993
Built
◆Private pool◆$208/sqft◆360° tour
Single Family Residence

Property type

1993

Year built

13,965 sqft

Lot size

$208

Price / sq ft

No HOA

HOA dues

33

Days on market

2

Garage spaces

AE

Flood zone

About this home

*DON’T MISS OUT ON THIS BEAUTIFUL BAY HARBOR ESTATE POOL HOME, OFFERED AT AN EXCEPTIONAL PRICE!* Located in the highly desirable Bay Harbor Estates community, this spacious *4-bedroom, 3-bathroom, 2-car garage home offers over 2,337 square feet of living space*, a beautiful layout, and the perfect combination of comfort, elegance, and Florida living! From the moment you arrive, you’ll appreciate the *lush tropical landscaping, impressive double-door entry, soaring vaulted ceilings, and spacious interior* designed for both everyday living and entertaining. The beautifully appointed kitchen features *granite countertops, wood cabinetry, stainless steel appliances, a pantry, and a charming breakfast nook*. *ENJOY THE FLORIDA LIFESTYLE AT ITS FINEST!* Step outside to your beautiful private swimming pool and expansive screened lanai, perfect for entertaining family and friends or simply relaxing in your own tropical retreat. *Pocket sliding glass doors open up the living areas to the outdoors*, creating a wonderful indoor-outdoor living experience. The spacious primary suite also features pocket sliding doors with access to the pool area, generous walk-in closets, and a beautifully tiled primary bathroom with dual pedestal sinks. *MAJOR BONUS: NEWER ROOF INSTALLED IN 2023!* Enjoy the added value and peace of mind of this significant improvement. *LOCATION, LOCATION, LOCATION!* Conveniently situated near beautiful Gulf Coast beaches, including *Manasota Key, as well as shopping, restaurants, entertainment, and everyday conveniences. **NATURE LOVERS WILL LOVE THIS LOCATION!* Just minutes away is the spectacular *120-plus-acre Oyster Creek Regional Park*, offering opportunities for hiking, jogging, canoeing, wildlife viewing, and enjoying Southwest Florida’s natural beauty. *HOMES IN THIS DESIRABLE COMMUNITY DON'T COME AVAILABLE OFTEN!* With its spacious floor plan, beautiful pool, oversized lanai, newer roof, tropical landscaping, and outstanding location, this property offers an exceptional opportunity to enjoy the Southwest Florida lifestyle. *DON’T LET THIS AMAZING OPPORTUNITY PASS YOU BY! SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE IT’S GONE!*

Estimated monthly payment

Principal & interest$2,452
Property taxes$386
Home insurance (est.)$222

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history33 days on market

  1. Status: Active
    Sep 17, 2026
  2. Listed$490,000
    Sep 17, 2026
  3. Price reduced$485,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
33
Subdivision
Bay Harbor Estate
County
Charlotte
Year built
1993
Living area
2,337 sq ft
Price/sq ft
$208
Building area
3,193 sq ft (Public Records)
Lot size
13,965 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,637 (2024)
Parcel #
412008130014
Zoning
RSF3.5
MLS #
C7530736

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, Lease Option
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Schools

ElementaryEnglewood ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 211x12
Bedroom 311x13
Bedroom 412x15
Dining Room11x12
Family Room14x20
Kitchen22x21
Living Room12x16
Primary Bathroom
Primary Bedroom12x20
Utility Room10x5

Listing Details

Listing date
2026-09-14
On market date
2026-09-17
Original list price
$490,000
Occupant type
Vacant
MLS area
34224 - Englewood
Listing AOR
Port Charlotte
Status changed
2026-09-17
Tax legal description
BHE 000 0000 0038 BAY HARBOR EST LT 38 731/636 798/857 919/573 920/1731 DC1093/1036(EDC) 1093/1037 1262/1694&96 1991/839 2368/2090 3599/568 3954/2188 3366383

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR-776, head south and turn right onto Edison Drive near Mama’s Italian Restaurant. Turn left onto Bay Harbor Drive and continue to 1040 Bay Harbor Drive. The property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 20, 2026 at 10:59 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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