209 River Drive, FL
Stellar MLS
1 / 1

$469,900

209 River Drive

East Palatka, FL 32131

Listing updated: August 29, 2026 at 6:51 AM ET

Active
Stellar MLSListing courtesy of Maxrev Llc · Tiffani Williams · MLS #FC321061 · Active · 904-460-2789
3
Beds
3
Baths
2,024
Sq Ft
0.43
Acres
1965
Built
Water viewPrivate poolFireplace$232/sqft
Single Family Residence

Property type

1965

Year built

18,731 sqft

Lot size

$232

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

River views set the tone at 209 River Drive, a beautifully renovated East Palatka home where flexible living spaces, thoughtful upgrades, and a resort-style backyard come together effortlessly. This concrete-block home offers three bedrooms, three full bathrooms, an office, and a spacious flex room, providing plenty of room to live, work, gather, and unwind. Two of the bedrooms are private en-suites with walk-in closets, and one includes a separate exterior entrance, making it especially well-suited for guests, extended family, or use as a private mother-in-law suite. Inside, natural light pours through the impact-resistant windows while beautiful crown molding, wainscoting, plantation shutters, luxury vinyl plank flooring, and recessed lighting create a polished and cohesive look throughout the home. The remodeled kitchen serves as the heart of the space with a large island, quartz countertops, and plenty of room for everyday meals or entertaining. From there, the home flows into the shaded sunroom, where paver flooring creates a seamless connection to the outdoor living areas and invites you to slow down and enjoy the surrounding river views. Outside, lush landscaping and St. Augustine sod enhances both the front and back yards, while pavers continue from the carport to the rear of the home, wrapping around the saltwater pool and leading to the firepit area. The fenced backyard offers everything needed to enjoy Florida living, including an in-ground pool with a newer liner and pump, gas pool heater, outdoor shower, tied-in gas grill, and multiple spaces for relaxing or gathering with friends and family. A powered storage shed with a lean-to and its own metal roof, also installed in March 2026, adds even more useful space. The beauty of this home is matched by the work completed behind the scenes. Renovations and improvements include remodeled bathrooms, updated plumbing, ductwork, and electrical panel in 2023; a metal roof installed in March 2026; and a newer septic system and drainfield installed in 2022. A whole-home Generac generator installed in 2020, an on-demand gas water heater, stackable gas washer and dryer, water softener, irrigation system, and UV-C lamps in the HVAC system add comfort, efficiency, and peace of mind. With its captivating river views, two private en-suites, flexible living areas, extensive renovations, and backyard designed for year-round enjoyment, 209 River Drive is more than a beautifully updated home; it is a place created for making memories. Offered under $500,000, this is your opportunity to enjoy the river views without the riverfront price!

Estimated monthly payment

Principal & interest$2,376
Property taxes$203
Home insurance (est.)$215

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 28, 2026
  2. Listed$469,900
    Aug 28, 2026
  3. Price increased$469,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
River Groves Division
County
Putnam
Year built
1965
Living area
2,024 sq ft
Price/sq ft
$232
Building area
3,110 sq ft (Public Records)
Lot size
18,731 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Pool
Private pool
Annual taxes
$2,435 (2025)
Parcel #
381027777000100450
Zoning
RESIDENTIA
MLS #
FC321061

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Luxury Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Walk-In Closet(s)
Laundry
In Kitchen, Laundry Closet
Stories / Levels
One
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Outdoor Grill, Outdoor Shower
Construction materials
Concrete
Roof
Metal
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
OfficeFirst
DenFirst
Living RoomFirst
KitchenFirst
Bedroom 2First
Bathroom 2First
Bathroom 3First
Bathroom 3First
Florida RoomFirst

Listing Details

Listing date
2026-08-27
On market date
2026-08-28
Original list price
$469,900
Occupant type
Owner
MLS area
32131 - East Palatka
Listing AOR
Flagler
Status changed
2026-08-28
Tax legal description
RIVER GROVES MB4 P105 BLK A LOT 45 (SUB TO ESMT) (MAP SHEET 8/38B/39A)

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From MaxRev Office at 717 St. Johns Ave., Palatka - head toward S 8th St on St. Johns Ave., turn right onto N 8th St., Turn Right onto Reid St. / US-17), (Go Across Memorial Bridge) Turn left onto Masters Rd., turn right on Ferry Rd., Turn Left onto River Ter., Turn right onto River Dr

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 29, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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