1089 Vance Trail, FL1089 Vance Trail, FL
Stellar MLS
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$1,495,247

1089 Vance Trail

The Villages, FL 32162

Listing updated: September 17, 2026 at 3:55 PM ET

Active
Stellar MLSListing courtesy of Goldkey Real Estate Partners Llc · Jayne Marvin · MLS #G5117590 · Active · 352-857-7461
4
Beds
3
Baths
3,000
Sq Ft
0.2
Acres
2006
Built
In-law suite55+ community$498/sqft360° tour
Single Family Residence

Property type

2006

Year built

8,894 sqft

Lot size

$498

Price / sq ft

No HOA

HOA dues

7

Days on market

2

Garage spaces

X500

Flood zone

About this home

Some homes are special because of their finishes. Others are special because of their setting. 1089 Vance Trail is exceptional because it offers both. An extraordinary four-bedroom, three-bath residence in the Village of Caroline, this one-of-a-kind property enjoys breathtaking, unobstructed Preserve views, remarkable privacy, and an elevated indoor-outdoor lifestyle rarely found in The Villages. Add to all of this, home is offered furnished ! (Very few exceptions) From the moment you arrive, the difference is unmistakable. Thoughtfully designed for sophisticated Florida living, the home features two private primary suites, creating an ideal arrangement for luxurious everyday living while offering family and overnight guests an exceptional degree of comfort, privacy, and independence. Beautifully appointed spaces and thoughtful updates throughout enhance both comfort and sophistication. The gourmet kitchen features gas cooking, a wall oven, generous island, and under-cabinet lighting. The adjoining laundry room elevates everyday living with high-end washer and dryer appliances and a dedicated coffee bar. Step outside and discover an entertainer’s dream. Multiple outdoor living areas create an effortless connection between the indoors and the natural beauty beyond. Enjoy al fresco dining from the gas summer kitchen, relax beneath either of two separate covered outdoor living spaces, or simply take in the tranquil Preserve setting with complete privacy and spectacular views. The home continues to impress with a whole-home sound system, automated blinds, four solar tubes, and an HVAC air-cleaning system. Beautiful wood flooring graces both primary suites. The private second suite also features its own entrance from the garage and a separate HVAC system—an exceptional feature for extended family or guests. The meticulously manicured landscape and paver driveway provide an elegant welcome, while the exceptionally appointed garage offers an insulated garage door, extensive cabinetry, a hobby table/workbench, two refrigeration units including a freezer, and a dedicated golf cart garage. This is far more than a place to park—it is a remarkably functional extension of the home. Additional features include gutters throughout and a French drain system. HVAC replaced in 2018; water heater replaced in 2017, roof in 2023, Generator installed in 2018. This remarkable residence offers something increasingly difficult to find: two true private primary suites, sophisticated indoor living, extraordinary outdoor entertaining spaces, and an unobstructed Preserve backdrop that provides beauty, serenity, and privacy every day. A rare property that transcends the ordinary, 1089 Vance Trail is a truly distinctive Villages residence for the buyer who appreciates exceptional setting, thoughtful design, and a home that simply cannot be duplicated.

Estimated monthly payment

Principal & interest$7,561
Property taxes$575
Home insurance (est.)$685

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Sep 10, 2026
  2. Listed$1,495,247
    Sep 10, 2026
  3. Price increased$1,495,247

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
7
Subdivision
Villages Of Sumter
County
Sumter
Year built
2006
Living area
3,000 sq ft
Price/sq ft
$498
Building area
4,025 sq ft (Public Records)
Lot size
8,894 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12119C0087D)
Garage
2 spaces
Annual taxes
$6,897 (2025)
Parcel #
D24E069
Zoning
X
MLS #
G5117590

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
Southwest
In-law suite
Yes

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Kitchen, Private Yard, Rain Gutters, Sprinkler Metered
Construction materials
Stone, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Primary BathroomFirst
Bathroom 2First
Living RoomFirst
Dining RoomFirst
KitchenFirst
DinetteFirst
LaundryFirst
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-09-10
On market date
2026-09-10
Original list price
$1,495,247
Occupant type
Owner
MLS area
32162 - Lady Lake/The Villages
Listing AOR
Lake and Sumter
Status changed
2026-09-10
Tax legal description
LOT 69 THE VILLAGES OF SUMTER UNIT NO 125 PB 7 PGS 42-42C

Flood risk

Moderate riskFEMA Zone X500Panel 12119C0087D

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Morse south of 466 to third round-a-bout at Village of Caroline gate. Once through gate, take first left onto Woodruff St. to end. Turn right. Home is on your left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 17, 2026 at 3:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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