2048 Winding River Cove, FL
Stellar MLS
1 / 1

$349,900

2048 Winding River CoveBartow, FL 33830

Listing updated: October 14, 2026 at 10:34 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty · Ashli Smith · MLS #L4964583 · Active · 863-577-1234
4
Beds
2
Baths
1,878
Sq Ft
0.3
Acres
2023
Built
◆$186/sqft
Single Family Residence

Property type

2023

Year built

13,042 sqft

Lot size

$186

Price / sq ft

$58/mo

HOA dues

49

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome home to this beautiful newer construction home offering 4 bedrooms, 2 bathrooms, plus a versatile den/flex space on a larger corner lot in a charming Bartow community! Built just three years ago, this home offers modern features, an open layout, and plenty of space to spread out. Step inside to an open and bright floor plan filled with tons of natural sunlight. The split-bedroom layout provides added privacy and creates a comfortable flow throughout the home. Tile flooring runs throughout the main living areas, with carpet in the bedrooms. The spacious kitchen is the heart of the home, featuring ample cabinet and counter space, a large breakfast bar, and a separate dining area just off the kitchen. The adjoining den/flex space offers endless possibilities and can be used as a home office, playroom, media room, or additional living space. French doors lead from the living area to the covered lanai, creating an easy transition to the backyard and making this space perfect for grilling, relaxing, and entertaining family and friends. The primary suite offers a peaceful retreat with a walk-in closet and an upgraded ensuite bathroom featuring a garden tub and separate step-in shower. An indoor laundry room adds everyday convenience. Outside, enjoy the benefits of a larger corner lot with a fully fenced yard. The fence includes a double gate for easy access, making it ideal for storing a boat, trailer, camper, lawn equipment, or other outdoor toys. Located in a small, welcoming community featuring a playground, this home offers the perfect blend of newer construction, functional living space, privacy, and outdoor enjoyment. Come see why this one deserves to be at the top of your list! All information and property details are deemed reliable but not guaranteed and Buyer/Buyer's Agent is responsible for their own due diligence including but not limited to verifying HOA, Community Info, Rules, Leasing Requirements, Sqft, Lot Size, Room Dimensions, and Taxes.

Estimated monthly payment

Principal & interest$1,769
Property taxes$445
Home insurance (est.)$160
HOA dues$58

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history49 days on market

  1. Status: Active
    Aug 26, 2026
  2. Listed$359,900
    Aug 26, 2026
  3. Price reduced$349,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
49
Subdivision
Winding River Cove
County
Polk
Year built
2023
Living area
1,878 sq ft
Price/sq ft
$186
Lot size
13,042 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0520G)
Garage
2 spaces
Annual taxes
$5,338 (2025)
Parcel #
25-29-35-363486-000370
MLS #
L4964583

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Linoleum, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
Interior features
High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$700 / Annually
Monthly HOA
$58/mo
Total monthly fees
$58/mo
Total annual fees
$700
HOA name
carmanienterprises.com
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
All information and property details are deemed reliable but not guaranteed and Buyer/Buyer's Agent is responsible for their own due diligence.

Exterior & Construction

Exterior features
Private Yard, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Underground Utilities, Water Connected

Community

Pets allowed
No

Schools

MiddleBartow MiddleGreatSchools ↗
High SchoolBartow HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst
Dining RoomFirst
KitchenFirst
LaundryFirst
DenFirst
Bathroom 1First
Bedroom 1First
Bedroom 2First
Bedroom 3First
Primary BedroomFirst
Primary BathroomFirst

Listing Details

Listing date
2026-08-26
On market date
2026-08-26
Original list price
$359,900
Occupant type
Vacant
MLS area
33830 - Bartow
Listing AOR
Lakeland
Status changed
2026-08-26
Tax legal description
WINDING RIVER COVE PB 197 PG 38-39 LOT 37

Flood risk

Minimal riskFEMA Zone XPanel 12105C0520G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR 60 in Bartow, turn onto N 91 Mine Road, then turn right onto Gandy Road. Turn left into the Winding River Cove community. Follow Winding River Cove to 2048 Winding River Cove.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 10:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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