$399,000
102 Yacht Harbor Drive
Palm Coast, FL 32137
Listing updated: September 8, 2026 at 10:31 PM ET
Listing courtesy of Coastal Gateway Real Estate Gr · Andrew Kalcounos · MLS #FC321299 · Active · 888-977-1588Property type
Year built
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Rental-Ready Waterfront Condo in Palm Coast's Gated Marina Community! Fourth-floor water views and fully furnished - Unit 478 at Yacht Harbor Village puts you directly on the Intracoastal Waterway inside a gated luxurious community, with the Atlantic just beyond. The private covered balcony is the centerpiece — wide water views past the palms, boats cruising by and open sky to the west for stunning sunsets. Sliding doors bring that view into both the living room and the dining area, so the water is part of the room rather than something you step outside for. Inside, 1,351 square feet lives larger than the number suggests. Tray ceilings with crown molding, tile through the main living areas and a smart split layout place the two bedroom suites on opposite sides of the home — ideal for guests, for a work-from-anywhere setup or for rental guests who want their own space. The kitchen comes equipped and ready to cook in, finished in granite with a raised breakfast bar open to the living room, built-in oven and separate cooktop, plus a pantry and full-size side-by-side refrigerator tucked into their own alcove. The living room includes a granite beverage center with sink and cabinetry. The dining table seats six beneath a chandelier. The primary suite offers a soaking tub, separate glass shower, dual vanities and bay windows framing the greenery; the second suite has its own full bath. A dedicated laundry room with full-size washer and dryer sits just off the entry. The residence has an established history in the on-site rental program and continuing with it is simply an option the new owner can take up if they'd like. Yacht Harbor Village delivers the marina lifestyle at ICW Mile Marker 803, with slips from 30 feet to over 100, a waterfront pool and spa overlooking the Intracoastal, fitness center, tennis and pickleball courts, waterfront dining, tiki bar, ship's store and concierge service. Optional membership to Hammock Beach Golf Resort & Spa is available, opening access to oceanfront pools, championship golf, waterfront dining, tennis, spa, fitness facilities and private beach access. St. Augustine is about 30 minutes north. Daytona Beach and Jacksonville are each within an hour. European Village dining and shops are minutes away. Schedule your exclusive tour today to see what could be yours!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 9, 2026
- Listed$399,000Sep 8, 2026
- Price increased$399,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 0
- Subdivision
- Harbor Village Marina
- County
- Flagler
- Year built
- 2006
- Living area
- 1,351 sq ft
- Price/sq ft
- $295
- Flood zone
- X
- Garage
- 1 spaces
- Annual taxes
- $4,927 (2025)
- Parcel #
- 04-11-31-3019-000S0-0478
- Zoning
- PUD
- MLS #
- FC321299
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Assigned, Ground Level, Guest, Basement
HOA & Financial
- Total monthly fees
- $774/mo
- Total annual fees
- $9,288
- HOA name
- Southern States Management - Diana Gruber
- CDD
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact association for restrictions.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Sidewalk, Tennis Court(s)
- Construction materials
- Block, Concrete
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-09-08
- On market date
- 2026-09-08
- Original list price
- $399,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-09-09
- Tax legal description
- YACHT HARBOR VILLAGE CONDOS UNIT 478 & UNDIVIDED INTEREST IN COMMON ELEMENTS OR 1558/501 OR 1776/590
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95 go East on Palm Coast Pkwy over the Hammock Dunes Bridge. Make a left on Camino Del Mar,. Go over A1A to the Yacht Harbor Community main gate
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 8, 2026 at 10:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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