$1,299,000
1231 Acappella Lane
Apollo Beach, FL 33572
Listing updated: August 31, 2026 at 10:49 AM ET
Listing courtesy of 27north Realty · Shawna Calvert · MLS #TB8542739 · Active · 813-645-4663Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
1231 Acappella Lane, Apollo Beach, FL 33572 | 4 Beds | Deep-Water Canal Frontage | No-Bridge Tampa Bay Access | Pool & Heated Spa | Composite Dock + Boat Lift | Main-Floor Primary | New Tile Roof | Symphony Isles | No CDD Waterfront living at 1231 Acappella Lane means the boat, pool, spa, and canal are part of the everyday routine. Set on deep-water canal frontage in 24/7 guard-gated Symphony Isles, this 4-bedroom, 3-full and 2-half-bath home gives you direct Tampa Bay access with no fixed bridges, a private composite dock with electric boat lift, and a screened backyard built around time outside. Start the morning on the lanai overlooking the canal, head out from your own dock when the water calls, then come home to an afternoon by the custom gunite pool. The paved outdoor living area creates room for poolside meals, conversation, and quiet evenings, while the propane-heated spa extends the enjoyment beyond the warmest days. A full screen enclosure, digital pool controls, and updated filtration support the space without distracting from the lifestyle it was designed for. Inside, 3,022 square feet create an easy flow between everyday living and entertaining. Soaring ceilings, architectural trim, plantation shutters, hardwood flooring in the formal dining room, main living area, and upstairs bedrooms, plus neutral tile in other high-traffic areas, give the interior warmth and function. The kitchen keeps the cook connected to the rest of the home, with sightlines across the family room and toward the pool lanai. Solid wood cabinetry, granite countertops, a center preparation area, stainless steel appliances, and a built-in pantry make it easy to move from weekday meals to weekends with friends. The main-floor primary suite creates a private retreat at the end of the day, with walk-in closet space and an en-suite bath featuring double granite vanities, a soaking tub, and separate tiled shower. Upstairs, three additional bedrooms, two full baths, and a 22x18 bonus family room create space to spread out, gather, or unwind. For boaters, the waterfront setup is one of the home's defining advantages. The deeded composite dock is equipped with an electric boat lift, fresh-water washdown, and shore power connections, while the deep-water canal and no-bridge route keep Tampa Bay directly connected to home. A new tile roof, updated water heater, and dual central A/C systems add important improvements. Symphony Isles residents also have access to a private beach, clubhouse, community pool, playground, and private community boat ramp. With no CDD and low annual HOA dues, the community adds another layer to the waterfront lifestyle. ***** WHAT THE SELLER LOVES The best part of living here is how easily the day moves between the water and the backyard. Morning coffee overlooking the canal, leaving by boat from your own dock, coming home for pool time, and ending the day in the heated spa make the waterfront feel less like a weekend escape and more like everyday life.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 31, 2026
- Listed$1,299,000Aug 31, 2026
- Price increased$1,299,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Symphony Isles Unit Three
- County
- Hillsborough
- Year built
- 2002
- Living area
- 3,022 sq ft
- Price/sq ft
- $430
- Building area
- 4,140 sq ft (Public Records)
- Lot size
- 7,948 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0493J)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $9,059 (2025)
- Parcel #
- U-20-31-19-5QE-000000-00030.0
- Zoning
- PD
- MLS #
- TB8542739
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Closet, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Guest, Off Street
HOA & Financial
- HOA fee
- $200 / Annually
- Monthly HOA
- $17/mo
- Total monthly fees
- $17/mo
- Total annual fees
- $200
- HOA name
- Symphony Isles / Cathy Sobrito
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Minimum 1-year lease required. No short-term, daily, or seasonal rentals permitted. Entire single-family home only; subleasing and renting individual rooms are strictly prohibited. Commercial vehicles and unapproved trailers/boats cannot park in driveway.
- Approval process
- HOA application and background/credit check required prior to move-in. Tenant must submit signed lease agreement, application form, and fee to Symphony Isles HOA board. Processing typically takes up to 15-30 days for formal approval and gate access setup.
Exterior & Construction
- Exterior features
- Balcony, Lighting, Private Mailbox, Sidewalk, Storage
- Construction materials
- Block, Stucco, Frame
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Breed Restrictions, Number Limit, Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | 10.5x11.4 |
| Kitchen | First | 11.2x6.1 |
| Living Room | First | 15.4x20.2 |
| Primary Bedroom | First | 14x16.2 |
| Primary Bathroom | First | 11.8x10.7 |
| Laundry | First | 11.5x8.5 |
| Balcony/Porch/Lanai | First | 43.6x26.8 |
| Family Room | Second | 22x18.3 |
| Bedroom 2 | Second | 10.6x17.4 |
| Bedroom 3 | Second | 11.1x17.4 |
| Bathroom 2 | Second | 8.8x9.7 |
| Bedroom 4 | Second | 12.4x10.3 |
| Bathroom 3 | Second | 4.11x7.9 |
| Balcony/Porch/Lanai | Second | 9.5x7.11 |
Listing Details
- Listing date
- 2026-08-25
- On market date
- 2026-08-31
- Original list price
- $1,299,000
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-31
- Tax legal description
- SYMPHONY ISLES UNIT THREE LOT 30
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 (Exit 246): Head west on Big Bend Rd, turn left onto US-41 S, turn right onto Apollo Beach Blvd, turn left onto Fairway Blvd, right onto Flamingo Dr, and proceed straight to the Symphony Isles guard gate on Symphony Isles Blvd. From US-41 N (from Ruskin / Sun City Center): Head north on US-41 N, turn left onto Miller Mac Rd, right onto Gulf Island Dr, left onto Cacao Ln, and left onto Flamingo Dr to the Symphony Isles guard gate on Symphony Isles Blvd.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 31, 2026 at 10:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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