
$279,900
1020 Cambridge Drive
Winter Haven, FL 33881
Listing updated: September 5, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome to this beautiful one-story Freeport floor plan featuring 4 bedrooms, 2 bathrooms, an open-concept kitchen and great room, a private primary suite with a walk-in closet, a patio, and a two-car garage. The home also includes solar panels, offering incredible energy savings even during August, one of the hottest months of the year; the electric bill was under $20! The buyer must assume the existing solar-panel account. Don’t miss this wonderful opportunity to enjoy a comfortable home with significantly lower energy costs!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveSep 5, 2026
- Listed$279,900Sep 4, 2026
- Price increased$279,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Lucerne Park Reserve
- County
- Polk
- Year built
- 2021
- Living area
- 1,500 sq ft
- Price/sq ft
- $187
- Building area
- 1,900 sq ft (Public Records)
- Lot size
- 6,482 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0358G)
- Garage
- 2 spaces
- Annual taxes
- $5,952 (2025)
- Parcel #
- 26-28-02-522103-002930
- MLS #
- O6439455
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
- Interior features
- Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $17 / Monthly
- Monthly HOA
- $17/mo
- Total monthly fees
- $17/mo
- Total annual fees
- $200
- HOA name
- Lucerne Park Reserve HOA - Vesta Property Services
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk, Sprinkler Metered
- Construction materials
- Block, Cement Siding, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Underground Utilities
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First |
Listing Details
- Listing date
- 2026-09-02
- On market date
- 2026-09-04
- Original list price
- $279,900
- Occupant type
- Tenant
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- Orlando Regional
- Status changed
- 2026-09-05
- Tax legal description
- LUCERNE PARK RESERVE PB 176 PGS 43-49 LOT 293
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4, take US-27 South. Turn right onto CR-544/Lucerne Park Road. Turn right onto Old Lucerne Park Road, then turn left onto Lucerne Loop Road NE. Continue to the property.
More homes like this

$249,900
297 Meadowbrook Blvd
Winter Haven, FL 33881
3 bd · 2 ba · 1,426 sqft
Lucerne Park Reserve
MLS ID #S5153756, LPT REALTY, LLC.
Listing provided by Stellar MLS


$256,900
909 Cambridge Dr
Winter Haven, FL 33881
3 bd · 2 ba · 1,506 sqft
Lucerne Park Reserve
MLS ID #G5111142, LPT REALTY, LLC.
Listing provided by Stellar MLS


$270,000
428 Mckenna Dr
Winter Haven, FL 33881
4 bd · 2 ba · 1,840 sqft
Lucerne Park Reserve
MLS ID #S5152912, KELLER WILLIAMS ADVANTAGE III.
Listing provided by Stellar MLS


$279,000
884 Cambridge Dr
Winter Haven, FL 33881
4 bd · 3 ba · 2,368 sqft
Lucerne Park Reserve
MLS ID #TB8502061, FOUNDATION REALTY GROUP.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 5, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA