
$349,900
5370 Indian Ocean Loop
Tavares, FL 32778
Listing updated: September 12, 2026 at 12:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
2021 ROOF • 3-CAR GARAGE • GENERAC GENERATOR • BOAT & RV STORAGE INCLUDED IN HOA FEES • ROYAL HARBOR 55+ COMMUNITY • HARRIS CHAIN OF LAKES LIFESTYLE! Welcome to easy Florida living in the highly sought-after Royal Harbor 55+ community! Built in 2005 and beautifully maintained, this inviting home offers 1,719 square feet with three bedrooms, two bathrooms and a rare three-car garage. A 2021 roof and Generac generator add valuable peace of mind, while Royal Harbor’s boat and RV storage makes it easy to enjoy the Florida lifestyle.Inside, transom windows bring additional natural light and architectural character to the home. The thoughtfully designed floor plan offers comfortable spaces for everyday living, relaxing and entertaining.Royal Harbor is located along the shores of Little Lake Harris, part of the Harris Chain of Lakes, and offers an impressive selection of amenities. Residents enjoy a clubhouse, social hall, fitness center, library, billiards, arts and crafts room, heated swimming pool and spa, tennis, pickleball, bocce, shuffleboard, horseshoes, a lakeside picnic pavilion and the community lighthouse.Boat and RV storage is included in the HOA fees and available on a first-come, first-served basis. Hickory Point Recreation Park is conveniently located across Highway 19 and provides multiple boat ramps with access to the Harris Chain of Lakes.Do not miss the opportunity to own a beautifully maintained home with a three-car garage, generator and access to the active Royal Harbor lifestyle. Schedule your private tour today!All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history7 days on market
- Status: ActiveSep 5, 2026
- Listed$349,900Sep 5, 2026
- Price increased$349,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 7
- Subdivision
- Royal Harbor Ph 2
- County
- Lake
- Year built
- 2005
- Living area
- 1,719 sq ft
- Price/sq ft
- $204
- Building area
- 2,521 sq ft (Public Records)
- Lot size
- 6,601 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12069C0345E)
- Garage
- 3 spaces
- Annual taxes
- $5,378 (2025)
- Parcel #
- 13-20-25-1805-000-34800
- Zoning
- PD
- MLS #
- G5117438
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Hardwood, Tile, Travertine
- Appliances
- Bar Fridge, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Golf Cart Garage, Oversized, Workshop in Garage
HOA & Financial
- HOA fee
- $205 / Monthly
- Monthly HOA
- $205/mo
- Total monthly fees
- $205/mo
- Total annual fees
- $2,460
- HOA name
- Royal Harbor POA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to Verify Lease Restrictions with HOA
- Approval process
- Application Process
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community
- Pets allowed
- Breed Restrictions, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 24.7x15.8 |
| Primary Bedroom | First | 12.5x16.3 |
| Kitchen | First | 13.9x14.1 |
| Florida Room | First | 10.11x17.9 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 11x12 |
| Primary Bathroom | First | 8.4x10.11 |
| Bathroom 2 | First | 8.1x5.8 |
| Balcony/Porch/Lanai | First | 10.7x32.7 |
Listing Details
- Listing date
- 2026-09-05
- On market date
- 2026-09-05
- Original list price
- $349,900
- Occupant type
- Vacant
- MLS area
- 32778 - Tavares / Deer Island
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-09-05
- Tax legal description
- TAVARES, ROYAL HARBOR PHASE 2 SUB LOT 348 PB 45 PGS 32-35 ORB 2575 PG 1524
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on Hwy 19 in Tavares, Left into Royal Harbor, take main Boulevard to the last (3rd) round-about, Right on Indian Ocean Loop, home on Left.
Property sale history
Public records5370 INDIAN OCEAN LOOP, TAVARES 32778
- Mar 2025$348,000
- Nov 2024$330,000
1,719 sq ft · Built 2005 · 0.1515 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 12, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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