1 / 1

$244,900

353 Wharf Way

Winter Haven, FL 33881

Listing updated: September 3, 2026 at 4:28 PM ET

Active

Listing courtesy of Cambridge Realty Of Central Fl · George Lindsey, III · MLS #L4964803 · Active · 863-797-4999

Beds

Baths

1,604

Sq Ft

0.05

Acres

2026

Built

◆New construction◆$153/sqft◆360° tour

Townhouse

Property type

2026

Year built

2,200 sqft

Lot size

$153

Price / sq ft

$100/mo

HOA dues

Days on market

Flood zone

About this home

2-story new construction townhome with 1,604 square feet, 3 bedrooms, and a covered lanai, located in the brand-new Harbor of Lake Henry community. Downstairs, enjoy an open layout and a gourmet kitchen with, shaker-style wood cabinets, Samsung stainless steel appliances, including a pantry. The spacious gathering room opens to your covered lanai. The entire lower level and upstairs baths are finished with luxury vinyl plank flooring, with stain-resistant carpet in the bedrooms. Upstairs, you'll find three spacious bedrooms including your owner's suite complete with a walk-in wardrobe, linen closet, and a private en-suite bath with dual vanities and a tiled shower. Additional features for your convenience include a half bath downstairs, upstairs hall bath for the secondary bedrooms, energy-efficient insulation and windows, and a full builder warranty.

Estimated monthly payment

Principal & interest$1,238

Property taxes$0

Home insurance (est.)$112

HOA dues$100

Down payment

20%

$48,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Sep 3, 2026
Listed$244,900
Sep 3, 2026
Price increased$244,900

Facts & features

Property type: Residential
Sub type: Townhouse
Status: Active
Days on market: 0
Subdivision: Harbor At Lake Henry
County: Polk
Year built: 2026
Living area: 1,604 sq ft
Price/sq ft: $153
Building area: 1,760 sq ft (Builder)
Lot size: 2,200 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Parcel #: 26-28-01-521040-001150
MLS #: L4964803

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Interior Details

Bedrooms: 3
Full bathrooms: 2
Half bathrooms: 1
Flooring: Carpet, Vinyl
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Interior features: In Wall Pest System
Laundry: Inside
Stories / Levels: Two
Direction faces: West
New construction: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Attached garage: No

HOA & Financial

HOA fee: $1,200 / Annually
Monthly HOA: $100/mo
Total monthly fees: $100/mo
Total annual fees: $1,200
HOA name: Hcmanagement
CDD: No
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: No

Exterior & Construction

Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Kitchen	First	11x16
Living Room	First	19x12
Primary Bedroom	Second	13x10

Listing Details

Listing date: 2026-09-01
On market date: 2026-09-03
Original list price: $244,900
Occupant type: Vacant
MLS area: 33881 - Winter Haven / Florence Villa
Listing AOR: Lakeland
Status changed: 2026-09-03
Tax legal description: HARBOR AT LAKE HENRY PB 208 PGS 29-32 LOT 115

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive SW on Lucerne Rd., turn left on Turtle Bay Ave.

More homes like this

ActiveTownhouse

$244,900

133 Nemo Ln

Winter Haven, FL 33881

3 bd · 3 ba · 1,544 sqft

Harbor At Lake Henry

MLS ID #L4959017, CAMBRIDGE REALTY OF CENTRAL FL.

Listing provided by Stellar MLS

ActiveTownhouse

$254,900

137 Nemo Ln

Winter Haven, FL 33881

3 bd · 3 ba · 1,544 sqft

Harbor At Lake Henry

MLS ID #L4959021, CAMBRIDGE REALTY OF CENTRAL FL.

Listing provided by Stellar MLS

ActiveSingle Family Residence

$320,480

576 Ituna Cir

Winter Haven, FL 33881

3 bd · 2 ba · 1,545 sqft

Harbor At Lake Henry

MLS ID #L4964450, CAMBRIDGE REALTY OF CENTRAL FL.

Listing provided by Stellar MLS

ActiveSingle Family Residence

$347,300

544 Ituna Cir

Winter Haven, FL 33881

3 bd · 2 ba · 2,005 sqft

Harbor At Lake Henry

MLS ID #L4963770, CAMBRIDGE REALTY OF CENTRAL FL.

Listing provided by Stellar MLS

Call Schedule a tour

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA