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$104,995

3809 Cr 405n

Lake Panasoffkee, FL 33538

Listing updated: September 16, 2026 at 12:26 PM ET

Active

Listing courtesy of Era Grizzard Real Estate · Melissa Barnes · MLS #G5117708 · Active · 352-259-4900

Beds

Baths

1,420

Sq Ft

0.27

Acres

1973

Built

◆Waterfront◆Water access◆Fireplace◆$74/sqft◆360° tour

Mobile Home

Property type

1973

Year built

12,165 sqft

Lot size

$74

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Spacious 3-Bedroom Home with Canal Access Potential Discover the opportunity to own a spacious 3-bedroom, 2-bathroom home in a growing area with plenty of room, flexibility, and potential! Offering significantly more living space than reflected in the tax records, this property is ready for its next owner to make it their own. Inside, you’ll find generous living areas, a cozy fireplace, abundant storage, and a layout with plenty of space to spread out. Outside, the property continues to impress with two exterior storage areas, a covered carport, a rear patio perfect for grilling and entertaining, and a fully fenced backyard. A recently replaced roof adds valuable peace of mind. The backyard also backs to a canal that connects to Lake Panasoffkee during higher water levels, creating exciting potential for enjoying the surrounding waterways. With no HOA, you have the freedom to bring your boat, RV, equipment, and other recreational toys. Whether you're looking for a primary residence, investment opportunity, or a property with room to add your own vision, this home offers space, versatility, and plenty of possibilities. Don't miss the opportunity to see all this property has to offer!

Estimated monthly payment

Principal & interest$531

Property taxes$58

Home insurance (est.)$48

Down payment

20%

$20,999 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

Status: Active
Sep 11, 2026
Listed$119,900
Sep 11, 2026
Price reduced$104,995

Facts & features

Property type: Residential
Sub type: Mobile Home
Status: Active
Days on market: 5
Subdivision: Olive Palm
County: Sumter
Year built: 1973
Living area: 1,420 sq ft
Price/sq ft: $74
Lot size: 12,165 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X
Annual taxes: $690 (2024)
Parcel #: F30C293
Zoning: R4M
MLS #: G5117708

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Laminate
Appliances: Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
Interior features: Ceiling Fans(s), Dry Bar, Eat-in Kitchen, L Dining, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
Laundry: Laundry Room
Stories / Levels: One
Direction faces: West
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Parking features: Covered, Driveway, Ground Level, Off Street, Parking Pad
Carport: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Listing terms: Cash
Ownership: Fee Simple
Available for lease: No

Exterior & Construction

Exterior features: Awning(s), Lighting, Private Mailbox, Rain Gutters, Storage
Construction materials: Vinyl Siding
Roof: Metal
Foundation: Crawlspace, Pillar/Post/Pier
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Septic Tank
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Water Connected

Schools

ElementaryLake Panasoffkee ElementaryGreatSchools ↗

MiddleSouth Sumter MiddleGreatSchools ↗

High SchoolSouth Sumter HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	11x13
Dining Room	First	11x13
Primary Bedroom	First	11x16
Bedroom 2	First	11x9
Kitchen	First	10x12

Listing Details

Listing date: 2026-09-11
On market date: 2026-09-11
Original list price: $119,900
Occupant type: Vacant
MLS area: 33538 - Lake Panasoffkee
Listing AOR: Ocala - Marion
Status changed: 2026-09-11
Tax legal description: LOT 293 OLIVE PALM COMM UNRECORDED SUBD DESC AS BEG 815 FT E AND 920 FT S OF NW COR OF NE 1/4 OF NW 1/4 RUN S 124.61 FT N 61 DEG 44 MIN E 120.12 FT N 67.30 FT W 107.74 FT TO POB & THAT PORTION OF LOT 294 DESC AS COMMENCE AT NW COR LOT 43 RUN W 331.26 FT N 150 FT W 53.68 FT N 53 DEG 28 MIN 19 SEC W 69.87 FT N 23 DEG 28 MIN 19 SE C W 75.3 FT TO POB RUN N 61 DEG 44 MIN E 120.

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I75 take exit 321 to CR 470 North toward Lake Panasoffkee. Follow CR 470 for about 5 miles take a right on CR 412. and then Take a left on CR 405 and follow the signs. 405 has many turns ,then left on 405D to 405N. house will be on the right.

Property sale history

Public records

3809 CR 405N, LAKE PANASOFFKEE 33538

Mar 2026$70,000

1,420 sq ft · Built 1973 · 0.2793 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 16, 2026 at 12:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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