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$1,300,000

2309 20th Place

Cape Coral, FL 33990

Listing updated: September 13, 2026 at 10:33 AM ET

Active

Listing courtesy of Horizon Key Realty Llc · Katia Linzalone · MLS #A4704364 · Active · 239-872-7248

Beds

Baths

3,552

Sq Ft

0.23

Acres

2002

Built

◆Private pool◆$366/sqft

Single Family Residence

Property type

2002

Year built

10,019 sqft

Lot size

$366

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

LUXURY WATERFRONT LIVING WITH RIVER ACCESS! Discover exceptional Florida waterfront living at this beautifully appointed two-story home located at 2309 SE 20th Place, Cape Coral. Featuring 5 bedrooms, 4 full bathrooms and 1 half bath, this impressive residence offers an exceptional combination of space, sophistication, and functionality. Situated on a canal with River/Gulf access and only one bridge to navigate, this property is ideally positioned for boating enthusiasts seeking convenient access to Southwest Florida's waterways. Enjoy days on the water followed by relaxing evenings beside the sparkling saltwater pool, creating the perfect setting for entertaining or simply enjoying the Florida lifestyle. Inside, the home showcases an impressive level of attention to detail and numerous upgrades throughout. The spacious two-story design provides generous living areas, thoughtfully designed bedrooms, and ample room for family and guests. High-quality finishes and carefully selected improvements create a refined yet comfortable atmosphere throughout the residence. The outdoor living area is equally impressive, offering the ideal extension of the home's interior spaces. Spend your mornings enjoying the waterfront views, afternoons in the pool, and evenings entertaining friends and family. Every aspect of this residence has been thoughtfully considered, from its desirable waterfront location and boating access to its extensive upgrades and beautifully maintained spaces. This is more than a home—it is an opportunity to experience the best of Cape Coral waterfront living. A truly special waterfront property ready to welcome its next owner.

Estimated monthly payment

Principal & interest$6,574

Property taxes$767

Home insurance (est.)$596

Down payment

20%

$260,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

Status: Active
Sep 11, 2026
Listed$1,300,000
Sep 11, 2026
Price increased$1,300,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 2
Subdivision: Cape Coral
County: Lee
Year built: 2002
Living area: 3,552 sq ft
Price/sq ft: $366
Building area: 6,608 sq ft (Public Records)
Lot size: 10,019 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12071C0406G)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $9,202 (2025)
Parcel #: 29-44-24-C3-05370.0110
Zoning: R1
MLS #: A4704364

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Interior Details

Bedrooms: 5
Full bathrooms: 4
Half bathrooms: 1
Flooring: Ceramic Tile, Laminate
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
Interior features: Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Tray Ceiling(s), Walk-In Closet(s)
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Stories / Levels: Two
Direction faces: West

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Garage Door Opener

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Hurricane Shutters, Outdoor Shower, Private Mailbox
Construction materials: Concrete, Stucco
Roof: Shingle
Foundation: Slab
Pool: Private pool
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	First	13x19
Bedroom 2	Second	11x24.5
Kitchen	First	20x25
Bedroom 3	First	10x12
Living Room	First	20x23
Den	First	10x10
Laundry	First	6x10
Loft	First	10x15.5

Listing Details

Listing date: 2026-09-10
On market date: 2026-09-11
Original list price: $1,300,000
Occupant type: Owner
MLS area: 33990 - Cape Coral
Listing AOR: Sarasota - Manatee
Status changed: 2026-09-11
Tax legal description: CAPE CORAL UNIT 89 BLK 5370 PB 23 PG 152 LOTS 11 + 12

Flood risk

High riskFEMA Zone AEPanel 12071C0406G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Del Prado , turn E on 21st Ln, turn R on SE 17th Pl, turn L on 23rd Terr, L on SE 20th Pl. Home is on the R.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 13, 2026 at 10:33 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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