8198 Terrace Garden Drive, FL
Stellar MLS
1 / 1

$240,000

8198 Terrace Garden Drive

St Petersburg, FL 33709

Listing updated: September 3, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Gulf Beaches · Sarah Morrow · MLS #TB8544904 · Active · 727-367-3756
2
Beds
2
Baths
1,700
Sq Ft
0
Acres
1985
Built
55+ community$141/sqft360° tour
Condominium

Property type

1985

Year built

$141

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

Meet Your Next Florida Home. Comfortable, Spacious & Full of Possibility! Hi there! I’m a 1,700-square-foot, top-floor end-unit condo in the Radcliffe building at Terrace Park of Five Towns, and I think we should get to know each other. For starters, I’m a 2-bedroom, 2-bathroom 55+ condo with plenty of room to spread out, entertain, relax, or simply enjoy having a little more elbow room. I’m on the top floor, so there’s no one above me, and because I’m an end unit, I get some extra natural light and privacy. Not to brag, but I’ve got some pretty good qualities. Come through my bright entry foyer, where you’ll find a coat closet and neutral tile flooring. From there, my spacious living room, formal dining area, and flexible den/family room create a generous, open-feeling layout with plenty of options for how you want to live. But perhaps my favorite feature? I have two enclosed all-season patios. One stretches off the living room and den, giving you even more living space, while the other belongs exclusively to the primary suite. They’re perfect for morning coffee, afternoon reading, entertaining—or just sitting outside without actually having to sit outside. My primary suite is generously sized and includes a walk-in closet, an additional storage closet, and a private ensuite bath with both a walk-in shower and separate soaking tub. The second bedroom and full guest bath give visitors their own comfortable space when friends or family come to stay. Yes, I live in a 55+ community, but let’s not get hung up on age. I’ve aged gracefully, and my bathrooms would agree. They’re still in perfectly decent shape, even if you decide they could use a little modern flair. Now, let’s talk about my kitchen. I’ll be honest: I’m ready for a little magic. My original cabinets are still here, waiting for someone with a vision, and the kitchen flooring has already been removed and prepped for a fresh update. In other words, I’m not pretending to be something I’m not. I’m giving you a blank canvas to create the kitchen you actually want. I even have a gas range, pantry, and convenient pass-through to the den, so the bones are here. Bring your ideas! I also have a large laundry room with built-in cabinetry, giving you plenty of storage, and the washer and dryer can stay. And then there’s Terrace Park of Five Towns, where there’s plenty happening beyond my four walls. The community is continuing to invest in its future through its Reimagine projects, with Phase 1 including a new RV parking area, coin-operated car wash, bocce courts, and pickleball courts. Phase 2 is slated to bring a new fitness center along with a walkway connecting residents to the facility. There are also plans being explored for a shade structure at the Radcliffe Pool, with proposals currently being gathered. In other words, 55+ doesn’t mean set in our ways. This community is continuing to evolve, add amenities, and prove that we’re not quite ready to slow down. So, if you’re looking for a spacious Florida condo with great natural light, no upstairs neighbors, two all-season patios, and the opportunity to make some spaces truly your own, I might just be the one you’ve been waiting for. And don’t worry, I’m not asking you to fix everything. Just give me a little imagination, and I’ll give you plenty of room to make yourself at home. Come see me. I have a feeling we’re going to get along.

Estimated monthly payment

Principal & interest$1,214
Property taxes$343
Home insurance (est.)$110

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 2, 2026
  2. Listed$240,000
    Sep 2, 2026
  3. Price increased$240,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Terr Park Of Five Towns No 28 Condo
County
Pinellas
Year built
1985
Living area
1,700 sq ft
Price/sq ft
$141
Lot size
0 sq ft
Flood zone
AE
Annual taxes
$4,112 (2025)
Parcel #
36-30-15-90338-000-5110
MLS #
TB8544904

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Luxury Vinyl, Wood
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned
Carport
Yes

HOA & Financial

Total monthly fees
$991/mo
Total annual fees
$11,892
HOA name
Vesta 727-546-2485
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
There is a limit of five (5) rentals in the building. There is a one (1) year waiting period before rentals will be approved. Lease period is 12 months. Application & interview is required prior to approval and move-in.
Approval process
Tenants must complete the association application and approval process.

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters
Construction materials
Stucco
Roof
Built-Up
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Bedroom 2First11x14
Family RoomFirst14x10
KitchenFirst18x8
Living RoomFirst16x18
Primary BedroomFirst17x12
Dining RoomFirst12x15
LaundryFirst6x8

Listing Details

Listing date
2026-09-02
On market date
2026-09-02
Original list price
$240,000
Occupant type
Vacant
MLS area
33709 - St Pete/Kenneth City
Listing AOR
Suncoast Tampa
Status changed
2026-09-02
Tax legal description
TERRACE PARK OF FIVE TOWNS NO 28 CONDO RADCLIFFE BLDG, UNIT 511

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head west of 54th Ave N Turn north on Park Street Turn east of 62nd Ave N Turn south on Terrace Garden Dr N The Radcliffe building will be the first building on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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