16928 120th Avenue, FL
Stellar MLS
1 / 1

$574,500

16928 120th Avenue

Waldo, FL 32694

Listing updated: September 20, 2026 at 6:47 AM ET

Active
Stellar MLSListing courtesy of Freeman Realty Inc · Carolyne Freeman · MLS #GC543333 · Active · 352-371-2622
2
Beds
2
Baths
1,388
Sq Ft
3.18
Acres
1996
Built
Fireplace4-car garage3.18 acres$414/sqft360° tour
Single Family Residence

Property type

1996

Year built

138,521 sqft

Lot size

$414

Price / sq ft

No HOA

HOA dues

1

Day on market

4

Garage spaces

X

Flood zone

About this home

Welcome home! Nestled right on the tranquil shores of Lake Alto, this charming 3-bedroom, 2-bathroom sanctuary is a true North Central Florida haven. Set upon over 3 sprawling, private acres, the property invites you to embrace a peaceful rural lifestyle while remaining just 25 minutes from Gainesville and UF Health. Step outside your door to experience the breathtaking beauty of Lake Alto—renowned for its serene waters, incredible fishing, kayaking, and vibrant Florida sunrises and sunsets. Framed by majestic live oaks, mature shade trees, and established fruit trees, the grounds offer a vibrant, nature-rich ecosystem where local wildlife abounds and outdoor possibilities are endless. A Must See! More pictures coming...

Estimated monthly payment

Principal & interest$2,905
Property taxes$276
Home insurance (est.)$263

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 20, 2026
  2. Listed$574,500
    Sep 19, 2026
  3. Price increased$574,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
N/A
County
Alachua
Year built
1996
Living area
1,388 sq ft
Price/sq ft
$414
Building area
1,466 sq ft (Public Records)
Lot size
138,521 sq ft
Lot category
2 to less than 5
Flood zone
X (12001C0195E)
Garage
4 spaces
Annual taxes
$3,312 (2025)
Parcel #
18422-009-000
Zoning
A
MLS #
GC543333

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Wood
Appliances
Built-In Oven, Range, Refrigerator
Interior features
Vaulted Ceiling(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
No
Parking features
Circular Driveway
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Storage
Construction materials
Other
Roof
Shingle
Foundation
Slab
Road surface
Other

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Schools

ElementaryChester Shell Elementary School-ALGreatSchools ↗
MiddleHawthorne Middle/High School-ALGreatSchools ↗
High SchoolHawthorne Middle/High School-ALGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-09-19
On market date
2026-09-19
Original list price
$574,500
Occupant type
Vacant
MLS area
32694 - Waldo
Listing AOR
Gainesville-Alachua
Status changed
2026-09-20
Tax legal description
COM SE COR GOVT LOT 4 RUN W ALONG S LINE OF GOVT LOT 4 150 FT N 78 FT TO POB N 3 DEG E 870 FT M/L TO WATERS EDGE LAKE ALTO, N 43 DEG W ALONG WATERS EDGE 100 FT M/L, S 12 DEG W 970 FT M/L S 89 DEG E 225 FT TO POB OR 2268/2364

Flood risk

Minimal riskFEMA Zone XPanel 12001C0195E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Intersection of NW 43rd Street & NW 39th Avenue. Head East. Turn Left (North) one Waldo Road. Turn Right (East) on Cole Street (Gas Station is on your right). Go over railroad tracks and turn Right (South) on 301. Approximately 2.1 miles, turn Left (East) on NE 120th Avenue. Home is 3rd driveway on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 20, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA