
$145,000
8850 97th Street
Ocala, FL 34481
Listing updated: September 13, 2026 at 8:01 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
This charming EXPANDED Philadelphian villa is located in the Friendship Colony neighborhood of On Top of the World, a premier 55+ gated golf community designed to offer an active and comfortable lifestyle. Roof 2018 & HVAC 2016. Nestled on a peaceful, tree-lined street, the villa boasts green space in both the front and back, along with an extra-long driveway that accommodates both a car and a golf cart. Inside, you’ll find two spacious bedrooms and two full baths, including a private primary suite with a large walk-in closet and an updated en suite bath featuring a step-in shower for added convenience and comfort. The home features a bright eat-in kitchen that leads to a 1.5 car garage where the laundry is conveniently located. The spacious living and dining room area displays beautiful hardwood floors and a cozy wood-burning fireplace, perfect for relaxing. A finished Florida room, screened lanai, and covered patio create ideal spots to enjoy morning coffee, casual meals, or entertaining amidst the serene green surroundings. Centrally positioned within the community, this villa offers easy access to On Top of the World’s many amenities. These include four swimming pools (three outdoor (THE SUMMIT IS BRAND NEW) and one indoor), two modern fitness centers, and a wide variety of recreational activities such as pickleball, tennis, archery, bocce ball, shuffleboard, billiards, and more. Over 175 clubs and social groups help residents stay engaged and connected, while additional facilities like a woodworking shop, library, archery range, and remote-control flying field offer unique hobbies and interests. The monthly HOA fee covers basic cable, exterior maintenance, roof repairs, irrigation, landscaping, trash and recycling, insurance, and round-the-clock monitored gates for peace of mind. Conveniently located just 20 minutes from the World Equestrian Center, with easy access to cruise ports, airports, shopping centers, and Orlando’s vibrant entertainment options, this villa offers a blend of comfort, convenience, and community for those seeking the best in 55+ living. Priced to sell by motivated owner!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 13, 2026
- Listed$145,000Sep 13, 2026
- Price increased$145,000
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 0
- Subdivision
- On Top Of The World
- County
- Marion
- Year built
- 1986
- Living area
- 1,341 sq ft
- Price/sq ft
- $108
- Building area
- 2,030 sq ft (Public Records)
- Lot size
- 1,968 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0684E)
- Garage
- 1 spaces
- Annual taxes
- $643 (2025)
- Parcel #
- 3530-2012-03
- Zoning
- PUD
- MLS #
- OM732115
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Hardwood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Attic Ventilator, Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Off Street
HOA & Financial
- HOA fee
- $494 / Monthly
- Monthly HOA
- $494/mo
- Total monthly fees
- $494/mo
- Total annual fees
- $5,924
- HOA name
- Lori Sands
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Community Standards require that the shortest-term rental allowed is 6 months and 1 week for a FURNISHED unit. Twelve-month leases permitted for furnished our unfurnished units.
- Approval process
- Potential tenants must pay for and submit to an online background check, apply to the HOA and pay for and attend an interview.
Exterior & Construction
- Exterior features
- Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 14x23.8 |
| Florida Room | First | 9.4x18 |
| Kitchen | First | 19.6x10 |
| Primary Bedroom | First | 15x15 |
| Bedroom 2 | First | 13.8x11 |
Listing Details
- Listing date
- 2026-09-13
- On market date
- 2026-09-13
- Original list price
- $145,000
- Occupant type
- Vacant
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-09-13
- Tax legal description
- SEC 24 TWP 16 RGE 20 PORTION OF TRACT 9 CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGE 65 BUILDING 2012 DWELLING C (8850C SW 97TH ST)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Enter OTOW via the main gate. Upon entering TURN RIGHT at 1st street on SW 85th Terrace. IMMEDIATELY turn LEFT on SW 97th Street. Home located @ 8850-C on the LEFT across from Green Space!
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 13, 2026 at 8:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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