
$240,000
8198 Terrace Garden Drive
St Petersburg, FL 33709
Listing updated: September 3, 2026 at 6:48 AM ET
Property type
Year built
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Meet Your Next Florida Home. Comfortable, Spacious & Full of Possibility! Hi there! I’m a 1,700-square-foot, top-floor end-unit condo in the Radcliffe building at Terrace Park of Five Towns, and I think we should get to know each other. For starters, I’m a 2-bedroom, 2-bathroom 55+ condo with plenty of room to spread out, entertain, relax, or simply enjoy having a little more elbow room. I’m on the top floor, so there’s no one above me, and because I’m an end unit, I get some extra natural light and privacy. Not to brag, but I’ve got some pretty good qualities. Come through my bright entry foyer, where you’ll find a coat closet and neutral tile flooring. From there, my spacious living room, formal dining area, and flexible den/family room create a generous, open-feeling layout with plenty of options for how you want to live. But perhaps my favorite feature? I have two enclosed all-season patios. One stretches off the living room and den, giving you even more living space, while the other belongs exclusively to the primary suite. They’re perfect for morning coffee, afternoon reading, entertaining—or just sitting outside without actually having to sit outside. My primary suite is generously sized and includes a walk-in closet, an additional storage closet, and a private ensuite bath with both a walk-in shower and separate soaking tub. The second bedroom and full guest bath give visitors their own comfortable space when friends or family come to stay. Yes, I live in a 55+ community, but let’s not get hung up on age. I’ve aged gracefully, and my bathrooms would agree. They’re still in perfectly decent shape, even if you decide they could use a little modern flair. Now, let’s talk about my kitchen. I’ll be honest: I’m ready for a little magic. My original cabinets are still here, waiting for someone with a vision, and the kitchen flooring has already been removed and prepped for a fresh update. In other words, I’m not pretending to be something I’m not. I’m giving you a blank canvas to create the kitchen you actually want. I even have a gas range, pantry, and convenient pass-through to the den, so the bones are here. Bring your ideas! I also have a large laundry room with built-in cabinetry, giving you plenty of storage, and the washer and dryer can stay. And then there’s Terrace Park of Five Towns, where there’s plenty happening beyond my four walls. The community is continuing to invest in its future through its Reimagine projects, with Phase 1 including a new RV parking area, coin-operated car wash, bocce courts, and pickleball courts. Phase 2 is slated to bring a new fitness center along with a walkway connecting residents to the facility. There are also plans being explored for a shade structure at the Radcliffe Pool, with proposals currently being gathered. In other words, 55+ doesn’t mean set in our ways. This community is continuing to evolve, add amenities, and prove that we’re not quite ready to slow down. So, if you’re looking for a spacious Florida condo with great natural light, no upstairs neighbors, two all-season patios, and the opportunity to make some spaces truly your own, I might just be the one you’ve been waiting for. And don’t worry, I’m not asking you to fix everything. Just give me a little imagination, and I’ll give you plenty of room to make yourself at home. Come see me. I have a feeling we’re going to get along.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveSep 2, 2026
- Listed$240,000Sep 2, 2026
- Price increased$240,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- Terr Park Of Five Towns No 28 Condo
- County
- Pinellas
- Year built
- 1985
- Living area
- 1,700 sq ft
- Price/sq ft
- $141
- Lot size
- 0 sq ft
- Flood zone
- AE
- Annual taxes
- $4,112 (2025)
- Parcel #
- 36-30-15-90338-000-5110
- MLS #
- TB8544904
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $991/mo
- Total annual fees
- $11,892
- HOA name
- Vesta 727-546-2485
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Other
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- There is a limit of five (5) rentals in the building. There is a one (1) year waiting period before rentals will be approved. Lease period is 12 months. Application & interview is required prior to approval and move-in.
- Approval process
- Tenants must complete the association application and approval process.
Exterior & Construction
- Exterior features
- Balcony, Hurricane Shutters
- Construction materials
- Stucco
- Roof
- Built-Up
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Natural Gas Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 11x14 |
| Family Room | First | 14x10 |
| Kitchen | First | 18x8 |
| Living Room | First | 16x18 |
| Primary Bedroom | First | 17x12 |
| Dining Room | First | 12x15 |
| Laundry | First | 6x8 |
Listing Details
- Listing date
- 2026-09-02
- On market date
- 2026-09-02
- Original list price
- $240,000
- Occupant type
- Vacant
- MLS area
- 33709 - St Pete/Kenneth City
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-02
- Tax legal description
- TERRACE PARK OF FIVE TOWNS NO 28 CONDO RADCLIFFE BLDG, UNIT 511
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head west of 54th Ave N Turn north on Park Street Turn east of 62nd Ave N Turn south on Terrace Garden Dr N The Radcliffe building will be the first building on your right.
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Based on information submitted to the MLS GRID as of September 3, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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