$265,000
945 Madrid Drive
Palm Harbor, FL 34684
Listing updated: September 10, 2026 at 12:32 PM ET
Listing courtesy of Keller Williams Realty- Palm Harbor · Eric Jenkins, PA · MLS #W7889207 · Active · 727-772-0772Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
This charming single-story, block-built villa located in the desirable Highland Lakes 55+ community features 2 bedrooms, 2 bathrooms, an attached one-car garage, a full-size washer and dryer, and an easy-to-maintain homesite. Per the County, this property is located in a non-flood zone, and there is no CDD in this neighborhood. A standout 2026 upgrade is the replacement of all 8 windows with PGT impact-resistant, ENERGY STAR® windows, offering added storm protection, energy efficiency, and everyday peace of mind. This significant improvement combines durability and efficiency while providing a valuable upgrade for Florida living. Enjoy an exceptional sense of privacy with no neighbor on the right and no neighbor directly behind the property. The villa is surrounded by a huge yard, creating an expansive, open feel with plenty of green space all around. Enjoy the convenience of a thoughtfully sized floor plan that's ideal for year-round Florida living or a seasonal retreat. Nestled within the established Highland Lakes 55+ community in Palm Harbor, this home provides access to the active Florida lifestyle Highland Lakes is known for, with recreational and golf amenities nearby. The location puts you close to shopping, dining, medical facilities, recreation, and everything the Palm Harbor area has to offer, while the Gulf Coast's beautiful beaches and attractions are within easy reach. Whether you're looking to simplify your lifestyle, enjoy the Florida sunshine, or make Palm Harbor your home, 945 Madrid Drive offers an excellent opportunity to enjoy one of northern Pinellas County's established 55+ communities. Less than 30 minutes to St. Pete Beach, which was named the #1 Beach in America and the Fifth Best Beach in the World. Please view two videos: Tour 1 & Tour 2.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveSep 5, 2026
- Listed$265,000Sep 5, 2026
- Price increased$265,000
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 5
- Subdivision
- Highland Lakes
- County
- Pinellas
- Year built
- 1986
- Living area
- 980 sq ft
- Price/sq ft
- $270
- Building area
- 1,480 sq ft (Estimated)
- Lot size
- 4,992 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 1 spaces
- Annual taxes
- $986 (2025)
- Parcel #
- 05-28-16-38923-000-0030
- Zoning
- RPD-7.5
- MLS #
- W7889207
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet
- Appliances
- Dishwasher, Dryer
- Interior features
- Living Room/Dining Room Combo
- Laundry
- Electric Dryer Hookup, Laundry Room, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Garage Faces Side
HOA & Financial
- HOA fee
- $428 / Monthly
- Monthly HOA
- $428/mo
- Total monthly fees
- $428/mo
- Total annual fees
- $5,136
- HOA name
- Highland Lakes
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check With HOA
- Approval process
- Check With HOA
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Rain Gutters, Sprinkler Metered, Storage
- Construction materials
- Block
- Roof
- Concrete, Tile
- Foundation
- Block
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | |
| Living Room | First | |
| Laundry | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-09-04
- On market date
- 2026-09-05
- Original list price
- $265,000
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-05
- Tax legal description
- HIGHLAND LAKES UNIT NINETEEN PHASE 2 LOT 3
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Travel east on Tampa Road, turn north onto Lake St. George Drive, then turn east onto Highlands Boulevard. Continue through the Highland Lakes community and follow the neighborhood streets to Madrid Drive. Turn onto Madrid Drive and proceed to 945 Madrid Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 10, 2026 at 12:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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