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$649,900

104 Atlantic StreetHernando, FL 34442

Listing updated: November 2, 2026 at 7:38 PM ET

Active
Stellar MLSListing courtesy of Century 21 J.W.Morton R.E. · Laurie Callahan · MLS #CC857716 · Active · 352-726-6668
3
Beds
3
Baths
2,562
Sq Ft
1
Acres
2015
Built
◆3-car garage◆1 acres◆$254/sqft
Single Family Residence

Property type

2015

Year built

43,505 sqft

Lot size

$254

Price / sq ft

$14/mo

HOA dues

56

Days on market

3

Garage spaces

X

Flood zone

About this home

Some homes simply check the boxes. Others tell a story the moment you arrive. Welcome to 104 E Atlantic St, a beautifully appointed custom-built residence in Citrus Hills where privacy, elegance, comfort, and Florida resort-style living come together on an acre. As you enter the property, the journey home begins with a grand drive framed by stone pillars. Approach toward the residence and you immediately get a sense that this is something special a home designed not just to live in, but to experience. Step through the dramatic 8-foot double entry doors and into a welcoming foyer that opens naturally into the heart of the home. The family room is designed for both everyday living and effortless entertaining, featuring custom built-ins, an expansive 8-foot sliding glass door, floor-to-ceiling custom draperies, tray ceilings, and crown molding. Beautiful tile flooring flows throughout the main living areas. The family room transitions seamlessly into the dining area, where another oversized 8-foot slider brings in natural light and creates an easy connection to the outdoor living space. At the center of the home is a chef-inspired kitchen designed for gathering. Granite countertops, a wall oven, electric cooktop, tile backsplash, pantry, and breakfast bar provide the perfect combination of function and style. Just off the kitchen, the laundry room offers exceptional functionality with a washer and dryer, utility sink, and generous storage. A spacious three-car garage provides room for vehicles and golf carts. The split-bedroom floor plan places the owner's suite in its own wing featuring a bay window with a sitting area. The owner's bathroom offers a handicap-accessible design, a spacious walk-in shower, freestanding soaking tub, dual sinks and a walk-in closet. On the opposite side of the home, a versatile flex room provides endless possibilities. Currently imagined as a home office, it features a built-in desk and could easily become a library or hobby room. The second bedroom offers its own ensuite bathroom with a walk-in shower and convenient access to the lanai, ideal for guests or anyone who appreciates private access to the outdoor living area. The third bedroom features a walk-in closet, while the nearby hallway bathroom includes a traditional tub, providing comfortable accommodations for family and guests. Step outside and the home truly comes alive. The screened lanai, finished with beautiful travertine, creates an inviting outdoor extension of the living space a place for morning coffee, evening dinners, or simply enjoying the peaceful Florida surroundings without giving up the comfort of being protected from the elements. But perhaps one of the greatest features of 104 E Atlantic St isn't something you can see from the front door. It's the lifestyle that comes with it. The Citrus Hills Lifestyle. This home includes Citrus Hills Social Membership, opening the door to an extraordinary collection of resort-style amenities and activities within The Villages of Citrus Hills.

Estimated monthly payment

Principal & interest$3,286
Property taxes (est.)$596
Home insurance (est.)$298
HOA dues$14

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history56 days on market

  1. Status: Active
    Sep 7, 2026
  2. Listed$649,900
    Sep 7, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
56
County
Citrus
Year built
2015
Living area
2,562 sq ft
Price/sq ft
$254
Building area
3,925 sq ft (Public Records)
Lot size
43,505 sq ft
Lot category
1 to less than 2
Flood zone
X
Garage
3 spaces
Annual taxes
$27 (2025)
Parcel #
3521032
Zoning
LDR
MLS #
CC857716

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Microwave, Oven, Range Hood, Refrigerator, Washer, Other
Interior features
Tray Ceiling(s), Stone Counters, Eat-in Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Driveway

HOA & Financial

HOA fee
$170 / Annually
HOA name
Citrus Hills
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public

Schools

ElementaryForest Ridge Elementary SchoolGreatSchools ↗
MiddleLecanto Middle SchoolGreatSchools ↗
High SchoolLecanto High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-09-07
On market date
2026-09-07
Original list price
$649,900
Occupant type
Owner
Listing AOR
Ocala - Marion
Status changed
2026-09-07
Tax legal description
CITRUS HILLS FIRST ADD LOT 25 BLK 15

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Inverness head W on W Main St, continue onto FL-44W, Turn right onto S Croft Ave, Left on CR 486, L onto N Essex Ave, Left onto E Atlantic St, home if on the right, 2nd house.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 2, 2026 at 7:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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