5370 Indian Ocean Loop, FL
Stellar MLS
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$349,900

5370 Indian Ocean Loop

Tavares, FL 32778

Listing updated: September 12, 2026 at 12:06 PM ET

Active
Stellar MLSListing courtesy of Harrison Real Property Group · Amanda Harrison · MLS #G5117438 · Active · 407-741-3547
3
Beds
2
Baths
1,719
Sq Ft
0.15
Acres
2005
Built
Water access55+ community3-car garage$204/sqft
Single Family Residence

Property type

2005

Year built

6,601 sqft

Lot size

$204

Price / sq ft

$205/mo

HOA dues

7

Days on market

3

Garage spaces

X

Flood zone

About this home

2021 ROOF • 3-CAR GARAGE • GENERAC GENERATOR • BOAT & RV STORAGE INCLUDED IN HOA FEES • ROYAL HARBOR 55+ COMMUNITY • HARRIS CHAIN OF LAKES LIFESTYLE! Welcome to easy Florida living in the highly sought-after Royal Harbor 55+ community! Built in 2005 and beautifully maintained, this inviting home offers 1,719 square feet with three bedrooms, two bathrooms and a rare three-car garage. A 2021 roof and Generac generator add valuable peace of mind, while Royal Harbor’s boat and RV storage makes it easy to enjoy the Florida lifestyle.Inside, transom windows bring additional natural light and architectural character to the home. The thoughtfully designed floor plan offers comfortable spaces for everyday living, relaxing and entertaining.Royal Harbor is located along the shores of Little Lake Harris, part of the Harris Chain of Lakes, and offers an impressive selection of amenities. Residents enjoy a clubhouse, social hall, fitness center, library, billiards, arts and crafts room, heated swimming pool and spa, tennis, pickleball, bocce, shuffleboard, horseshoes, a lakeside picnic pavilion and the community lighthouse.Boat and RV storage is included in the HOA fees and available on a first-come, first-served basis. Hickory Point Recreation Park is conveniently located across Highway 19 and provides multiple boat ramps with access to the Harris Chain of Lakes.Do not miss the opportunity to own a beautifully maintained home with a three-car garage, generator and access to the active Royal Harbor lifestyle. Schedule your private tour today!All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent.

Estimated monthly payment

Principal & interest$1,769
Property taxes$448
Home insurance (est.)$160
HOA dues$205

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Sep 5, 2026
  2. Listed$349,900
    Sep 5, 2026
  3. Price increased$349,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
7
Subdivision
Royal Harbor Ph 2
County
Lake
Year built
2005
Living area
1,719 sq ft
Price/sq ft
$204
Building area
2,521 sq ft (Public Records)
Lot size
6,601 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12069C0345E)
Garage
3 spaces
Annual taxes
$5,378 (2025)
Parcel #
13-20-25-1805-000-34800
Zoning
PD
MLS #
G5117438

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Hardwood, Tile, Travertine
Appliances
Bar Fridge, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Workshop in Garage

HOA & Financial

HOA fee
$205 / Monthly
Monthly HOA
$205/mo
Total monthly fees
$205/mo
Total annual fees
$2,460
HOA name
Royal Harbor POA
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to Verify Lease Restrictions with HOA
Approval process
Application Process

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst24.7x15.8
Primary BedroomFirst12.5x16.3
KitchenFirst13.9x14.1
Florida RoomFirst10.11x17.9
Bedroom 2First11x12
Bedroom 3First11x12
Primary BathroomFirst8.4x10.11
Bathroom 2First8.1x5.8
Balcony/Porch/LanaiFirst10.7x32.7

Listing Details

Listing date
2026-09-05
On market date
2026-09-05
Original list price
$349,900
Occupant type
Vacant
MLS area
32778 - Tavares / Deer Island
Listing AOR
Lake and Sumter
Status changed
2026-09-05
Tax legal description
TAVARES, ROYAL HARBOR PHASE 2 SUB LOT 348 PB 45 PGS 32-35 ORB 2575 PG 1524

Flood risk

Minimal riskFEMA Zone XPanel 12069C0345E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on Hwy 19 in Tavares, Left into Royal Harbor, take main Boulevard to the last (3rd) round-about, Right on Indian Ocean Loop, home on Left.

Property sale history

Public records

5370 INDIAN OCEAN LOOP, TAVARES 32778

  • Mar 2025$348,000
  • Nov 2024$330,000

1,719 sq ft · Built 2005 · 0.1515 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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Based on information submitted to the MLS GRID as of September 12, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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