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$317,000

440 Sweetwater WayHaines City, FL 33844

Listing updated: September 11, 2026 at 6:49 AM ET

Active

Listing courtesy of Lionheart Brokers · Claudia Centesimo · MLS #O6439733 · Active · 321-214-4640

Beds

Baths

1,751

Sq Ft

0.13

Acres

1994

Built

◆Water view◆55+ community◆$181/sqft◆360° tour

Single Family Residence

Property type

1994

Year built

5,798 sqft

Lot size

$181

Price / sq ft

$300/mo

HOA dues

Day on market

Garage spaces

Flood zone

About this home

**FULLY FURNISHED with GOLF CART INCLUDED!!** Come visit this home in the 55+ Waterfront Community of Lake Henry Estates. As you step through the front door, your invited by the 11' ceilings and vinyl plank flooring throughout set the tone for this bright, open, 3-bedroom, 2-bathroom home. Head into the kitchen and you'll find granite countertops and a handy pantry. The primary suite offers great views an en-suite bathroom, spacious walk-in closet, and just past the living area, step into the air-conditioned sunroom, where you're greeted by a beautiful back porch and oversized backyard right outside the window. Take in the waterfront setting with no neighbors on two sides for added privacy. This home has been thoughtfully updated with a new roof (2025), replaced windows, a washer and dryer (2023), and a tankless hot water heater, plus an inside utility room, an insulated garage door with electric screen, brick pavers, and extra parking conveniently located nearby, great for entertaining. Everything is move-in ready. And once you step outside your front door, you're in the amazing lakeside, gated community of Lake Henry Estates, offering a 9-hole golf course, swimming, boating, tennis, 2 pickle ball courts, horseshoes, shuffleboard, card tournaments, a library, pool room, craft room, exercise room, and a pub with bar and karaoke, plus so much more, with multiple grocery stores including Publix, Winn-Dixie and Walmart located within 2 miles along with plenty of shopping and restaurants nearby. If you're looking for a worry free, Florida retreat, then look no further, this is definitely a Hidden Jewel of Polk County, coming fully furnished and move-in ready, so schedule a tour today and start living the good life!

Estimated monthly payment

Principal & interest$1,603

Property taxes$298

Home insurance (est.)$145

HOA dues$300

Down payment

20%

$63,400 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Sep 10, 2026
Listed$317,000
Sep 10, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: Sweetwater Golf & Tennis Club Add 02
County: Polk
Year built: 1994
Living area: 1,751 sq ft
Price/sq ft: $181
Building area: 2,220 sq ft (Public Records)
Lot size: 5,798 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0356G)
Garage: 2 spaces
Annual taxes: $3,574 (2025)
Parcel #: 26-27-36-520850-004400
MLS #: O6439733

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Vinyl
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Vaulted Ceiling(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: Northwest

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Garage Door Opener

HOA & Financial

HOA fee: $300 / Monthly
Monthly HOA: $300/mo
Total monthly fees: $300/mo
Total annual fees: $3,600
HOA name: Office Manager
CDD: No
Min lease term: 3 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Tenant must meet age requirements and follow the same restrictions and covenants as property owners.
Approval process: Tenant must complete LHE forms, provide proof of age and be approved. Max pet weight is 20lbs. 2 pets max.

Exterior & Construction

Exterior features: Rain Gutters, Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Water view: Yes
Road surface: Paved

Utilities

Sewer: Private Sewer
Water source: Private
Utilities: BB/HS Internet Available, Cable Connected, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Senior community: Yes

Room Details

Room	Level	Dimensions
Living Room	First	16.5x20.6
Family Room	First	16.5x9
Primary Bedroom	First	15.4x13.3
Bedroom 2	First	14x13.5
Bedroom 3	First	9.9x12.7
Dining Room	First	9.6x12.9
Kitchen	First	9.6x17.2
Laundry	First	6x3.2
Florida Room	First	16.3x9.1

Listing Details

Listing date: 2026-09-07
On market date: 2026-09-10
Original list price: $317,000
Occupant type: Owner
MLS area: 33844 - Haines City/Grenelefe
Listing AOR: Orlando Regional
Status changed: 2026-09-10
Tax legal description: SWEETWATER GOLF AND TENNIS CLUB SECOND ADDITION PB 90 PGS 31 & 32 LOT 440

Flood risk

Minimal riskFEMA Zone XPanel 12105C0356G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I4 take US-27S; Turn Right onto the ramp to US-17 S/US-92 W/ Lake Alfred; Turn Left onto Dyson Rd; Turn Right onto Sweetwater Way.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 11, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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