12909 Cragside Lane, FL12909 Cragside Lane, FL12909 Cragside Lane, FL
Stellar MLS
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$639,500

12909 Cragside Lane

Windermere, FL 34786

Listing updated: September 12, 2026 at 7:47 AM ET

Active
Stellar MLSListing courtesy of Florida In Motion Realty Inc · Ashlee Hawk · MLS #S5157040 · Active · 407-947-2757
4
Beds
3
Baths
2,460
Sq Ft
0.15
Acres
2005
Built
Water view$260/sqft
Single Family Residence

Property type

2005

Year built

6,498 sqft

Lot size

$260

Price / sq ft

$82/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

WATER-VIEW SETTING + NIGHTLY MAGIC KINGDOM FIREWORKS + PRIME WINDERMERE LOCATION! Welcome to 12909 Cragside Lane, a beautifully renovated 4-bedroom, 2.5-bath, 2,460-square-foot single-story home in Lakes of Windermere. Located directly across from a neighborhood pond and fountain, the home offers a uniquely Central Florida setting with nightly views of the Magic Kingdom fireworks just steps from your front door. The exceptional location also provides convenient access to highly regarded public and private schools, childcare, Horizon West amenities and Walt Disney World. This move-in-ready home has been extensively updated, with many of the major expenses of homeownership already completed. Improvements include a new roof, HVAC system, water heater, Resideo smart WiFi thermostat, interior and exterior paint, hard-surface flooring throughout with no carpet, light fixtures and ceiling fans — all in 2021; new refrigerator, range/oven, dishwasher, washer and dryer, backyard fencing, paver outdoor-living area and gazebo in 2023; new kitchen countertops and guest-bath flooring, countertop, sinks and faucets in 2025; and refreshed front and rear landscaping and AT&T Fiber wiring in 2026. The fencing, paver improvements, gazebo and landscaping were reviewed and approved through the community HOA architectural-review process. Inside, the bright and spacious floor plan features an open kitchen and family room along with additional flexible living spaces ideal for a home office, recreation, entertaining or additional gathering space. Crown molding, architectural details and updated finishes complement the extensive mechanical and cosmetic improvements throughout. The fenced backyard provides an inviting extension of the living space with its paver patio, gazebo and refreshed landscaping, while the covered front porch faces toward the peaceful pond and fountain setting. Lakes of Windermere offers a community pool, parks, playgrounds, tennis and basketball courts, sidewalks and recreational spaces. The location is especially convenient to Sunset Park Elementary, Horizon West Middle School and Windermere High School, with Windermere Preparatory School also nearby, along with multiple daycare and early-learning options approximately a mile from the home. Shopping, dining and recreation throughout Horizon West are close at hand, while Walt Disney World and Magic Kingdom are just minutes away. With its water-view setting, nightly Disney fireworks, extensive renovations, newer roof and major systems, hard-surface flooring throughout, upgraded outdoor living spaces, excellent school access, fiber connectivity and highly convenient Windermere location, 12909 Cragside Lane offers an exceptional combination of lifestyle, location and move-in-ready condition.

Estimated monthly payment

Principal & interest$3,234
Property taxes$546
Home insurance (est.)$293
HOA dues$82

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 11, 2026
  2. Listed$639,500
    Sep 11, 2026
  3. Price increased$639,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Lakes/Windermere Ph 02a
County
Orange
Year built
2005
Living area
2,460 sq ft
Price/sq ft
$260
Building area
3,117 sq ft (Public Records)
Lot size
6,498 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12095C0380H)
Garage
2 spaces
Annual taxes
$6,552 (2025)
Parcel #
24-23-27-5428-04-460
Zoning
P-D
MLS #
S5157040

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Garage Faces Rear

HOA & Financial

HOA fee
$245 / Quarterly
Monthly HOA
$82/mo
Total monthly fees
$82/mo
Total annual fees
$980
HOA name
Leland Management/Troy Jones
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please check with HOA.

Exterior & Construction

Exterior features
Private Yard, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryASunset Park ElemGreatSchools ↗
MiddleAHorizon West Middle SchoolGreatSchools ↗
High SchoolAWindermere High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst12x12
KitchenFirst16x14
Family RoomFirst25x18
Primary BedroomFirst18x14
Bedroom 2First13x11
Bedroom 3First13x11
Bedroom 4First12x11

Listing Details

Listing date
2026-09-01
On market date
2026-09-11
Original list price
$639,500
Occupant type
Owner
MLS area
34786 - Windermere
Listing AOR
Osceola
Status changed
2026-09-11
Tax legal description
LAKES OF WINDERMERE PHASE 2A 60/63 LOT 446

Flood risk

Minimal riskFEMA Zone XPanel 12095C0380H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 535 South to entrance of Lakes of Windermere, Right onto Lake Sawyer Dr, Turn right onto Hawkstone Dr, Turn left onto Droxford Rd, Turn left onto Cragside Ln, Destination is on your left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 12, 2026 at 7:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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